Articles

May 19, 2021
46
Which Home Upgrades Work Best in a Seller’s Market?

Which Home Upgrades Work Best in a Seller’s Market?

By | Articles, Home Buying | No Comments
As society shifts alongside political and economic fluctuations caused by COVID, people are looking for new places to live. Demand is high. Availability is moderate. There is no doubt that we're in a seller's market. Even so, is there a way to capitalize on 2021's housing boom? Which home upgrades will give you the most bang for your buck before listing your property?  Regardless of where you live, a strategic plan will help you sell your home faster. The fewer resources you have to put into open houses and agent commissions, the more you have left for home upgrades and...
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May 13, 2021
45
Senior Fraud Awareness and Financial Security

Senior Fraud Awareness and Financial Security

By | Articles, Finance | No Comments
Scams are everywhere; however, diligent people are too. While con artists will stop at nothing to exploit the vulnerable, there are programs in place to help. After recognizing increased fraudulent activity targeted towards older adults, the U.S. Senate declared May 15th as National Senior Fraud Awareness Day.  On this day, the nation recognizes the need to protect older individuals. Additionally, twenty-four states enacted age-specific laws and resolutions. There's no doubt that every person should guard themselves against scams. Nonetheless, each year, there are about 7.86 million cases of suspicious activity directed towards the elderly. Senior Fraud Awareness day is not only important,...
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May 11, 2021
154
Certificates of Deposit, Easier Passive Income Than Crypto

Certificate of Deposit, Easier And Insured Passive Income

By | Articles, Finance | No Comments
Imagine a savings account that could do more with your money. If you had the opportunity to set funds aside for six months, with a stable interest return, would you? Enter into the savvy-savings of a certificate of deposit account. Not only do these investments have the lowest amount of risk, but they are the simplest form of passive income. How does a certificate of deposit work? With a certificate of deposit, there is no need to log in every day to check prices. Since most CDs hold for a minimum of six months, the fluctuating market has little effect...
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May 6, 2021
45
The Leaders Behind National Nurses Day

The Leaders Behind National Nurses Day

By | Articles, Lifestyle | No Comments
In 1982, President Reagan signed a proclamation declaring May 6th as National Nurses Day. It is a day to honor our supportive caretakers within the health, research, and psychiatric fields. Additionally, this special day is part of a week-long celebration dedicated to nurses all around the world. How did National Nurses Day begin? In 1953 Dorothy Sutherland, an official from the US Department of Health, Education, and Welfare, proposed to create a day to recognize the hard work of nurses. She presented the proposal to President Eisenhower. The proclamation did not receive approval at the time; however, several advocates for...
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May 4, 2021
45
It’s time to #ThankATeacher for Teacher Appreciation Day

It’s Time to #ThankATeacher for Teacher Appreciation Day

By | Articles, Lifestyle | No Comments
Teachers are crucial to our future generations. Their patience and ability to educate are a driving force. Not only do they spend countless hours preparing lessons, but they also take the time to make sure each student understands. It's time to #ThankATeacher. As this year's theme for Teacher Appreciation Day, we feel the sentiment rightly fits.   The history of Teacher Appreciation Day In 1953, Former First Lady Eleanor Roosevelt presented an idea to Congress. She made a case for teachers and wanted a day of recognition for their craft. Other advocates, such as The National Education Association, continued over the years...
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April 23, 2021
45
Do Motorcycle Influencers Make Money?

Tips to Making Money Like Motorcycle Influencers

By | Articles, Lifestyle | No Comments
In this day and age, two things are everywhere. The first is social media; the second, marketing. The combination saturates every corner of our online space, and many have learned to capitalize on it. Take, for instance, motorcycle influencers. They cruise the roads, wear cool gear, and let's not even start on the customizations. It seems like a dream way to make money, but exactly how do they do it? Ways cultural influencers make money Let's get right into it. There are three basic ways to make money as an influencer: - Sponsored posts - Affiliate commissions - Pay-per-click ads...
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April 21, 2021
45
How to Stay Within IRA Contribution Limits but Retire Happily

A Credit Union’s Advice on IRA Contribution Limits

By | Articles, Finance | No Comments
When people retire, they desire financial security. They want to ensure that money won't be an issue down the road. That's why, even after setting up a 401k, savvy savers take an additional step. It's called an individual retirement account (IRA), and it allows you to make higher personal supplements than with your employer. IRAs offer more investment choices at lower fees. And, even if you meet all IRA contribution limits, you're still on the path towards a comfortable retirement.  Facts about individual retirement accounts There are some surprising facts about IRAs, some of which could go to your advantage. Take...
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April 16, 2021
45
Achieva Credit Union Giving and Donation Program

Achieva Credit Union Giving and Donation Program

By | Achieva in the Community, Articles | No Comments
We have exciting news. The Tampa Bay Times listed Achieva Credit Union as a Top Workplace for the 9th year in a row! To show our appreciation for our employees, we’re donating $30,000 to local charities. We are proud to share the GOOD within the communities we live and serve. To add to the festivities, learn how you can participate in our donation program below. Achieva will match your donation In addition to our initial sum, we’ll match any donation you make from now until April 30, 2021. That means every contribution will assist local organizations with double the impact. Imagine how...
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April 14, 2021
46
7 Useful College Planning Tips and Resources

7 Useful College Planning Tips and Resources

By | Articles, College Life | No Comments
College provides many opportunities. With a degree, graduates can obtain higher pay and better job positions. While the benefits sound nice, the transition into campus life takes preparation. Even if you're still in high school, it's never too early to start. Below are 7 essential college planning tips for your journey.  1. Understand how to pay for college The most discussed topic regarding college revolves around paying for it. Additionally, tuition fees rise every year. Paying for college usually happens by financing with subsidized and unsubsidized loans. Private student loans are often not subsidized and have no prepayment penalties. Additionally, they...
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April 8, 2021
79
New Boat Ownership and Finance Options

Boating Basics and Finance Options For Anyone

By | Articles, Finance, Lifestyle | No Comments
As temperatures heat up, many people plan to enjoy some time outdoors. What better way to celebrate the warmer weather than to take a refreshing dip into our beautiful oceans? With some important boating basics under your belt is easier than you think. Topped with great financing options, you'll be cruising around the water in no time. Unsure what to look for in a new boat? Don't worry. This article covers it all. Continue reading below for the full details on boating basics.  First-time boat owner checklist Before becoming captain of your vessel, you'll need to know a few things....
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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Federally Insured by NCUA.

Equal Housing Lender