Practical Money Lessons for Kids Just in Time for Summer

Just in Time for Summer, Practical Money Lessons for Kids

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Summer break is the perfect occasion to discuss finances with your family. Events like vacations, road trips, or even gardening projects involve cycles of saving and spending. These money lessons for kids will last a lifetime, and we've broken them down by age. As you teach your child financial literacy, remember to use the summer fun to your advantage.  Introduce the concept of money (age 2-3) While at the beach, play a game of trading shells for other items. As the play continues, explain to your child that money works in the same way. To obtain goods and services, people...
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How the Computer Chip Shortage Affects Your Wallet

How the Computer Chip Shortage Affects Your Wallet

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There is no doubt that technology remains the bread and butter of society. Over the past twenty years, major players such as Apple, Samsung, and Microsoft, have added countless advancements to our everyday lives. We have watches that can check our heartbeats. Our cars can park themselves. Microprocessors are everywhere, almost hiding in plain sight. What do we do when a notable computer chip shortage comes into play? And how will it affect your wallet? The electronics industry is changing. Here's what you need to know. What uses computer chips? There are many different types of computer chips. They range...
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Which Home Upgrades Work Best in a Seller’s Market?

Which Home Upgrades Work Best in a Seller’s Market?

By | Articles, Home Buying | No Comments
As society shifts alongside political and economic fluctuations caused by COVID, people are looking for new places to live. Demand is high. Availability is moderate. There is no doubt that we're in a seller's market. Even so, is there a way to capitalize on 2021's housing boom? Which home upgrades will give you the most bang for your buck before listing your property?  Regardless of where you live, a strategic plan will help you sell your home faster. The fewer resources you have to put into open houses and agent commissions, the more you have left for home upgrades and...
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Senior Fraud Awareness and Financial Security

Senior Fraud Awareness and Financial Security

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Scams are everywhere; however, diligent people are too. While con artists will stop at nothing to exploit the vulnerable, there are programs in place to help. After recognizing increased fraudulent activity targeted towards older adults, the U.S. Senate declared May 15th as National Senior Fraud Awareness Day.  On this day, the nation recognizes the need to protect older individuals. Additionally, twenty-four states enacted age-specific laws and resolutions. There's no doubt that every person should guard themselves against scams. Nonetheless, each year, there are about 7.86 million cases of suspicious activity directed towards the elderly. Senior Fraud Awareness day is not only important,...
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Certificates of Deposit, Easier Passive Income Than Crypto

Certificate of Deposit, Easier And Insured Passive Income

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Imagine a savings account that could do more with your money. If you had the opportunity to set funds aside for six months, with a stable interest return, would you? Enter into the savvy-savings of a certificate of deposit account. Not only do these investments have the lowest amount of risk, but they are the simplest form of passive income. How does a certificate of deposit work? With a certificate of deposit, there is no need to log in every day to check prices. Since most CDs hold for a minimum of six months, the fluctuating market has little effect...
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The Leaders Behind National Nurses Day

The Leaders Behind National Nurses Day

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In 1982, President Reagan signed a proclamation declaring May 6th as National Nurses Day. It is a day to honor our supportive caretakers within the health, research, and psychiatric fields. Additionally, this special day is part of a week-long celebration dedicated to nurses all around the world. How did National Nurses Day begin? In 1953 Dorothy Sutherland, an official from the US Department of Health, Education, and Welfare, proposed to create a day to recognize the hard work of nurses. She presented the proposal to President Eisenhower. The proclamation did not receive approval at the time; however, several advocates for...
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It’s time to #ThankATeacher for Teacher Appreciation Day

It’s Time to #ThankATeacher for Teacher Appreciation Day

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Teachers are crucial to our future generations. Their patience and ability to educate are a driving force. Not only do they spend countless hours preparing lessons, but they also take the time to make sure each student understands. It's time to #ThankATeacher. As this year's theme for Teacher Appreciation Day, we feel the sentiment rightly fits.   The history of Teacher Appreciation Day In 1953, Former First Lady Eleanor Roosevelt presented an idea to Congress. She made a case for teachers and wanted a day of recognition for their craft. Other advocates, such as The National Education Association, continued over the years...
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Do Motorcycle Influencers Make Money?

Tips to Making Money Like Motorcycle Influencers

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In this day and age, two things are everywhere. The first is social media; the second, marketing. The combination saturates every corner of our online space, and many have learned to capitalize on it. Take, for instance, motorcycle influencers. They cruise the roads, wear cool gear, and let's not even start on the customizations. It seems like a dream way to make money, but exactly how do they do it? Ways cultural influencers make money Let's get right into it. There are three basic ways to make money as an influencer: - Sponsored posts - Affiliate commissions - Pay-per-click ads...
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How to Stay Within IRA Contribution Limits but Retire Happily

A Credit Union’s Advice on IRA Contribution Limits

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When people retire, they desire financial security. They want to ensure that money won't be an issue down the road. That's why, even after setting up a 401k, savvy savers take an additional step. It's called an individual retirement account (IRA), and it allows you to make higher personal supplements than with your employer. IRAs offer more investment choices at lower fees. And, even if you meet all IRA contribution limits, you're still on the path towards a comfortable retirement.  Facts about individual retirement accounts There are some surprising facts about IRAs, some of which could go to your advantage. Take...
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