All posts by Achieva Credit Union

Early Holiday Shoppers Know How to Save

Early Holiday Shopping Saves Money And Hassle

By | Articles, Lifestyle | No Comments
It's the beginning of November, and early holiday shoppers are already going crazy. Patrons want to finish their holiday shopping now, so the stores are trying their best to adhere. Practically everywhere has at least one display of seasonal flare. What does this trend in consumerism tell us? A whole lot, when we look at it closely. Shopping early for gifts saves money Early holiday shopping easily saves money. Early birds at the mall aren't rushing at the last minute to find gifts. Also, they never pay for expedited shipping, and often make their purchases during pre-holiday sales. Incentives to...
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Veterans Day Discounts, Freebies, and Facts

Honoring Heroes With Veterans Day Discounts

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Veterans Day honors those who have served our country's military. The sacrifices that soldiers make usually go far beyond their appointed duties. As a way to give thanks, many businesses offer Veterans Day discounts and freebies. Additionally, several restaurants offer veterans free or discounted meals. Keep reading for full details. The importance of honoring our veterans Veterans put their lives on the line to protect our freedom. We value their bravery and unyielding dedication. While there are several ways to say thank you, Veterans Day discounts are only the beginning. For instance, some people write letters. Others show up to...
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Halloween Savings Tips from a Financial Expert

Halloween Savings Tips from a Financial Expert

By | Articles, Lifestyle | No Comments
It's almost time for ghosts and goblins. Are you prepared? We gathered three creative Halloween savings tips for this year's celebration. You'll see recommendations from financial experts, as well as other money-conscious gurus. These tips are going to save you a ton of cash. Continue reading to learn more. 1. Buy faux decorations Our first Halloween savings tip comes from Every Dollar under the Ramsey Solutions Corporation. Dave Ramsey formed the company in 1992 to counsel those suffering from financial stress. Currently, he has an estimated net worth of $55 million. Being wise with money is part of his nature. You can...
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The Powerful Way the Credit Union Philosophy Improved Banking

How the Credit Union Philosophy Improved Banking

By | Articles, Finance | No Comments
The story of finance has been full of changes. Even to this day, our money continues to evolve. Opinions about wealth control the mainstream, so it's easy to understand how events shift. That being said, the credit union philosophy shook our entire set of banking conventions. The historic path of U.S. credit unions started with just a single notion. Though it took a lot to make it stick, we still reap the rewards. The birth of the credit union philosophy Alphonse Desjardins was a journalist with simple beliefs. He felt that it was wrong for lenders to benefit from making...
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Healthy Lifestyle Tips That Will Fix Your Wallet

Tips For Lifestyle And Financial Health

By | Articles, Health & Fitness, Lifestyle | No Comments
Most people believe that health and nutrition come at high prices. While there is some truth to considering them as investments, not every action requires money. With a little planning, it's easy to manipulate things to your advantage. Here are 7 healthy lifestyle tips that will also improve your financial health. 1. Get a good night's sleep To promote a good night's sleep, go to bed at the same time every night. Also, stop using electronics at least 2 hours before bed. Proper sleep helps you to make better financial and professional decisions. Overall, it's one of the best healthy...
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How to Purchase Your Dream Home

Home Buying Tips At Any Stage In Life

By | Articles, Home Buying | No Comments
In our current market, the advantage goes to the seller. Potential home buyers face a lot of challenges. It doesn't matter if you're a first-timer or a seasoned house hopper, buying a home takes effort. If you want to purchase your dream home, you must follow our simple home buying tips. Is it worth buying a home in 2019? Millennials will be the biggest wave of new home buyers. For most, it will even be their first home. While they have never made this type of purchase before, they still understand the importance of buying now. Inflation is on the...
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What is the Best APR for a Balance Transfer Promotion?

What is the Best Rate for a Balance Transfer?

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Want to know something about debt? It's everywhere. More than 189 million Americans have credit cards. Additionally, the average cardholder has at least three of them. So, why should we worry about the APR on a balance transfer promotion? Not only does switching to a lower APR help you get out of debt, but it's also a breath of fresh air. Imagine reducing multiple credit cards down to one and paying less interest all at the same time. Most people don't know their current APR It's true. Most people do not know the current APR of their credit cards. They work hard...
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Refinancing a Car Loan Can Free Your Budget

Refinancing a Car Loan Can Free Up Your Budget

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You've heard experts talk about refinancing. To be good with money is to be someone who knows how to use it wisely. Money moguls allow their accounts to work for them and debt is not an issue. Most of all, a high APR doesn't even cross their vocabulary. But, what if you're not an expert or a mogul? What if you're an everyday person and you just want more out of your monthly budget? You don't have the time (or interest) for games, and you think that refinancing a car loan should be straight forward. How is all of this...
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Gear Up for the Achieva Box Car Rally!

Celebrate 10 Years Of The Achieva Box Car Rally!

By | Achieva in the Community, Articles | No Comments
In the heart of downtown Clearwater, thousands gear up for a special event. Imagine, if you will, from youth to adult, spectating a slurry of epic races. Yes, the Achieva Box Car Rally 2019 is set to surpass any previous years' excitement. It's a family-friendly race to the finish, and best of all it's free. Below is what you need to know. Time and place The Achieva Box Car Rally 2019 is on Saturday, October 5th. The event will be held from 9:00 AM to 4:00 PM in downtown Clearwater. The starting line begins at the intersection of Cleveland Steet...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.