All posts by Achieva Credit Union

These Refinancing Opportunities Will Help Your Wallet

Refinancing Opportunities to Help You Get Ahead

By | Articles, Finance | No Comments
Because of the drop in rates, the economy presents many refinancing opportunities. Here's what you should know before you change the terms on your home, auto, boat, or RV loan. Refinancing opportunities are high across the board Since the onset of the Coronavirus, the government has developed ways to help households and businesses in need. Working with the Federal Reserve, they not only lowered interest rates but also set guidelines for future processes. In comparison to last year, the numbers are down as much as a few points. It results in great news for those looking to reset the terms of...
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Dependable Drive-Thru Services for Your Banking Needs

Dependable Drive-Thru Banking for Your Financial Needs

By | Achieva in the Community, Articles, COVID19 | No Comments
Did you know, Achieva's drive-thru banking services are easier to use than ever? Our tellers provide a full range of banking transactions while still offering one-to-one assistance. Best yet, you never have to step out of your car. Discover how Achieva Credit Union is banking for GOOD and how our drive-thru banking services can carry out your monetary needs. Financial services come in many forms Even though our lobbies are not open due to COVID-19, we offer many ways to conduct financial services. In addition to the drive-thru, we also offer mobile and online banking. If you need further help,...
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Will a HELOC Strategy Help With Lost Funds?

Leveraging your home’s equity with a HELOC

By | Articles, Finance | No Comments
During the past weeks, the number of unemployment claims reached over 22 million. Americans continue searching for ways to recoup funds after suffering from lost work. As an answer to some, unlocking the hidden potential of their home has been the way to go. Could a HELOC strategy work for you, too? View all of the considerations to the process below. What is a HELOC? Keep in mind, HELOCs are different than Home Equity Loans. As part of a HELOC strategy, borrowing is flexible and functions as a revolving line of credit. Home Equity Loans, on the other hand, have...
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The Best Uses for Your Stimulus Check

How To Spend Your Stimulus Check For Fiscal Responsibility

By | Articles, COVID19, Finance | No Comments
The IRS has already disbursed the first round of Economic Impact Payments. Otherwise known as the stimulus check, most people will not need to take any action to receive it. With an expected influx of cash coming, how should you spend your stimulus check? The debate over how people should spend their stimulus checks While there is not a current banking crisis, people all over the world are still adjusting to the new normal. Many Americans have already filed for unemployment or experienced a reduction in their work hours. Non-essential workers must stay at home, creating different needs than when they...
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How Take-Home Kits Help with Small Business Survival

How Take-Home Kits Help with Small Business Survival

By | Articles, Business, COVID19 | No Comments
More than ever, small businesses depend on creativity to get over the slump. With the current situation, many owners adjust their offerings in dynamic ways to fulfill their customers' needs. For instance, think of your local ice cream shop. Customers are not able to dine inside; however, they can take orders with them. The shop needs revenue, as much as the customers want their ice cream. The take-home kit presents a perfect solution to this problem. Imagine, a pint of Rocky Road, four cones, and toppings available for convenient drive-thru pick up. Very good right? Small business survival is all...
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Virtual Team-Building to Brighten Everyone's Day

Virtual Team-Building to Brighten Everyone’s Day

By | Articles | No Comments
Logging into the computer instead of traveling to work will eventually get boring. Social distancing brings about new changes to our daily routine, especially in regards to our social durability. How about brightening everyone's day with a few virtual team-building activities? Remote team-building activities that boost collaboration and trust Studies show that group activities, whether in person or virtual, promote trust and collaboration. Everyone must work together; and, virtual team-building activities add an extra layer of fun. Your teammates will practice their communication skills while also presenting their uniqueness through problem-solving. The best team-building activities for telecommuters Remote employees often deal with...
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Improve Your At-Home Workspace, No Shopping Required

Improve Your At-Home Workspace, No Shopping Required

By | Articles, Work and Productivity | No Comments
Because of recent events, a lot of us must work from home. We resourcefully turn our tabletops into desktops and shift our living rooms into offices. There is a way to maximize your at-home workspace. Best yet, it can be done without shopping. Continue reading to learn more. Setting the tone for your at-home workspace You can make your at-home workspace a place of productivity by setting the right tone. Consider the factors commonly found in traditional work offices. Using the correct light, temperature, and aesthetic will not only make your work-from-home space more pleasing, but it will also keep...
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Get to Know Achieva, a NCUA Insured Credit Union

Feel Financially Secure Through A Crisis With Achieva

By | Achieva in the Community, Articles | No Comments
At first glance, credit unions seem a lot like banks. They handle various transactions, as well as safeguard your money. Upon a closer look, you’ll discover what sets them apart. Learn why Achieva is financially secure through COVID-19 and beyond. The importance of being well-capitalized A credit union is well-capitalized when its net worth ratio* is over 7%. It also must meet all applicable risk-based net worth requirements. Achieva is at almost 11% which prepares us to weather any storm. Over 80 years ago, we learned about crisis preparation. We used the lessons from the Great Depression to modify our...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.