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October 16, 2020

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Financial Resume Keywords to Land a Career in Banking

By Achieva Credit Union | Articles, Work and Productivity | No Comments

The banking sector makes up a substantial part of our economy. There are approximately 2 million commercial banking employees. Those looking for a career in the industry would profit by using specific terms on their applications. Below are the most popular financial resume keywords for 2020. Why are keywords important on a resume? Employers use filters to seek out text on resume submissions. While applicants may have the desired experience, if they use the incorrect terms to describe it, they will never get the chance to meet the employer. Accounting and financial resume keywords consist of simple phases related to...

October 13, 2020

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Halloween Spending Statistics: Are you being Tricked?

By Achieva Credit Union | Articles, Finance, Lifestyle | No Comments

Pumpkins? Check. Fake skeletons? They're in the cart. What else should be on the list? Even after grabbing just a few items of gory decor, the costs quickly add up. Are you being tricked? View the most recent Halloween spending statistics to find out. Halloween 2019 expenditures A 2020 poll showed that only 58% of Americans plan to partake in Halloween activities this year. Yet, the economy expects a surge of expenditures as high as $8 billion. The figures make sense until you compare the Halloween spending statistics of 2019. Last year, 68% of Americans participated, spending $8.8 billion. Why is there...

October 8, 2020

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Build Wealth Quickly with an Aggressive Saving Strategy

Decrease Debt Faster With an Aggressive Saving Strategy

By Achieva Credit Union | Articles, Finance | No Comments

We all want to conserve for the future. Additionally, we strive to grow revenue and perhaps retire early. Living with financial freedom is as quintessential as pursuing happiness. Yet, none of it starts without a plan. To build wealth quickly, we must use an aggressive saving strategy. Then from there, we can make smart investments, such as paying ourselves first. How does an aggressive saving strategy differ from a regular budget? While figures in a typical monthly budget shift periodically, an aggressive saving strategy remains static. Sometimes referred to as a radical savings plan, participants continue to increase the gap between income...

October 6, 2020

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Leadership Styles Proven Effective for Small Business Growth

By Achieva Credit Union | Articles, Business | No Comments

Employees depend on their employers, not only for a paycheck, but for motivation, innovation, and support. Managers affect the entire organization from the top down. Furthermore, the process becomes amplified as the company grows. Start-ups and smaller businesses must be especially careful of the leadership styles they wish to portray. So, which leadership styles are proven to be effective? Let's take a closer look below. How many types of leadership styles are there? The number of differentiating management styles varies depending on the textbook; however, most agree on five. They are transitional, situational, autocratic, Laissez-faire, and participative. Each has its...

October 2, 2020

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What Part Do You Play in a Gig Economy?

By Achieva Credit Union | Articles, Finance | No Comments

Roughly 70 million people have a side hustle. Self-made entrepreneurs participate in jobs ranging from photography to food delivery. In today's gig economy, what part do you play? What is the definition of a gig economy? A gig economy refers to the abundance of contract workers who take jobs on-demand. To make ends meet, people have either cut their monthly expenses or increased their income by freelancing. The "gigs" equate to small, temporary jobs, such as delivering groceries or providing a Lyft. However, it's quick, legitimate money for someone in need. Fifty-percent of Millenials have a side hustle. Additionally, those on the...

September 30, 2020

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How to Increase Your Work-from-Home Productivity

Ways to Increase Your Work-from-Home Productivity

By Achieva Credit Union | Articles, Work and Productivity | No Comments

After spending hours inside a tiny cubicle, transitioning to a comfortable home office sounds like the perfect option. You can have flexibility in your work-from-home productivity. You can rest your feet on top of your desk. (If you decide to have a desk at all.) And, even best, you can spend the entire day in your pajamas. There's no question that remote work has its benefits. Yet, despite the sentiment, virtual employees still undergo many challenges. The lack of structure tests their time management, as well as their ability to uphold accuracy. Some even report that prolonged isolation has decreased...

September 18, 2020

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Money Advice from a Successful Hispanic Entrepreneur

By Achieva Credit Union | Articles, Finance | No Comments

National Hispanic Heritage Month honors the cultures and history of both Hispanic and Latino Americans. Each year, from September 15th to October 15th, we celebrate the contributions of those from Spain, Mexico, the Caribbean, and Central and South America. This article will highlight the story of a successful Hispanic entrepreneur and the journey he took to gain prosperity. Learn what this Columbian-born millionaire thinks about money, business, and of course, dancing. Beto Perez had impoverished beginnings As the creator of the highly energetic dancing workout, called Zumba, Beto Perez retains a $30 million net worth. He is world-famous and considered...

September 11, 2020

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How to Apply for Federal Student Aid

By Achieva Credit Union | Articles, College Life, Finance | No Comments

As the current job market transitions from in-person to remote, many are called to learn new skills. Colleges have noticed a shift in preference and an uprise of interest in computer-related degrees. Since the average Associate's for Information Technology costs $18,000 a year, federal student aid applications seem almost standard. What types of student loans are there? And what should you know before you apply? Find out the answers, as well as helpful tips for first-timers below. How old do you have to be to apply for federal student aid? To apply as an independent student, the applicant must be...

September 8, 2020

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FTC Warns About the Rise in Work-at-Home Scams

Don’t Fall Victim to Work-at-Home Scams

By Achieva Credit Union | Articles, Finance | No Comments

There's a phone call. A friendly voice wants to follow up with your application. The person lists their credentials and states that they're interested in hiring you. It's one of the most common work-at-home scams encompassing our economy. Essentially a phone phisher, they promise a job you can perform in the comfort of your home, as long as you answer a few questions first. The FTC warns about giving personally identifiable information (PII) over the phone. While there are legitimate companies that conduct telecom interviews, there are very few instances when they take your social security number at the...

September 3, 2020

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How to Negotiate Car Financing For a Better Deal

By Achieva Credit Union | Articles, Finance | No Comments

Imagine you're sitting in an office at the dealership, and the sales associate returns with bad news. They don't have the authority to complete the deal without approval from the finance manager. You know they are going to ask you to provide more money per month; or a larger down payment. If only there were a way to save time and negotiate car financing like a pro. While most of us have been through the hassle of buying a new car at least once, not everyone understands the complete process. Even if you prefer to shop a used vehicle, negotiating...

Articles

Financial Resume Keywords to Land a Career in Banking

Halloween Spending Statistics: Are you being Tricked?

Decrease Debt Faster With an Aggressive Saving Strategy

Leadership Styles Proven Effective for Small Business Growth

What Part Do You Play in a Gig Economy?

Ways to Increase Your Work-from-Home Productivity

Money Advice from a Successful Hispanic Entrepreneur

How to Apply for Federal Student Aid

Don’t Fall Victim to Work-at-Home Scams

How to Negotiate Car Financing For a Better Deal

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