Articles

Do Preppers Stockpile Cash Around Their Home?

Where To Store An Emergency Cash Fund

By | Articles, Finance | No Comments
There are hundreds of tips on how to be a survivalist; however, what is a prepper's stance on money? Do they stockpile money around their home or have a secret emergency cash fund? To answer the question, let's look at the reasons for prepping and what the procedure can teach us about finances. Prepping basics 101 Preppers actively prepare for emergencies and shortages. They stock their homes with enough reserves to survive on their own. Since the act depends on access to accumulated resources, it's easy to understand why some question a prepper's need to have an emergency cash fund...
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How to Help Your High School Graduate Manage Money

How to Help Your High School Graduate Manage Money

By | Articles, College Life, Finance | No Comments
The act of budgeting seems for the well-established; however, on the contrary, proper wealth development starts before adulthood. Regardless of where your household is the financial timeline, there are ways to help your high school graduate manage money. If your student recently received their diploma, be sure to review our fiscal planning tips below. Financial advice for high school students Preparing for a stable financial future includes creating a solid savings plan. To help your high school graduate manage money, instill the importance of setting aside between 5-10% of their earnings. The practice will give them a benchmark for later accomplishments. ...
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Simple Ways to Build Home Equity for Under $1000

Simple Ways to Build Home Equity for Under $1000

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The key to developing wealth is through wise investments. Savvy homeowners show financial stability by making timely payments on their mortgage; however, it doesn't end there. In addition to increasing their property value, they also know how to build home equity. All of these factors are important when leveraging a HELOC, or accumulating assets.  When you build home equity, you secure a resource for the future, all of which you can borrow cash against later. If you're a homeowner, ready to make the next move, make sure to view our tips below. You'll see three ways that $1000 can boost...
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Common Mistakes of Shopping Less Frequently

Common Mistakes of Shopping Less Frequently

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The statistics regarding the average 2020 grocery trip show many new developments. As Americans are shopping less frequently in general, they are also creating an onslaught of common mistakes, most stemming from managing their household inventory. People choosing to go to the store less often focus their thoughts on bulk shopping. It is a critical change, yet it remains to be masted.  In a recent poll, the reasons for shopping less frequently involve avoiding contact with the Coronavirus. Although a wise decision, it can be tricky for most to balance between buying the wrong things or buying too much.  Changes in...
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The Pros and Cons of RV Travel

The Pros and Cons of RV Travel

By | Articles, Lifestyle | No Comments
The summer season often includes expectations of exploring the outdoors. Jumping into a fresh spring in the middle of a hot day can feel like a dream come true. Owning a recreational vehicle makes staying at a campsite easier in some ways, yet there are still many things to consider. What are the pros and cons of RV travel? Below is a comprehensive guide to owning a #homeonwheels.  What kind of RV should I buy? Step one of RV travel includes knowing which RV you should choose. Most first-timers start by renting a camping trailer to get a feel for...
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Is the Traditional Workplace Office Obsolete?

Is the Traditional Workplace Office Obsolete?

By | Articles, Business | No Comments
As economists discuss current trends, they commonly point out the shift regarding the workplace. Previously considered conventional, paying for space for workers to gather seems more like a financial burden in today's times. Did the pandemic make the office obsolete? Or was it unnecessary all along? How the office was invented The office's origin is simple. In the past, individuals did not have the proper resources to conduct their jobs. Employers owned the equipment, and the employees went to work to use it. The creation of the office provided a way to give workers tools, as well as ensure production....
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Taking advantage of student loan forbearance

Taking Advantage of Student Loan Forbearance

By | Articles, College Life, Finance | No Comments
On March 27, 2020, the president signed the CARES Act into law. As a result, loan holders provided student loan forbearance for millions of accounts. Ordinarily, a forbearance suspends monthly payments yet still accumulates interest. Under the CARES Act, interest on student loans will not accrue. The setup grants financial relief for students across the entire United States. While the CARES Act helps tremendously, there are other tactics you can use to manage your student loan. Knowing all of your options, and creating a plan, will help you get ahead. How to pay off a student loan quickly First and...
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How to Apply for COVID-19 Financial Assistance

How to Apply for COVID-19 Assistance

By | Articles, COVID19, Finance | No Comments
There are multiple programs for COVID-19 financial assistance. Below is a list of resources available nationwide. Food and nourishment Last month, the United States Department of Agriculture set new COVID-19 financial assistance flexibilities in all 50 states and territories. It was to ensure that families who need food can get it during the national response to the Coronavirus. Additionally, the USDA partnered with the Baylor Collaborative on Hunger and Poverty, McLane Global, PepsiCo, and others to deliver more than 1,000,000 meals a week. Families can receive prepackaged meals, as well as fresh produce, depending on their location. For more information on nourishment...
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These Refinancing Opportunities Will Help Your Wallet

Refinancing Opportunities to Help You Get Ahead

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Because of the drop in rates, the economy presents many refinancing opportunities. Here's what you should know before you change the terms on your home, auto, boat, or RV loan. Refinancing opportunities are high across the board Since the onset of the Coronavirus, the government has developed ways to help households and businesses in need. Working with the Federal Reserve, they not only lowered interest rates but also set guidelines for future processes. In comparison to last year, the numbers are down as much as a few points. It results in great news for those looking to reset the terms of...
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Dependable Drive-Thru Services for Your Banking Needs

Dependable Drive-Thru Banking for Your Financial Needs

By | Achieva in the Community, Articles, COVID19 | No Comments
Did you know, Achieva's drive-thru banking services are easier to use than ever? Our tellers provide a full range of banking transactions while still offering one-to-one assistance. Best yet, you never have to step out of your car. Discover how Achieva Credit Union is banking for GOOD and how our drive-thru banking services can carry out your monetary needs. Financial services come in many forms Even though our lobbies are not open due to COVID-19, we offer many ways to conduct financial services. In addition to the drive-thru, we also offer mobile and online banking. If you need further help,...
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