They say every action starts with a thought. Why not let these financial freedom quotes motivate you? Below are the top 5 phrases to use for successful money management.

1. Use passion

“Our goals can only be reached through a vehicle of a plan, in which we must fervently believe, and upon which we must vigorously act. There is no other route to success.” –Pablo Picasso

First and foremost, going into any goal takes passion. If you put your complete effort into your achievements, you’re bound to have great results. When thinking about your next financial move, create a plan that excites you. If not, sustaining it will be difficult.

For instance, at the beginning of the year, most people vow to cut all frivolous spending. Impulse purchases halt, life gets boring, and bad habits come back. Instead of making your goal something heavy, choose something rewarding.

2. Walk the path

“Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.” -Suze Orman

Piece by piece, making the right choices pay off. It doesn’t have to be a whopping $500 deposit straight from your paycheck. It could be stashing $10 at a time into your savings (especially if they have no monthly fee and are interest-bearing). Each time you actively evaluate your decisions, you are more prone to take the right steps. Don’t discredit the cumulative actions.

3. Make it a habit

“To unlock and unleash your full potential, you should make a habit of daily goal setting and achieving for the rest of your life.” -Brian Tracy

This quote will keep you engaged with your goals. When you work towards your ambition daily, you solidify its need. It becomes a lifestyle rather than a chore. Once a habit is a part of your everyday routine, studies have shown that people will perform them as automated behaviors.

4. Set your own terms

“The goal isn’t more money. The goal is living life on your terms.” -Chris Brogan

Everyone has a different idea of wealth management. Some believe the key is investing, while others think you should pay yourself first. Regardless, you have to do what works best for you. In a society that generally calls for more, ultimately we have to live within our personal realities. What should be your terms? Check out this budgeting post for inspiration.

5. Gain control

“You must gain control over your money or the lack of it will forever control you.” -Dave Ramsey

This quote hits the heart hard. It makes us responsible. It calls for action. Yes, while we do have flexibility in our financial decisions, the bottom line is we must do something. Well-stocked bank accounts don’t happen by accident. Better yet, they don’t stay lucrative without some form of planning. Take control of your saving and spending.

Goal-setting quotes for your advantage

As you evaluate your financial plan, use the above sayings to your advantage. These financial freedom quotes have helped countless people. This year, we hope they will serve as motivational guidance for you, too.