December is the Best Time to Buy a Car

December is the Best Time to Buy a Car

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Purchasing a car is a huge decision. Since most buyers finance, planning for this long-term commitment is a must. Are there ways to save in the long run? When is the best time to buy a car? Get ready for some money-saving tips, because the optimum time to get a new ride is now. Two words: Sales quotas The closer to the end it gets, the more pressure there is to meet the year's sales quotas. December is the best time to buy a car because dealers are more likely to bargain. Additionally, they offer their highest incentives as a...
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How to Guard Your Deliveries Against Porch Pirates

How to Guard Your Deliveries Against Porch Pirates

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Christmas shopping involves many things. Finding the perfect gift for loved ones takes both time and effort. What happens when you have an influx of packages going to your home? You intend to wrap them with care, but someone else may have different thoughts. Don't let porch pirates spoil your gift-giving plans for the holidays. How to keep porch pirates from stealing your packages There are several steps you can take to stop porch pirates from swiping your deliveries. Additionally, package delivery companies are working hard to add security to their processes. Let's look at some tips that you can...
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Donate a Holiday Gift This Christmas

Donate a Holiday Gift This Christmas

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Joy comes when we give back to others. If you are able, consider donating a holiday gift this Christmas. The Salvation Army's Angel Tree program provides new clothing and toys for children of needy families. There are several Angel Trees located throughout the Tampa Bay area. These trees are decorated with numbered paper angel tags. Each tag provides the first name, age, and gender of a child in need. For families with multiple children, the tags will provide the information for each. Contributors remove a tag from the tree and purchase gifts accordingly for the child(ren) described on the tag....
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Thanksgiving Side Dishes That Are Cheap and Easy

Thanksgiving Side Dishes That Are Cheap and Easy

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We are days away from one of the biggest holidays of the year. Do you have a plan for your Thanksgiving side dishes? Most people want to serve something pleasing to the eye, and they want it to taste good, too. Above all, they want to pull it off without spending a fortune. Find out how to choose between fresh or canned, simple or elaborate, and so much more. This article will discuss the tried and true ways to a great Thanksgiving dinner, all without going broke. Canned food versus fresh During the holidays, stores place their canned goods on...
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Early Holiday Shoppers Know How to Save

Early Holiday Shopping Saves Money And Hassle

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It's the beginning of November, and early holiday shoppers are already going crazy. Patrons want to finish their holiday shopping now, so the stores are trying their best to adhere. Practically everywhere has at least one display of seasonal flare. What does this trend in consumerism tell us? A whole lot, when we look at it closely. Shopping early for gifts saves money Early holiday shopping easily saves money. Early birds at the mall aren't rushing at the last minute to find gifts. Also, they never pay for expedited shipping, and often make their purchases during pre-holiday sales. Incentives to...
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Veterans Day Discounts, Freebies, and Facts

Honoring Heroes With Veterans Day Discounts

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Veterans Day honors those who have served our country's military. The sacrifices that soldiers make usually go far beyond their appointed duties. As a way to give thanks, many businesses offer Veterans Day discounts and freebies. Additionally, several restaurants offer veterans free or discounted meals. Keep reading for full details. The importance of honoring our veterans Veterans put their lives on the line to protect our freedom. We value their bravery and unyielding dedication. While there are several ways to say thank you, Veterans Day discounts are only the beginning. For instance, some people write letters. Others show up to...
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Halloween Savings Tips from a Financial Expert

Halloween Savings Tips from a Financial Expert

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It's almost time for ghosts and goblins. Are you prepared? We gathered three creative Halloween savings tips for this year's celebration. You'll see recommendations from financial experts, as well as other money-conscious gurus. These tips are going to save you a ton of cash. Continue reading to learn more. 1. Buy faux decorations Our first Halloween savings tip comes from Every Dollar under the Ramsey Solutions Corporation. Dave Ramsey formed the company in 1992 to counsel those suffering from financial stress. Currently, he has an estimated net worth of $55 million. Being wise with money is part of his nature. You can...
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The Powerful Way the Credit Union Philosophy Improved Banking

How the Credit Union Philosophy Improved Banking

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The story of finance has been full of changes. Even to this day, our money continues to evolve. Opinions about wealth control the mainstream, so it's easy to understand how events shift. That being said, the credit union philosophy shook our entire set of banking conventions. The historic path of U.S. credit unions started with just a single notion. Though it took a lot to make it stick, we still reap the rewards. The birth of the credit union philosophy Alphonse Desjardins was a journalist with simple beliefs. He felt that it was wrong for lenders to benefit from making...
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