Dec 28
0

Start Your Financial Year Off Right; The 2017 Plan

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The New Year is upon us and that means it's time to review your monetary strategies. If last year left you with much to be desired, then right now is the perfect moment to implement a different plan. Want to start your financial year off right? Continue reading for our post for tips on the 2017 plan. What was last year's problem? Of several people polled, the biggest issue people had last year with budgeting was not having a strategic plan. Sure, they understood that saving money was, generally, a good thing. Additionally, everyone found ways to increase their income. However, every month was filled...
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Dec 21
0

Health Savings Account Verses Flexible Savings

By | Articles, Health & Fitness, Lifestyle | No Comments
As Americans, we are constantly faced with possibility of changes within our health care system. Also, it's easy to point out, that each calendar year things differ slightly anyways. It's nice to prepare financially for these changes; but, what's the best way? We are going to show you the difference between a health savings account verses a flexible savings arrangement. Let's learn the meanings. To start, a Health Savings Account (HSA) is a type of savings account available to those who are enrolled in a high-deductible health plan. On the other hand, a Flexible Spending Arrangement (FSA) is an employer sponsored program that allows employees to set aside pre-tax dollars...
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Dec 15
4

Enjoying the Grand Ole Osprey

By | Achieva in the Community, Articles | No Comments
It’s not every day that a pair of nesting birds moves into the neighborhood. But that’s exactly what happened at Achieva’s  4th Street location in St. Petersburg! Back in 2014, a pair of beautiful osprey (also called sea hawks) built a nest on top of Achieva’s monument sign. Unfortunately, their nest, and the eggs inside, was destroyed during a storm. Undaunted, the couple returned to rebuild their home atop the sign. Fearing a repeat of the previous disaster, Achieva staff consulted the local chapter of the Audubon Society, which recommended that the nest be relocated to a safe and appropriate...
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Dec 13
1

Create Holiday Cheer Without Breaking Finances

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For starters, we're all about that holiday cheer. Simply put, once the Thanksgiving turkey is out of the oven, we're already hanging Christmas decorations. Our desire is for the entire family to feel the joy of the season. Question is, how do you spread cheer like Santa, yet avoid breaking finances? This post will help you find a solution to keep the merriment of the occasion, while still being wise with your money. Apply a four gift rule Traditionally, people typically spoil their children and loved ones. They shower them with gift after gift until unwrapping presents on Christmas morning, turns...
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Dec 07
0

Now is the Best Time to Buy a New Car

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Did you know that December is the best time to buy a new car? Specifically speaking, the closer to the end of December, the better. However, before we go all in on the subject, there are a few things you will need to know. In fact, those who are familiar with the car buying process are the ones that benefit the most from the experience. So, if you're one of those people who were looking for that final push, here is your sign. Continue reading to learn why now is the best time to buy a new vehicle; as well as, how to do it....
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Dec 02
0

Business Small Talk- Time for the Company Party

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No man, or woman, is an island. We all have to unite in some form, or fashion, to make humanity revolve. It's simply that conversations, with those other than your closet friends or family, feel so awkward. Additionally, what if the stakes were raised because the people you have to mingle with are your bosses and their colleagues? Yes, people, this is the real deal. I'm talking about the company party. Below, we will show you how to master business small talk right before the office festivities. Start by appreciating its value. Business small talk is important. "It isn’t just about being gregarious or entertaining- it’s a...
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Nov 30
0

Habits of People with Awesome Time Management Skills

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Have you ever wondered about the people that seem to have all their ducks lined up, in a perfectly straight, harmonious row? How do they have a schedule that allows them to do all these cool things, and maintain their daily obligations without fail? I mean, we all share the same 24 hours each day. How come their day falls together so much better? The answer my friends is that they have awesome time management skills. They have successfully figured out how to rock at life, the most productive and efficient way possible. Our post will explain the common habits and how...
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Nov 23
0

(Not So) Happy Holiday Shopping Scams

By | Articles, Lifestyle, Technology | No Comments
It’s that time of the year – the gift giving holidays have arrived! And while you are merrily surfing the web in search of the perfect gift for your BFF, cyber thieves are merrily attempting to steal your identity. There’s no faster way to take the ho-ho out of holiday than to discover you are the victim of cybercrime and your bank account is empty. Achieva wants to help prevent that from happening to you this year. Here are some easy ways to protect yourself from being victimized online. Avoid Phishing If you are a heavy email user, you are...
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Nov 21
0

Keep the Costs of Thanksgiving Traditions Within Budget

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Thanksgiving is a time for family, food, and fun. It's a holiday that you love hosting, even though the crowd grows bigger and bigger each year. Everyone is excited and ready to sit at your table. There's just one issue: you desire to save money. How do you do it all, yet keep Thanksgiving traditions within budget? The following strategies can make Turkey Day a success without going overboard on the spending. First, set up a game plan. Did you know that grocery stores often have holiday promotions to boost the sales of certain items? They work directly with manufactures during peak seasons. By purchasing...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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