All posts by Achieva Credit Union

October 18, 2019
0
Beware of Free Product Scams on Social Media

Beware of Free Product Scams on Social Media

By | Articles, Finance, Technology | No Comments
Technology has opened its door to many things. We can communicate faster, stay more in touch, and quickly obtain our household needs. As good as this is, it comes with a price. Through the combination of Amazon and social media, free product scams dupe would-be consumers at an alarming rate. How free product scams work Free product scams work by blending the technologies of several different platforms. What begins as an offer for a free item, turns into the classic bait and switch. Below is a full explanation of the process.  Part 1: Amazon Amazon, as a platform, depends on a...
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October 15, 2019
5
The Powerful Way the Credit Union Philosophy Improved Banking

How the Credit Union Philosophy Improved Banking

By | Articles, Finance | No Comments
The story of finance has been full of changes. Even to this day, our money continues to evolve. Opinions about wealth control the mainstream, so it's easy to understand how events shift. That being said, the credit union philosophy shook our entire set of banking conventions. The historic path of U.S. credit unions started with just a single notion. Though it took a lot to make it stick, we still reap the rewards. In honor of International Credit Union Day, continue reading to see the full story below. The birth of the credit union philosophy Alphonse Desjardins was a journalist...
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October 11, 2019
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Healthy Lifestyle Tips That Will Fix Your Wallet

Healthy Lifestyle Tips That Will Fix Your Wallet

By | Articles, Health & Fitness, Lifestyle | No Comments
Most people believe that health and nutrition come at high prices. While there is some truth to considering them as investments, not every action requires money. With a little planning, it's easy to manipulate things to your advantage. Here are 7 healthy lifestyle tips that will fix your wallet. 1. Get a good night's sleep To promote a good night's sleep, go to bed at the same time every night. Also, stop using electronics at least 2 hours before bed. Proper sleep helps you to make better financial and professional decisions. Overall, it's one of the best healthy lifestyle tips...
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October 8, 2019
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How to Purchase Your Dream Home

How to Purchase Your Dream Home

By | Articles, Home Buying | No Comments
In our current market, the advantage goes to the seller. Potential homebuyers face a lot of challenges. It doesn't matter if you're a first-timer or a seasoned house hopper, buying a home takes effort. If you want to purchase your dream home, you must understand how to assess realty. Is it worth buying a home in 2019? Millennials will be the biggest wave of new homebuyers. For most, it will even be their first home. While they have never made this type of purchase before, they still understand the importance of buying now. Inflation is on the rise, so securing...
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October 4, 2019
0
What is the Best APR for a Balance Transfer Promotion?

What is the Best APR for a Balance Transfer Promotion?

By | Articles, Finance | No Comments
Want to know something about debt? It's everywhere. More than 189 million Americans have credit cards. Additionally, the average cardholder has at least three of them. So, why should we worry about the APR on a balance transfer promotion? Not only does switching to a lower APR help you get out of debt, but it's also a breath of fresh air. Imagine, reducing multiple credit cards down to one and paying less interest all at the same time. Most people don't know their current APR It's true. Most people do not know the current APR of their credit cards. They work hard to pay...
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September 26, 2019
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Refinancing a Car Loan Can Free Your Budget

Refinancing a Car Loan Can Free Up Your Budget

By | Articles, Finance | No Comments
You've heard experts talk about refinancing. To be good with money is to be someone who knows how to use it wisely. Money moguls allow their accounts to work for them and debt is not an issue. Most of all, a high APR doesn't even cross their vocabulary. But, what if you're not an expert or a mogul? What if you're an everyday person and you just want more out of your monthly budget? You don't have the time (or interest) for games, and you think that refinancing a car loan should be straight forward. How is all of this...
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September 21, 2019
1
Gear Up for the Achieva Box Car Rally!

Gear Up for the Achieva Box Car Rally!

By | Achieva in the Community, Articles | No Comments
In the heart of downtown Clearwater, thousands gear up for a special event. Imagine, if you will, from youth to adult, spectating a slurry of epic races. Yes, the Achieva Box Car Rally 2019 is set to surpass any previous years' excitement. It's a family-friendly race to the finish, and best of all it's free. Below is what you need to know. Time and place The Achieva Box Car Rally 2019 is on Saturday, October 5th. The event will be held from 9:00 AM to 4:00 PM in downtown Clearwater. The starting line begins at the intersection of Cleveland Steet...
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September 18, 2019
0
Dorm Room Hacks That'll Improve Your Study Skills

Dorm Room Hacks That’ll Improve Study Skills

By | Articles, College Life | No Comments
The first semester is up and running. The academic year moves full speed ahead, yet preparing for tests remains a challenge. Can you improve study skills by changing your dorm room? The next time you review classroom material, give these hacks a try. They are simple and fit right into the typical college budget. 1. Use the right lighting to improve study skills. Using natural light is great way to improve your study skills, so start with a room that is well lit. Open up the blinds and position your desk next to the window. Keep things bright but remember...
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September 10, 2019
0
FEMA Privacy Incident Discovered During Audit

FEMA Privacy Incident Discovered During Audit

By | Articles, Technology | No Comments
The Department of Homeland Security's Office of Inspector General discovered that FEMA overshared vital personal data with a contractor. Federal Agency Records Officers sent millions of letters to disaster survivors. Each notice informed about the FEMA privacy incident and the ways FEMA is rectifying the situation. FEMA's 2019 data breach In the past, when disaster survivors were unable to return home, FEMA's Transitional Sheltering Assistance program provided hotel accommodations. FEMA would collect and share survivor information with its contractor. This info included banking data to reimburse those affected by natural disasters directly. The problem occurred because FEMA has not activated...
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August 27, 2019
0
Should You Invest in a Portable Generator?

Should You Invest in a Portable Generator?

By | Articles, Home Buying | No Comments
It doesn't take much to create a power outage. Severe weather, a fallen tree, all of these things can disrupt our electrical services. Would it make sense to invest in a portable generator? Sure, we want our food to stay cold, but is there more to it? How to buy a portable generator To answer this, let's consider a few things. Since a portable generator can cost a few hundred dollars, it's best to research before making a decision. Before you buy, you'll need to understand: - Fuel source- Wattage- Running location- Running time Back-up generators come with a wide...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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Federally Insured by NCUA.

Equal Housing Lender