All posts by Achieva Credit Union

When Should You Actually Get Your First Credit Card?

When Should You Get Your First Credit Card?

By | Articles, Finance | No Comments
With an overload of options, applying for your first credit card can seem confusing. You know you want to establish good credit, but what's the best way to do it? Additionally, many new adults are unaware of the proper steps to increase their credit score. They open a line of credit simply because they can. There's no strategy and before they know it, their outstanding balance is in the thousands. Here are a few things you should know before you get your very first credit card. Do you think you're ready? Continue reading to learn more. Understanding debt-to-income ratio Before...
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How to Fulfill the Ultimate Summer Graduation Bucket List

How to Fulfill the Ultimate Summer Graduation Bucket List

By | Articles, College Life | No Comments
It's so close that you can hear it. The footsteps down the graduation aisle are becoming louder and louder. The final semester of school is ending in less than a week. What's on your summer graduation bucket list? Whether you're planning to start an internship or returning to school in the fall, right now is the time for fun. Of course, you can add travel as part of your summer graduation bucket list; but, there so many other things you can do. Let's make this summer count. I got my Associate's degree, what's next? Your college journey is not completely...
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Tips to Landing a Dream-Worthy Summer Finance Internship

Valuable Summer Finance Internship Advice

By | Articles, Work and Productivity | No Comments
Within the next few months, several high school graduates will start their journey towards building a professional career. To supplement their portfolios, many will look for advanced training such as a professional internship. Landing on-the-job instruction within a good company can do wonders for an undergraduate's employment-related success. Here's our most valuable finance internship advice. How to get accepted into a summer finance internship While the title may seem like a mouth-full, the steps to landing the perfect summer finance internship are actually easy. Let's review them together. 1. Learn about the desired company The best way to get your...
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How to Hire a Contractor and Avoid Scams

How to Hire a General Contractor and Avoid Scams

By | Articles, Home Buying | No Comments
Upgrading your home is a big step. It takes a lot of work to save up for the payments, hire a general contractor, and plan the design. Many home renovations can take several months or even a year. But, what should you look for when choosing someone to work on your home? Will you be able to avoid scams? Find out the answers to these questions and more. You'll learn the best tips about hiring a general contractor, as well as details about their costs. Continue reading below. How do I hire a general contractor? In the event of home...
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Is Your Complete Roof Repair Covered by Insurance?

Is Your Roof Damage Covered by Insurance?

By | Articles, Home Buying | No Comments
Storms and tornadoes can wreak havoc on a property. After an occurrence of bad weather, some homeowners will need to begin repairs. Having your roof damage covered by insurance is a relief, but there are times when coverage will not apply. Here's how to determine the difference. Should I call my insurance for a roof leak? Before calling your insurance about roof damage, there are a few steps to do in regards to your devastated property. In any instance, you should complete these steps in a timely manner to avoid complications. 1. Secure the area.2. Take detailed pictures3. Review your...
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Terms That Should Be in Every New Rental Agreement

Terms That Should Be in Every New Rental Agreement

By | Articles, Uncategorized | No Comments
Renting a property for the first time can be challenging for both the tenant and the landlord. The ideal goal is to reach an arrangement that is beneficial for both parties. While housing preferences differ from person to person, there are a few key elements that remain the same. Below is some straight-forward advice about which terms should be included in every new rental agreement. How do I write a new rental agreement? New landlords often ask this question when deciding the best way to rent out their properties. While offering their home for rent can help the owner take...
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Save Money on Easter with These Easy Tips

Save Money on Easter with These Easy Tips

By | Articles | No Comments
Peeps, candy eggs, and chocolate bunnies, oh my! How do you do all of the things, yet still save money on Easter baskets and parties? It may take a little planning, but it is possible. Good news, since Easter is on the third Sunday of April this year, there's still plenty of time. Before you head to the stores, make sure to read this article. You'll find everything you need to know about spending less on Easter. What's the easiest way to save money on Easter? By far, the easiest way to save money on easter is to plan ahead....
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Advice for College Students to Make to First Year Easier

Advice for Your First Year of College

By | Articles, College Life | No Comments
For many, the big leap into college happens later this year. High school graduation is a few short months away and now is the best time to prepare. Not only do future alumni need to focus on their time management skills, but it's also important for them to be aware of other things. Below is the most shared advice for college students to help along with their journey. Practical advice for college students A big part of freshman life is adjusting to the new flow of things. College students function with more independence, so there's a lot to get used...
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Will a Spring Capsule Wardrobe Save You Money?

Will a Capsule Wardrobe Save The Earth? (And You Money?)

By | Articles, Finance, Lifestyle | No Comments
Seasonal clothing is popular amongst trendsetters, but how beneficial is it to the Earth's longevity? Is it worth the time and investment for the average shopper? Is it possible for a spring capsule wardrobe to save you money in the long run, or is a just a bunch of hype? If you're looking to buy a few springtime clothing pieces this year, then this post is for you. Continue reading to learn more. Create a spring capsule wardrobe With considerations such as time, closet space, and fashion preferences, a summer or spring capsule wardrobe seems like a lot to do....
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Simple Low Maintenance Landscaping to Boost Your Home

Simple Low Maintenance Landscaping to Boost Your Home

By | Articles, Lifestyle, Uncategorized | No Comments
The attractiveness of a home can affect its resale value. Additionally, even if the home is not on the market, good curb appeal adds a sense of happiness to the owners. Find out how to boost your home with these simple low maintenance landscaping ideas. Low maintenance landscaping on a budget First and foremost, adding a few perks to your yard does not have to cost a lot. There are very effective ways to add beauty to the outside of your home without breaking the bank. Here are the most popular (and budget-friendly) ways to better landscaping Use a water...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.