Holiday travel is at an all-time high. December is a huge month for winter vacations. In fact, estimates for this Christmas predict record numbers for airlines and hotels. With all this commotion, are you being a smart traveler? Take the necessary steps to protect your money.

Whether you are on a plane, train, or automobile, there are safeguards you should use. Learn to protect your money while traveling so you can enjoy the holiday season to its fullest.

Don’t overlook the discount

While we’re on the discussion of money, we’d also like to inform you how to spend less, too. Achieva Checking Plus has all the features you want in a checking account, and more! Enjoy perks such as travel discounts, ID theft protection, and cell phone insurance. Contact a branch today to learn more.

How to Protect Your Money While Traveling

Remember to use diligence during your vacation. Going home for Christmas is a merry time, and using the tips below will keep it that way.

1. Keep small bills handy but limited

While purses and bookbags make it easier to carry things, it’s harder to tell if someone is opening them. It’s best to limit the amount of cash you carry and to keep small bills accessible from your pocket.

2. Only carry the essentials

Next, strip your wallet of unnecessary business or loyalty cards while traveling. Having a lighter wallet will make it easier to conceal.

3. Opt for cards with theft protection

Additionally, credit cards with theft protection are great to have. In the event that your wallet is stolen, it’s nice to know you won’t be responsible for fraudulent charges. Not only does this protect your money while traveling, but this also provides some peace of mind as well.

4. Use the hotel safe

If you must leave valuables in your hotel room, make sure to store them within the hotel safe. Before booking your winter vacation, check to see how the hotel/resort handles security matters.

5. Separate your cash

Try storing your cash and cards in different pockets. This will leave you with at least one alternative in case a pickpocket strikes.

6. Keep pictures of your ID and cards

Our last great tip is to store pictures of your ID and cards in the cloud. That way, you’ll always have access to them. In a pinch, keeping a stored photo of your information can come in handy.

If something unexpected happens

If your money is lost or stolen, remember not to panic. First, report the crime to authorities. Depending on what was stolen, call your financial institution or credit card company. Lastly, if vacationing abroad, contact the nearest US consulate or embassy.

Being a smart traveler will always make travel smoother. Protect your money while traveling and get ready to have a great winter getaway. While December leads to a huge influx of flights and hotel stays, know that you’re using the best safeguards over your cash.