All posts by Achieva Credit Union

October 9, 2018
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Sneaky Ways Store Credit Cards Make You Lose Your Money

7 Sneaky Ways Store Credit Cards Make You Lose Your Money

By | Articles, Finance | No Comments
How many times have you been asked to sign up for store credit cards? And, how many times have you followed through? For some, shopping comes as second nature. The excitement of buying new items creates fulfillment and happiness. However, having multiple retail store credit cards can actually make you lose money. We're here to discuss the 7 sneaky ways store credit cards can negatively impact your finances. 1. They have mountainous interest Interest is a huge obstacle when it comes to finances. The average store-brand card has an APR of 26.38 percent. That is very high in regards to paying...
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October 2, 2018
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8 Helpful Ways to Actually Stay Focused at Work

8 Helpful Tips to Actually Stay Focused at Work

By | Articles, Work and Productivity | No Comments
If you think about it, eight hours is a long time. Even so, a lot of us go through a productivity slump as the workday continues. In fact, many employees admit to struggling the most after lunch. Before, the midday puts a halt on your workflow, be sure to check out these 8 helpful ways to actually stay focused at work. 1. Eliminate distractions The first way to stay focused at work is to eliminate distractions. If you're an employee with internet access, you'll find it helpful to stay off of social media. Moreover, stick to activities that will benefit your...
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September 28, 2018
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Voting Matters! How to Prepare for the Upcoming Elections

Voting Matters! How to Prepare for the Upcoming Elections

By | Articles | No Comments
General Election Day is coming. On November 6, 2018, millions of Americans will cast their votes. All 435 seats of the United States House of Representatives will be contested. Furthermore, 35 seats within the United States Senate and 39 state and territorial governorships are on the ballot. Voting matters and we're here to show you why. In addition, this article provides registration information and links to general voting rules. Who will get the seat? To see how the 2018 General Election will affect you, let's go over some of the roles you're voting for. Understanding that voting matters is important because the results determine who gets the seat. Governor...
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September 21, 2018
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Inexpensive Ways to Make College Feel More Like Home

How To Fight Homesickness In College

By | Articles, College Life | No Comments
The Fall semester is here and it brings numerous challenges to new college students. For those living in a dorm for the first time, it can be hard to study because of homesickness. Many freshmen students are overwhelmed by the change in responsibility, as well as missing their parents and siblings. So, how do we fight homesickness in college without breaking the bank? We have 4 inexpensive tips below. What is homesickness about? Contrary to popular belief, "homesickness isn't necessarily about home." It's more about our basic needs for love, protection, and security. While attempting to make college feel more...
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September 18, 2018
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Extra Funding to Support Your Successful Business Ideas

Get Extra Funding to Grow Your Business Ideas

By | Articles, Business | No Comments
Resources make a huge difference between thriving or failing. The right employees, equipment, and determination will help your business succeed. Imagine all the ways your customer base could grow if there was only some additional cash flow. See how extra funding can grow your business ideas by reading more below. What is an Achieva Small Business Loan? Big or small, your business needs financing options. With our highly personalized levels of service and a wide variety of business loans, Achieva has the tools you require. Successful business ideas start by having proper funding. With a Small Business Loan, growth is just...
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September 14, 2018
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How Phones Impact Mobile Banking and Other Conveniences

How Phones Impact Mobile Banking and Other Conveniences

By | Articles, Technology | No Comments
Technology has a way of changing everything we do, including the way we bank. With news of Apple releasing 3 new iPhones in the near future, we began to wonder. How do phones impact mobile banking and other conveniences? Sure we could "survive" without online bill pay or depositing our checks using an app, but would we want to? Developers have to be versatile In order for a phone app to succeed, it has to be versatile. That means different types of phones have to be able to utilize it. Sure, you could write code that only caters to one type of...
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September 11, 2018
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Achieva in the Community: 2018 Box Car Rally Event

Achieva in the Community: 2018 Box Car Rally Event

By | Achieva in the Community, Articles | No Comments
Make way this October for Achieva's 2018 Box Car Rally Event. This fast-paced race to the finish is fun for all ages. We're proud to be part of the community and as we swoop closer to race day, we've become more and more excited. This will be our 9th annual celebration and this year proves to be of epic proportions. There'll be racing, food trucks, games, and vendors. Best of all, all proceeds benefit The Achieva Foundation to provide local schools with classroom grants. This event is free, so come on out for a GOOD time for the entire family. When...
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September 7, 2018
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How to Wake Up Early for School and Other Errands

Six Great Ways To Wake Up Early

By | Articles, College Life, Lifestyle | No Comments
It's 6 AM in the morning and your alarm clock is screaming at you. You've sunk deeper into the covers and now you're considering skipping your shower. It seems like the nights are so short and the mornings have turned into a frenzy. Is there a better way to learn how to be somewhere early? If you, or somebody you know, needs to step it up in the wake-up routine department, then look no further. We're here to give you the 6 best tips for morning productivity. Kick the stress and snooze buttons to the curb, find out ways to...
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August 28, 2018
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Do These Smart Money Moves Before the Holiday Season

7 Smart Money Saving Tips Before the Holiday Season

By | Articles, Finance | No Comments
The inevitable holiday season is only 12 weeks away. Sure, we know you still feel the warmth of the summer sunshine and you've barely even considered this year's Thanksgiving plans. However, in exchange for our promptness, we offer a few bonafide tips to help your wallet. That's right. We'll cover some smart money moves that'll have your pockets full of excess cash before you can even say your first, "Merry." Furthermore, there's plenty of time to put these suggestions into practice. By using our super easy ways to earn a little money, you'll create a great surplus for holiday gifts. Continue reading to learn...
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August 24, 2018
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Your Hectic Student Life Needs a Little Fresh Air

Your Hectic Student Life Needs a Little Fresh Air

By | Articles, College Life | No Comments
With the demands of a hectic student life, many college attendees find it hard to spend time outdoors. In fact, it's difficult not to feel the effects of cabin fever after studying inside all day. Most students simply forget to get a little fresh air on a daily basis. Here's how to change that: 1. Try eating lunch outside Even busy students need to pause for food breaks. Why not occasionally eat lunch outside? Gather a nice picnic blanket and find your favorite tree. Enjoy your meal outdoors with a cool breeze and feel the stresses of a hectic student life...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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Federally Insured by NCUA.

Equal Housing Lender