Achieva Life | Money Management, Financial & Lifestyle Tips

Achieva Life | Financial, Money Management, & Lifestyle Tips

Brought to you by Achieva Credit Union, Achieva Life is a blog dedicated to bringing you unique, interesting and useful content. Achieva Life is more than just credit union news; it’s about lifestyle, community, and communication. Come to Achieva Life to connect with content that aims to help your financial and overall well-being.

August 4, 2020

Essential Sinking Fund Categories to Use in Your Budget

By Achieva Credit Union | Articles, Finance | No Comments

Everyday life requires its own set of quintessential purchases. There are things that every budget should account for, like food, water, and shelter. Additionally, there must be a plan for occasional spending on higher-priced items, such as cars, washing machines, and other primary goods. While sinking fund categories vary from household to household, the steps to obtain the resources are mainly the same. Why Do I Need a Sinking Fund? A sinking fund is necessary because it keeps people out of financial hardship. Instead of being caught off guard, the household creates a plan to save for larger purchases. For...

July 31, 2020

Help Your Teen Establish Good Credit

By Achieva Credit Union | Articles, Business, Finance, Lifestyle | No Comments

If you think showing your teenager how to balance a checkbook is hard…try explaining how to maintain good credit! Ah, the joys of adulting. Many adults don’t quite understand the intricacies of the credit system. So, the idea of breaking it down where a teenager can grasp the intricacies is laughable. Yet, it must be done! Otherwise, your impressionable teen may fall into a very expensive trap when they turn 18. As of 2018, the average American carries around $90,000 in debt (1). Of that debt, the average credit card debt is around $6,849 (2). Yikes! That’s not even taken...

July 31, 2020

Fun For Free (Or Close To It)

By Achieva Credit Union | Articles, Finance, Lifestyle | No Comments

You don’t have to spend a fortune to have fun. In fact, some of the most memorable moments are free! Finding time to have fun, and spending time with our loved ones, is important for so many reasons. Improved health, increased productivity, and overall life satisfaction. Yet, we tend not to prioritize it. Sometimes, the reason is a tight budget. Let’s nip that excuse in the bud now. Here are some great ways to have fun for free, or close to it! Here are just a few fun ideas on a tight budget: A water gun fight in your own...

About Achieva Credit Union

Established in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike big banks, we are not-for-profit and are owned and operated by the members we serve. That means we’re accountable to you, not outside shareholders. With branches located conveniently along Florida’s Gulf Coast, we provide financial services such as checking and savings accounts, credit cards, refinancing, loans, and more. Discover the credit union difference at www.achievacu.com today.