Online Shopping Safety and Security Tips

Is Online Shopping Safe and Secure?

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Ecommerce is a big part of the economy. Via mobile apps and digital shopping carts, consumers make millions of purchases every single day. Because of the swiftness of the internet, retailers are continuously focusing on new methods to increase online shopping safety. They not only want to give a secure experience, but they also want to protect their consumer's privacy. How to stay safe when shopping online  The retailers of today have become the managers of sensitive data, such as credit card numbers and mailing addresses. It's a lot to balance for the sake of online transactions. As concerned as...
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Balance Transfer vs. Cash Advance: What's the Difference?

Balance Transfer vs. Cash Advance: What’s the Difference?

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Credit card options differ between companies; and, it goes without saying that some have more perks than others. Balance transfer vs. cash advance vs. introductory APRs. What's the difference between these factors, and how do they help me build my credit? Increasing your credit score From the moment you accept your first credit card to the time you become inactive, your credit score fluctuates. Actions that will help your score include: - keeping a low debt-to-income ratio - preventing automatic closures of your accounts - paying more than your minimum balance If you're deciding between a balance transfer vs. cash advance, both can...
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How VPNs Work to Make Your Internet Browsing Safer

How VPNs Work to Make Your Internet Browsing Safer

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2020 has brought a slew of ultra-repeatable buzz words, including the term virtual private network. The technology is not new; however, the demand has skyrocketed since the onslaught of COVID. More and more, people rely on the internet to fulfill their work, social, and entertainment needs. Since the average person spends over 10 hours a day using their devices, having a secure connection is crucial. Do you know how VPNs work? If not, continue reading to learn more.   Private internet access A Virtual Private Network (VPN) is a security measure that safeguards data sent online. Understanding how VPNs work is the...
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Financial Resume Keywords to Land a Career in Banking

Financial Resume Keywords to Land a Career in Banking

By | Articles, Work and Productivity | No Comments
The banking sector makes up a substantial part of our economy. There are approximately 2 million commercial banking employees. Those looking for a career in the industry would profit by using specific terms on their applications. Below are the most popular financial resume keywords for 2020. Why are keywords important on a resume? Employers use filters to seek out text on resume submissions. While applicants may have the desired experience, if they use the incorrect terms to describe it, they will never get the chance to meet the employer. Accounting and financial resume keywords consist of simple phases related to...
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Halloween Spending Statistics: Are you being Tricked?

Halloween Spending Statistics: Are you being Tricked?

By | Articles, Finance, Lifestyle | No Comments
Pumpkins? Check. Fake skeletons? They're in the cart. What else should be on the list? Even after grabbing just a few items of gory decor, the costs quickly add up. Are you being tricked? View the most recent Halloween spending statistics to find out. Halloween 2019 expenditures A 2020 poll showed that only 58% of Americans plan to partake in Halloween activities this year. Yet, the economy expects a surge of expenditures as high as $8 billion. The figures make sense until you compare the Halloween spending statistics of 2019. Last year, 68% of Americans participated, spending $8.8 billion.  Why is there...
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Build Wealth Quickly with an Aggressive Saving Strategy

Decrease Debt Faster With an Aggressive Saving Strategy

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We all want to conserve for the future. Additionally, we strive to grow revenue and perhaps retire early. Living with financial freedom is as quintessential as pursuing happiness. Yet, none of it starts without a plan. To build wealth quickly, we must use an aggressive saving strategy. Then from there, we can make smart investments, such as paying ourselves first.    How does an aggressive saving strategy differ from a regular budget? While figures in a typical monthly budget shift periodically, an aggressive saving strategy remains static. Sometimes referred to as a radical savings plan, participants continue to increase the gap between income...
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Leadership Styles Proven Effective for Small Business Growth

Leadership Styles Proven Effective for Small Business Growth

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Employees depend on their employers, not only for a paycheck, but for motivation, innovation, and support. Managers affect the entire organization from the top down. Furthermore, the process becomes amplified as the company grows. Start-ups and smaller businesses must be especially careful of the leadership styles they wish to portray.  So, which leadership styles are proven to be effective? Let's take a closer look below. How many types of leadership styles are there? The number of differentiating management styles varies depending on the textbook; however, most agree on five. They are transitional, situational, autocratic, Laissez-faire, and participative. Each has its...
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What Part Do You Play in a Gig Economy?

What Part Do You Play in a Gig Economy?

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Roughly 70 million people have a side hustle. Self-made entrepreneurs participate in jobs ranging from photography to food delivery. In today's gig economy, what part do you play? What is the definition of a gig economy? A gig economy refers to the abundance of contract workers who take jobs on-demand. To make ends meet, people have either cut their monthly expenses or increased their income by freelancing. The "gigs" equate to small, temporary jobs, such as delivering groceries or providing a Lyft. However, it's quick, legitimate money for someone in need.  Fifty-percent of Millenials have a side hustle. Additionally, those on the...
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How to Increase Your Work-from-Home Productivity

Ways to Increase Your Work-from-Home Productivity

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After spending hours inside a tiny cubicle, transitioning to a comfortable home office sounds like the perfect option. You can have flexibility in your work-from-home productivity. You can rest your feet on top of your desk. (If you decide to have a desk at all.) And, even best, you can spend the entire day in your pajamas.  There's no question that remote work has its benefits. Yet, despite the sentiment, virtual employees still undergo many challenges. The lack of structure tests their time management, as well as their ability to uphold accuracy. Some even report that prolonged isolation has decreased...
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