All posts by Achieva Credit Union

May 26, 2020
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Is the Traditional Workplace Office Obsolete?

Is the Traditional Workplace Office Obsolete?

By | Articles, Business | No Comments
As economists discuss current trends, they commonly point out the shift regarding the workplace. Previously considered conventional, paying for space for workers to gather seems more like a financial burden in today's times. Did the pandemic make the office obsolete? Or was it unnecessary all along? How the office was invented The office's origin is simple. In the past, individuals did not have the proper resources to conduct their jobs. Employers owned the equipment, and the employees went to work to use it. The creation of the office provided a way to give workers tools, as well as ensure production....
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May 12, 2020
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Taking advantage of student loan forbearance

Taking Advantage of Student Loan Forbearance

By | Articles, College Life, Finance | No Comments
On March 27, 2020, the president signed the CARES Act into law. As a result, loan holders provided student loan forbearance for millions of accounts. Ordinarily, a forbearance suspends monthly payments yet still accumulates interest. Under the CARES Act, interest on student loans will not accrue. The setup grants financial relief for students across the entire United States. While the CARES Act helps tremendously, there are other tactics you can use to manage your student loan. Knowing all of your options, and creating a plan, will help you get ahead. How to pay off a student loan quickly First and...
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May 5, 2020
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How to Apply for COVID-19 Financial Assistance

How to Apply for COVID-19 Assistance

By | Articles, COVID19, Finance | No Comments
There are multiple programs for COVID-19 financial assistance. Below is a list of resources available nationwide. Food and nourishment Last month, the United States Department of Agriculture set new COVID-19 financial assistance flexibilities in all 50 states and territories. It was to ensure that families who need food can get it during the national response to the Coronavirus. Additionally, the USDA partnered with the Baylor Collaborative on Hunger and Poverty, McLane Global, PepsiCo, and others to deliver more than 1,000,000 meals a week. Families can receive prepackaged meals, as well as fresh produce, depending on their location. For more information on nourishment...
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April 28, 2020
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These Refinancing Opportunities Will Help Your Wallet

Refinancing Opportunities to Help You Get Ahead

By | Articles, Finance | No Comments
Because of the drop in rates, the economy presents many refinancing opportunities. Here's what you should know before you change the terms on your home, auto, boat, or RV loan. Refinancing opportunities are high across the board Since the onset of the Coronavirus, the government has developed ways to help households and businesses in need. Working with the Federal Reserve, they not only lowered interest rates but also set guidelines for future processes. In comparison to last year, the numbers are down as much as a few points. It results in great news for those looking to reset the terms of...
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April 23, 2020
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Dependable Drive-Thru Services for Your Banking Needs

Dependable Drive-Thru Banking for Your Financial Needs

By | Achieva in the Community, Articles, COVID19 | No Comments
Did you know, Achieva's drive-thru banking services are easier to use than ever? Our tellers provide a full range of banking transactions while still offering one-to-one assistance. Best yet, you never have to step out of your car. Discover how Achieva Credit Union is banking for GOOD and how our drive-thru banking services can carry out your monetary needs. Financial services come in many forms Even though our lobbies are not open due to COVID-19, we offer many ways to conduct financial services. In addition to the drive-thru, we also offer mobile and online banking. If you need further help,...
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April 17, 2020
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Will a HELOC Strategy Help With Lost Funds?

Leveraging your home’s equity with a HELOC

By | Articles, Finance | No Comments
During the past weeks, the number of unemployment claims reached over 22 million. Americans continue searching for ways to recoup funds after suffering from lost work. As an answer to some, unlocking the hidden potential of their home has been the way to go. Could a HELOC strategy work for you, too? View all of the considerations to the process below. What is a HELOC? Keep in mind, HELOCs are different than Home Equity Loans. As part of a HELOC strategy, borrowing is flexible and functions as a revolving line of credit. Home Equity Loans, on the other hand, have...
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April 14, 2020
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The Best Uses for Your Stimulus Check

How To Spend Your Stimulus Check For Fiscal Responsibility

By | Articles, COVID19, Finance | No Comments
The IRS has already disbursed the first round of Economic Impact Payments. Otherwise known as the stimulus check, most people will not need to take any action to receive it. With an expected influx of cash coming, how should you spend your stimulus check? The debate over how people should spend their stimulus checks While there is not a current banking crisis, people all over the world are still adjusting to the new normal. Many Americans have already filed for unemployment or experienced a reduction in their work hours. Non-essential workers must stay at home, creating different needs than when they...
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April 9, 2020
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How Take-Home Kits Help with Small Business Survival

How Take-Home Kits Help with Small Business Survival

By | Articles, Business, COVID19 | No Comments
More than ever, small businesses depend on creativity to get over the slump. With the current situation, many owners adjust their offerings in dynamic ways to fulfill their customers' needs. For instance, think of your local ice cream shop. Customers are not able to dine inside; however, they can take orders with them. The shop needs revenue, as much as the customers want their ice cream. The take-home kit presents a perfect solution to this problem. Imagine, a pint of Rocky Road, four cones, and toppings available for convenient drive-thru pick up. Very good right? Small business survival is all...
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April 2, 2020
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Virtual Team-Building to Brighten Everyone's Day

Virtual Team-Building to Brighten Everyone’s Day

By | Articles | No Comments
Logging into the computer instead of traveling to work will eventually get boring. Social distancing brings about new changes to our daily routine, especially in regards to our social durability. How about brightening everyone's day with a few virtual team-building activities? Remote team-building activities that boost collaboration and trust Studies show that group activities, whether in person or virtual, promote trust and collaboration. Everyone must work together; and, virtual team-building activities add an extra layer of fun. Your teammates will practice their communication skills while also presenting their uniqueness through problem-solving. The best team-building activities for telecommuters Remote employees often deal with...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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Federally Insured by NCUA.

Equal Housing Lender