The Exciting News About Achieva’s Scholarship Competition

By | Achieva in the Community, College Life, Finance, Lifestyle | No Comments
Certainly, 2017 wouldn't make headlines if it didn't have some exciting news. Do you know a high school senior graduating this year? Or perhaps you're the one currently enrolled in a college or trade school. If you've answered yes to either one of these questions, then you're going to want to check out this article. Seriously, we're jumping for you to read it all the way to the end. That's because our active Achieva Credit Union members, with good standings on their accounts, have the chance to enter two unique scholarship competitions. Well, without further ado, let's hop right in and discuss more details. What do...
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Nifty, Thrifty Valentine

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Make it a Valentine’s Day to remember by breaking from tradition without breaking the bank. These money saving tips show that the best recipe for a cheap and fun valentine’s day is equal parts creativity and love. Homemade cards The first ever Valentine’s Day message was sent in 1477 by a Miss Margery Brews to John Paston, and within it she described her beau as “my right well beloved Valentine”. Still today, there’s nothing simpler yet more meaningful than a homemade card.  It’s simple and time saving, since construction paper, scissors, and glitter are craft drawer staples, especially if you...
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Five Things Millennials Should Know Before Filing Taxes

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Tax time is here again. Are you prepared? We've created a top 5 list of things Millennials should know before filing taxes. You're totally going to want to read this one. It's full of commonly overlooked deductions that could potentially save you hundreds. Do we have your attention? Of course! So, before you head out to your certified tax preparer, make sure to read this entire article. Tax prep fee deduction is a thing. Number one on our list of things Millennials should know before filing taxes, is that tax prep fees are deductible. Say what? Yes, you read that correctly. If you...
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Super Bowl Super Savings; Party Planning on the Cheap

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Super Bowl Sunday is fast approaching. And whether you’re planning a small gathering for a few friends or a block party, you still want to save a buck or two. It’s easy to get carried away with food and drink purchases, and all the extras in between. So, to keep costs from spiraling out of control, here are some tips to help you score a touchdown for your savings while planning a Super Bowl extravaganza.  Start with a budget Set strict budgetary restrictions and stick to them. This will ease any stress on your bank account, give you piece of...
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Consistent Exercise: How to Keep the Habit

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We all know proper fitness is essential to having a holistic lifestyle. Not only does healthy living help your body in the physical sense, it also does wonders for one's self-esteem. The best part is, you don't even have to be a super athletic person to practice consistent exercise. Our post will cover all things necessary to keep the habit, day in and day out. Consistent exercise starts now. You heard us. Now. As in now, now. There's no more waiting for Monday. A consistent exercise habit requires the proper mindset and starts with a desire for change. So, get ready....
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Millennials and Money: Tips for Retiring as a Multi-Millionaire

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The statistics are disturbing: older Millennials – those born in the early 1980s – will need to stash approximately $1.8 million for their retirement, and younger Millennials – those born in the 1990s – will need more than $2.5 million. That’s not the disturbing part, however. The most distressing statistic is that currently 57% of the Millennial generation hasn’t even begun to think about saving for retirement. Entrepreneur John Rampton cites these and other statistics in his October 2016 article in Inc.com. He notes that although Millennials believe they will have a better retirement than past generations, they are overlooking...
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Life Goals: 12 Months to a Better You

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To begin, we all want to improve ourselves. Be it our health, finances, or even world experiences, we aim to have better life goals. As much as we desire to have all the good things in life, consequently, most of us don't know how. What if there was a simple list of 12 months to a better you? Well, coincidentally (never mind that you totally knew it was coming), we have one for just you. Continue reading to understand how life goals begin with forming good habits. Why the month by month approach? I'm sure you've heard, it takes 21 days to form a habit. Fortunately...
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Start Your Financial Year Off Right; The 2017 Plan

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The New Year is upon us and that means it's time to review your monetary strategies. If last year left you with much to be desired, then right now is the perfect moment to implement a different plan. Want to start your financial year off right? Continue reading for our post for tips on the 2017 plan. What was last year's problem? Of several people polled, the biggest issue people had last year with budgeting was not having a strategic plan. Sure, they understood that saving money was, generally, a good thing. Additionally, everyone found ways to increase their income. However, every month was filled...
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Health Savings Account Verses Flexible Savings

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As Americans, we are constantly faced with possibility of changes within our health care system. Also, it's easy to point out, that each calendar year things differ slightly anyways. It's nice to prepare financially for these changes; but, what's the best way? We are going to show you the difference between a health savings account verses a flexible savings arrangement. Let's learn the meanings. To start, a Health Savings Account (HSA) is a type of savings account available to those who are enrolled in a high-deductible health plan. On the other hand, a Flexible Spending Arrangement (FSA) is an employer sponsored program that allows employees to set aside pre-tax dollars...
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