It seems like everybody wants you to join their club. Wherever you look, there are opportunities to be a member. But what if you had to pay? Would it be worth it? We’re all trying to budget the best we can, and extra expenses add up. If you’re ready to end the confusion, we’re going to show memberships worth the money.

When you order a lot online

If you order things online more than 5 times a year, then an Amazon Prime membership would work well for you. Amazon Prime provides free shipping for items purchased on Amazon at a set annual cost. If you order frequently, then the free shipping offsets the cost of the annual membership; making it totally worth it. In addition, an Amazon Prime membership allows you access to Amazon Music, which can eliminate the cost of a music subscription, as well as Prime Video, which has hundreds of movies and TV shows you can stream for free. Amazon earns their spot at the top of the list of memberships worth the money.

When the membership gives valuable perks

What if you signed up to be a member and got a bunch of high-value perks included? It would be an awesome incentive, right? For instance, Achieva Checking Plus members get all of the advantages with their checking accounts, but they also get identity theft protection, cell-phone insurance, travel discounts, and much more. The price of all the added perks surpasses the price of being an Achieva Checking Plus member so this is another great example of when a paid membership makes sense. Learn more about Achieva Checking Plus here.

When free childcare is involved

Members of the YMCA receive up to two hours of free childcare every single day. The average babysitter earns $15 per hour to babysit. Paying two hours a day for an entire month would total roughly $90. A monthly membership to the YMCA costs far less than the amount you would pay a babysitter. Need we say more? Not only do you get to stay in shape, you also get a little break from the kiddos. Plus there are other programs included besides the basic gym functions. This is a gym membership worth the money.

When you plan to go there frequently

If there is a particular theme park that you plan to go frequently, a membership is worth the money. For instance, Busch Gardens Tampa Bay Annual Pass Members receive unlimited admission, free general parking, plus exclusive rewards and discounts. They even include free all-day dining during special promotion periods. As long as routine trips to your favorite theme park are on your agenda, then becoming an annual pass member will benefit you in the long run.

When you get paid for referrals

Some memberships will pay you for referring other members. If it’s a good product, and you’re excited to tell people about it, then this could be a valid reason to join. Many places have referral programs so be sure to ask.

A paid membership makes sense

We love it when a paid membership makes sense. Not only does it help the business, but it also, more importantly, helps the consumer. In every occasion, make sure to research the final out of pocket expenses and the necessity of the product. The closer you look at all of the possibilities, the easier it will be to find out what works for you.