Achieva Life | Money Management, Financial & Lifestyle Tips

Achieva Life | Financial, Money Management, & Lifestyle Tips

Brought to you by Achieva Credit Union, Achieva Life is a blog dedicated to bringing you unique, interesting and useful content. Achieva Life is more than just credit union news; it’s about lifestyle, community, and communication. Come to Achieva Life to connect with content that aims to help your financial and overall well-being.

January 29, 2020

Reasons You Should Avoid a Friendship Loan

By Achieva Credit Union | Articles, Finance, Lifestyle | No Comments

We all want to be good friends. However, agreeing to a friendship loan usually comes with a slew of problems. Below are five reasons to decline when your friend asks for a loan. 1. Lending money to a friend could damage your relationship. Lending money to a friend could damage the friendship if the loan proves to be unsuccessful. The same goes for cosigning. Once you become contractually involved, any friendship loan that goes bad will be your responsibility. After lending cash to a friend or family member, 21% say their relationship with the borrower failed. It's a sad statistic, and...

January 27, 2020

Automatic Payments Made Clear. What Are the Benefits?

Automatic Payments Benefit More Than Your Wallet

By Achieva Credit Union | Articles, Finance | No Comments

In this busy world, are automatic payments helpful? If you're like most people, the answer is yes. A vast majority of our goods and services come with auto-pay subscriptions. Need to buy toilet paper? Get it delivered every month, automatically, then never run out again. While the set it and forget it model has a ton of benefits, there are a few things you should watch. In this article, we'll explain automatic payments in-depth, from the good to the bad, all the way to the ugly. Who uses automatic payments? Recent research has found that 89 percent of millennials have at least...

January 24, 2020

Which Credit Card Mistakes Are You Guilty Of?

By Achieva Credit Union | Articles, Finance | No Comments

Credit cards are a staple of finance. They allow you to borrow money to make purchases. Most have revolving balance systems, and you pay month to month until your debt is gone. While the arrangement is simple, many people are guilty of making the same credit card mistakes. What are the most common credit card mistakes? Let's talk about debt. Of all the credit card mistakes a person could commit, having too much debt is the worst. However, there's a caveat. Not all debts are bad. There are ways to use credit cards wisely. For instance, let's say you need new...

About Achieva Credit Union

Established in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike big banks, we are not-for-profit and are owned and operated by the members we serve. That means we’re accountable to you, not outside shareholders. With branches located conveniently along Florida’s Gulf Coast, we provide financial services such as checking and savings accounts, credit cards, refinancing, loans, and more. Discover the credit union difference at www.achievacu.com today.