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Disinfecting Cash to Prevent Viral Spreads

Disinfecting Cash to Prevent COVID-19

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If you research ways to prevent viral infections, the first tip you will read includes thoroughly washing your hands. Infectious diseases spread quickly, mainly because of improper hand washing. What's another way to combat germs? The Chinese government believes the answer lies in disinfecting cash. How dirty is money? In a 2017 study published in the journal PLOS ONE, researchers tested dollar bills from a bank in New York City. The swabs picked up hundreds of microorganisms. Most of the germs related to non-life-threating issues such as acne, however, they found other cringy items as well. Disinfecting cash may not be...
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How to Recognize Emotional Spending Triggers

How To Defeat Emotional Spending Triggers

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When you're having a bad day, do you ever go to the store for a pick-me-up? Some people prefer coffee, while others reach for the chocolate. How about a new pair of shoes? Our feelings affect our purchasing habits, and sure enough, there are a ton of emotional spending triggers out there. Are you able to recognize when you're under a spell? Discover how to nix impulse and emotional spending triggers for good. Read all of our tips below. Which emotional spending triggers happen the most? When it all boils down, emotional spending occurs because of three main things: -...
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An Inactive Credit Card is No Big Deal, Right?

An Inactive Credit Card is No Big Deal, Right?

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You decided to get out of debt a long time ago. You're currently watching what you spend and choose cash over any other form of payment. It's been months since you swiped. An inactive credit card is no big deal, right? Reopening an inactive credit card If your credit card is on the line of cancellation because of inactivity, call your credit card issuer if you wish to keep it open. Keep in mind, once an inactive credit card closes, most issuers won't reopen it. They are more likely to insist on establishing a new line of credit under updated...
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Whole Foods Sells Organic Produce Grown by Robots

Whole Foods Sells Organic Produce Grown by Robots

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Automation is the way of the future, but can it grow your food? Artificial intelligence is strengthening the future of farming, and Whole Foods embraces it. How will robotic farming affect the economy? Find out more below. Robotic farming invaded the Agricultural Industry Innovations in robotic farming allow for prompt harvesting of produce. Some machines not only pick fresh fruit quickly but can also identify the ripeness. Through the use of technology, farmers have all the help they need, with fewer labor expenses. The first automated indoor farm in the United States broke grown in 2018. It spans roughly 3.4...
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What Do I Do With My Tax Refund?

How to Spend Your Tax Refund Wisely

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The average tax refund ranges from $2,300 to $3,200. Although the figures vary depending on the state, Floridians are one of the highest receivers of cashback. No matter where you live, you've probably asked yourself the same question. How do i spend my tax refund wisely? Find out four financially smart options below. I filed my taxes, now what? You found the right tax preparer and filed your taxes. What happens next? More importantly, when should you expect your tax refund? Taxpayers who claim the Earned Income Tax Credit or the Additional Child Tax Credit may experience a refund hold....
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The Latest Updates in the Equifax Data Breach

Find Out What Happened To Equifax

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Are you up to date on what happened to Equifax in their enormous data breach? Not only did the cybersecurity incident reach the court's final approval to proceed in a settlement, but also, there are new indictment charges against the suspected hackers. Who did the Equifax data breach affect? On September 7, 2017, Equifax disclosed that the incident potentially impacted 143 million U.S. consumers. After an additional forensic investigation, they discovered that 2.5 million more consumers were potential victims of the breach. The total reach of the hack affected 145.5 million people. What information do prosecutors suspect hackers of accessing?...
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A Debt Settlement Agreement Could Have Tax Consequences

A Debt Settlement Agreement Could Have Tax Consequences

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More than 189 million Americans have credit cards, and it seems that accumulating debt is a part of life. What if you were in a financial bind, and you wanted to write it off? Could a debt settlement agreement be a solution? The answers are conflicting. Some say a debt settlement agreement can resolve your debt for pennies on the dollar. Others inform about the consequences. Below are some facts that you should consider before making a payoff. Is it bad to take a settlement on debt? Debt settlement is a practice that allows you to pay a lump sum...
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How the Valentine's Day Industry Became so Luxurious

The History Of Valentine’s Day Commodities

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You can't explain the complex Valentine's Day industry without statistics. First, an exchange of 180 million Valentine's Day cards happens every year. Second, growers produce approximately 224 million roses for the holiday. But, do the traditional items of cards, flowers, and candy count as love? And when did the Valentine's Day industry become so luxurious? In this article, we aim to take a closer look. Continue reading for more V-Day facts and figures. United States Valentine's Day sales 2020 Valentine’s Day sales in the United States will reach over 27 billion dollars this year. For the shopping industry, the spending...
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Reasons You Should Avoid a Friendship Loan

Reasons You Should Avoid a Friendship Loan

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We all want to be good friends. However, agreeing to a friendship loan usually comes with a slew of problems. Below are five reasons to decline when your friend asks for a loan. 1. Lending money to a friend could damage your relationship. Lending money to a friend could damage the friendship if the loan proves to be unsuccessful. The same goes for cosigning. Once you become contractually involved, any friendship loan that goes bad will be your responsibility. After lending cash to a friend or family member, 21% say their relationship with the borrower failed. It's a sad statistic, and...
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