All posts by Achieva Credit Union

January 20, 2020
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Dining Out Expenses Are Eating Through Your Wallet

Dining Out Expenses Are Eating Through Your Wallet

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Nothing tastes better than food prepared by someone else. With consumer demand at a historical high, restaurants serve millions of hungry patrons. It's an experience that leaves our stomachs full, but wallets empty. Truly, dining out expenses add up. Americans spend a lot of money dining out According to a 2017 survey, the Bureau of Labor Statistics reports that American households spend about $3,300 on dining out expenses. That's $600 higher than in 2014. The service industry continues to rise, and so does its gratuity expectations. Tipping culture remains a thing. It's all hard-earned cash, without a doubt. However, if we...
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January 17, 2020
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Martin Luther King's Vision of Income and Job Creation

Martin Luther King’s Vision of Income and Job Creation

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Martin Luther King Jr. believed in equal rights. As an activist, he used his doctorate in theology to express his values. Additionally, he encouraged others to speak up for equality. You cannot study the life of King without being familiar with his inspirational "I Have a Dream" speech. Moreover, Martin Luther King's vision for society remains a part of modern history. He will forever be one of the most impactful figures on American culture. Why do we celebrate Martin Luther King Day? In the 1960s and 70s, Martin Luther King's vision was controversial. He is most known for his campaigns to...
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January 15, 2020
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The January Effect Could Cost You Big Money

The January Effect Could Cost You Big Money

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If you're the type to try new things at the beginning of the year, be aware when investing. The January Effect could cost you big money. Around this time each year, shady investment firms show how they've managed their client's portfolios to increase their earning's growth. Not only is this inaccurate, but it could cost big money. Before investing, do some research. The more you know, the better your chances are in making long-term profits. What is the January Effect? The January Effect is the seasonal trend for stocks to increase in January. Since the early 20th century, the stock...
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January 13, 2020
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Flu Season Severity and Its Price

The Ridiculously High Fiscal Impact of the Flu

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The flu takes a toll on your body. It makes your head hurt, and your muscles ache. On top of that, when you're sick, it's hard to get out of bed. While flu season severity and length fluctuate, there is one thing that's for sure. The flu has a high fiscal impact on the economy. Currently, the flu season severity is at an all-time high. Additionally, seasonal influenza activity in the United States continues to increase. This article will cover what you should know, and how you can be proactive. 1. Influenza is unpredictable, yet manageable. On average, the daily cost...
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January 7, 2020
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Financial Freedom Quotes Your Wallet Will Love

Financial Freedom Quotes Your Wallet Will Love

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They say every action starts with a thought. Why not let these financial freedom quotes motivate you? Below are the top 5 phrases to use for successful money management. 1. Use passion “Our goals can only be reached through a vehicle of a plan, in which we must fervently believe, and upon which we must vigorously act. There is no other route to success.” -Pablo Picasso First and foremost, going into any goal takes passion. If you put your complete effort into your achievements, you're bound to have great results. When thinking about your next financial move, create a plan...
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January 3, 2020
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2020 is the Year You Should Pay Yourself First

2020 is the Year You Should Pay Yourself First

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The new year marks the perfect time to set future goals and make improvements. What did you do last year that you desire to change? Many people declare restrictions as part of their resolution. However, what if your goal provided a reward instead? For 2020, we suggest you pay yourself first, every single month. Pay yourself first to get ahead Primarily, you'll want to adopt the "pay yourself first" method as a way to pad your savings and investment accounts. You chose a percentage (1 through 5), and that amount of your income will go into your savings account before...
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December 19, 2019
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If They Paid You to Move There, Would You?

Relocate to a City That Will Pay You to Move There

By | Articles, Home Buying | No Comments
This year, there has been a lot of interest regarding where people live. Subsequently, one city cares so much they will pay up to $15,000 for you to become a resident. The Chose Topeka initiative will pay qualified applicants after purchasing a home within the area. However, this is not the only lucrative relocating scenario. Curious? Read the rest of the details below. Cities that will pay you to move there The trend is booming. Several cities have already announced that they will pay you to move there. Furthermore, some offer to cover other transitioning expenses as well. The way...
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December 18, 2019
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December is the Best Time to Buy a Car

December is the Best Time to Buy a Car

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Purchasing a car is a huge decision. Since most buyers finance, planning for this long-term commitment is a must. Are there ways to save in the long run? When is the best time to buy a car? Get ready for some money-saving tips, because the optimum time to get a new ride is now. Two words: Sales quotas The closer to the end it gets, the more pressure there is to meet the year's sales quotas. December is the best time to buy a car because dealers are more likely to bargain. Additionally, they offer their highest incentives as a...
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December 9, 2019
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How to Guard Your Deliveries Against Porch Pirates

How to Guard Your Deliveries Against Porch Pirates

By | Articles, Lifestyle | No Comments
Christmas shopping involves many things. Finding the perfect gift for loved ones takes both time and effort. What happens when you have an influx of packages going to your home? You intend to wrap them with care, but someone else may have different thoughts. Don't let porch pirates spoil your gift-giving plans for the holidays. How to keep porch pirates from stealing your packages There are several steps you can take to stop porch pirates from swiping your deliveries. Additionally, package delivery companies are working hard to add security to their processes. Let's look at some tips that you can...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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Federally Insured by NCUA.

Equal Housing Lender