All posts by Achieva Credit Union

Home Renovations You Can Really Afford

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You know the feeling – your house needs a refresh, but you don’t have that kind of cash. If you have some improvements in mind, or maybe a few deferred maintenance tasks that you’ve been putting off, here’s some good news – Achieva offers a Renovation Refinance Loan that lets you cash in on your property’s equity to help you create the home of your dreams. You may be able to refinance your current mortgage and include the cost of repairs or upgrades for up to 95% of your home’s completed value! Smart Renovation Investments For years we’ve been told...
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Summer Vacation – How to Travel with Friends

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Traveling with friends sounds like a good idea – one big, Instagram-worthy party - until you’re in the thick of it and disagreements occur. Difficulties often develop around money, especially when some of the travelers need to stick to a budget. A little planning ahead can keep the party on track and mishaps to a minimum. Follow these suggestions to avoid awkward situations: Before You Go Institute a clear channel of communication. Gather everyone in the same room and plan the trip together. Be sure that everyone has the opportunity to make suggestions or voice concerns. Ensure that each person...
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How to Deal With Debt

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Finding yourself in a position where you don’t have enough cash to pay your debts is never fun. But don’t let it destroy your self-esteem. Acknowledge that you made a mistake, and make it your goal to not only rectify the error, but to learn from it. Objective: Put measures in place to pay off debt. What to Do: You have many choices in dealing with debt. One of your first decisions should be to stop racking up additional balances. Each time you avoid an expensive restaurant meal or any unnecessary purchase, pat yourself on the back for using self-control....
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Easy Summer Gardening Tips for People on a Budget

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Behold, the beauty of summer! It's a time for soaking in Florida's best sunshine, as well as sprucing up your outdoor oasis. Nothing can make a yard pop like a colorful arrangement of perfectly planted flowers. If you're looking for easy summer gardening tips, you've come to the right place. Furthermore, we're focusing how to build your landscape while still maintaining a budget. Are you ready to get started? Grab your gardening gloves and read on… Don't let your potted plants get too hot. Florida heat is no joke. As soon as you step outside, you can immediately feel the...
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How to Score the Best Deals on Summer Purchases

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The heat index is up and the midyear months of 2017 are bound to include tons of outdoor activities. It is Florida, by the way! No matter if you are a native or newbie, there are a few summer purchases that just scream mandatory. Want to know how to get all of your amenities without losing your pennies? We've got you totally SPF50 covered. Grills Grills are heavy by nature so shopping online is not always a good idea. Shipping can be very expensive. Instead, check prices at your local store and ask for discounted floor models. Buying your summer...
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Buying Your First Boat: Ready for Sun and Fun in Florida

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Summers in Florida are (with no exaggeration), beyond awesome. We have some of the best parks and attractions and honestly, it just doesn’t get any better. Fun in the sun is what Floridians do best. This season, if you're thinking about buying your first boat, take a look at this article first. There are things you should do before sailing off into that gorgeous orange sunset. Step 1: Understand the different boat types. Do you want to spend your summer offshore fishing or staying inland at a slower pace? Would you prefer to sail or go full throttle with a...
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Happy Birthday, Achieva!

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The year is 1937, and the Great Depression is slowly drawing to a close. Franklin Delano Roosevelt is president, and his massive New Deal programs have provided jobs for thousands of unemployed Americans. World War II is still on the horizon, and the economy won’t fully recover until the defense of our nation becomes the primary business of the land. With banks across the country failing or failed, citizens are distrustful of large financial institutions. Determined to create a better opportunity, seven teachers pool their funds – a grand total of $99.25 – and the credit union is born. Eighty years...
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Declutter and Save, All at the Same Time

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Spring Cleaning season is here, and that means it's time to declutter and save all at the same time. There's no need to do a massive haul to the store to buy cleaning products and supplies. We've got all the tips you need to spruce up your home, room by room, sans opening your wallet. DIY Cleaners The first step is to create a few essential cleaners with the items you already have on hand. To make your own multipurpose spray, mix 1 cup of water with ¼ cup of white vinegar in a spray bottle. Add a few drops of...
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Protecting Your Property During Florida’s Rainy Season

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Low and behold, Florida's rainy season is quickly approaching. It begins in May and does not let up for five whole months. However, with every rain cloud, we truly believe there is a silver lining. We're going to show you steps to protect you home and yard during this soggy time. Why prepare for downpours? Sure, Floridians face a pretty narrow spectrum of problems when it comes to weather; but that does not mean they are any less serious. Lightning, hurricanes, intense heat... it all goes with the territory. Nevertheless, even though Florida's rainy season seems to be the least...
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Financial Tips for High School Graduates: What Millennials Should Know

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Congratulations! You or someone you know is about to graduate high school. They've ordered their cap and gown and are ready to walk across the graduation stage. It's an awesome milestone; yet, at the same time, there are many upcoming responsibilities to consider. As they transition into the chapter of adulthood, there may be a lot of questions about what they should expect when it comes to their money. We've filled this post with great information and are ready to share 5 financial tips for high school graduates. Don't forget to share this article to your graduate's Facebook timeline! 1. Credit is...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.