Money Advice From a Successful Hispanic Entrepreneur

Money Advice from a Successful Hispanic Entrepreneur

By | Articles, Finance | No Comments
National Hispanic Heritage Month honors the cultures and history of both Hispanic and Latino Americans. Each year, from September 15th to October 15th, we celebrate the contributions of those from Spain, Mexico, the Caribbean, and Central and South America. This article will highlight the story of a successful Hispanic entrepreneur and the journey he took to gain prosperity. Learn what this Columbian-born millionaire thinks about money, business, and of course, dancing.  Beto Perez had impoverished beginnings As the creator of the highly energetic dancing workout, called Zumba, Beto Perez retains a $30 million net worth. He is world-famous and considered...
Read More
How to Apply for Federal Student Aid

How to Apply for Federal Student Aid

By | Articles, College Life, Finance | No Comments
As the current job market transitions from in-person to remote, many are called to learn new skills. Colleges have noticed a shift in preference and an uprise of interest in computer-related degrees. Since the average Associate's for Information Technology costs $18,000 a year, federal student aid applications seem almost standard. What types of student loans are there? And what should you know before you apply? Find out the answers, as well as helpful tips for first-timers below. How old do you have to be to apply for federal student aid? To apply as an independent student, the applicant must be...
Read More
FTC Warns About the Rise in Work-at-Home Scams

Don’t Fall Victim to Work-at-Home Scams

By | Articles, Finance | No Comments
There's a phone call. A friendly voice wants to follow up with your application. The person lists their credentials and states that they're interested in hiring you. It's one of the most common work-at-home scams encompassing our economy. Essentially a phone phisher, they promise a job you can perform in the comfort of your home, as long as you answer a few questions first.    The FTC warns about giving personally identifiable information (PII) over the phone. While there are legitimate companies that conduct telecom interviews, there are very few instances when they take your social security number at the...
Read More
How to Negotiate Car Financing For a Better Deal

How to Negotiate Car Financing For a Better Deal

By | Articles, Finance | No Comments
Imagine you're sitting in an office at the dealership, and the sales associate returns with bad news. They don't have the authority to complete the deal without approval from the finance manager. You know they are going to ask you to provide more money per month; or a larger down payment. If only there were a way to save time and negotiate car financing like a pro. While most of us have been through the hassle of buying a new car at least once, not everyone understands the complete process. Even if you prefer to shop a used vehicle, negotiating...
Read More

Six Hidden Gems of Cape Coral Fun

By | Achieva in the Community, Articles, Lifestyle | No Comments
You don’t have to wonder far to have fun. Throw on your fanny pack and play tourist for the day in your hometown. As an example, we’ll use the beautiful Cape Coral as our playground. Step 1: Sit down and make a list of fun activities you’d like to check out. Some ideas are below! Step 2: Map out each activity to determine the best time and route to take the night before your adventure. Step 3: Fuel up the vehicle! No one wants to ruin a fun day running on empty. Now you’re ready to explore the unknown. In...
Read More

Going Green At Home In 4 Easy Steps

By | Articles, Going Green, Health & Fitness, Lifestyle | No Comments
Green is the new black! Well, at least in the sense of becoming more environmentally friendly. It may not be the most popular color on the runway—black still holds the most fashionable title—but green IS trending when it comes to lifestyle choices. Most people, when polled, agree that we need to be more aware of our impact on Earth. We all know the classic 3 R’s of going green at home: Recycle, Reduce, Reuse. It was a fun chant back elementary school! There’s even a new “R” now: Rethink. The problem lies in the action. It’s overwhelming to face a...
Read More
Secret Airbnb Booking Tips That Will Save You Money

Clever Airbnb Booking Tips That Will Save You Money

By | Articles, Lifestyle | No Comments
Winter is just a few months away, and it's time to think about how you will spend your holiday. For some, the December break calls for a quiet trip to the mountains. For others, they prefer traveling closer to the equator for year-round fun in the sun. Regardless of what your final choice is, use these secret Airbnb booking tips to save serious cash. Airbnb introduces enhanced cleaning protocols A recent press release from Airbnb describes changes to rental cleaning requirements. The increased efforts vow to keep vacationers safe and offer consumers more for their money, such as private kitchens and...
Read More
Cut Monthly Expenses with 6 Simple Tricks

Creative Ways To Cut Monthly Expenses

By | Articles, Finance, Lifestyle | No Comments
It's a common desire to want flexibility within our budgets. Households all across the United States either want to increase their intake, cut monthly expenses, or in best-case scenarios, both. What if we told you that a slight change in behavior would go a long way? How's an extra $1200 left in your budget every year sound?  What mastering the "latte factor" does for your budget As we begin this article, we'll get the most obvious way to cut monthly expenses out into the open. The "latte factor" regards to the appeal presented by drive-thru coffee. As mentioned before, skipping...
Read More
Recession-Proof Business Ideas to Keep Afloat

Recession-Proof Business Ideas That Stay Profitable

By | Articles, Business | No Comments
For the recent grads of 2020, choosing a career path serves to be a daunting task. College feels right, but what area of study should they choose? Even more so, adults looking to renew their skillset are having difficulty picking a subject of interest. The market needs recession-proof business ideas, and it needs it now. What we've learned from the pandemic is that no situation remains static. All areas of life, as we know, change. From the realization of vulnerability and adjusting vitality, what can we do to become more stable? Where's the best place to put our focus? Experts...
Read More

Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.