All posts by Achieva Credit Union

How to Exercise at Home and Stay Active

How to Exercise at Home and Stay Active

By | Articles, Health & Fitness | No Comments
If you’re unable to go to the gym, there are still plenty of ways to stay active. In this article, we’ll give you simple methods to exercise at home, all without bulky equipment. As a precaution, make sure you are clear to participate in any new exercise programs before beginning. Why exercise is important As part of a healthy lifestyle, doctors recommended exercising two to three times a week. Exercise helps lower the risk of cardiovascular disease and aids in the maintenance of a healthy weight. Furthermore, regular exercise decreases a person's risk of type 2 diabetes and high blood...
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Keep Your Personal Identifiers Out of the Trash

Keep Your Personal Identifiers Safe From Thiefs

By | Articles, Technology | No Comments
While some scams originate from sophisticated cyber hacks, others still depend on old-school methods. Did you know that criminals will sift through the trash in search of your personal identifiers? It's called dumpster diving, and it's a way to steal your information. Learn how to protect yourself and keep your PII out of the trash. What is PII? PII stands for personal identifying information. On the black market, it's a hot commodity. According to Experian, information regarding your passport can sell for up to $2000. The prices of other personal identifiers vary dependant on location. You can keep your PII safe by...
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How to Get More Energy During the Day

How to Fight Fatigue During the Day

By | Articles, Lifestyle | No Comments
The first Monday of Daylight Saving Time proves to be the hardest. Many wake up tired and wish they had a way to get more energy. As much as we want to blame the time shift, it's not the only reason we're sluggish. When it all comes down to it, our actions affect the way we feel a lot more than we know. Fight fatigue all day with these tips. What causes fatigue? Were you aware that factors like processed food, stress, or dehydration can induce fatigue? There's not a one-size-fits-all solution, but rather, six main contributing factors could be...
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Does Your Homeowners Coverage Limit Include Volcanoes?

Does Your Homeowners Coverage Limit Include Volcanoes?

By | Articles, Home Buying | No Comments
Insurance is a serious business. In the wake of both hurricane and flood season, it's necessary to scrutinize every detail. Have you reviewed your policy lately? Even more so, does your homeowners coverage limit include volcanoes? What does homeowners insurance cover? Homeowners insurance covers your home, your personal property, and your combined assets in the event you’re sued or held liable for medical payments. Additionally, it covers you against hazards or other perils to your home. Keep in mind, your homeowners insurance policy must state the coverage to file a valid claim. For instance, if your policy does not state...
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$12,000 will get you a Parking Pass at the NCAA Tournament

$12,000 Will Get You a Parking Pass at the NCAA Tournament

By | Articles, Lifestyle | No Comments
March Madness is all the buzz, and tickets are selling fast. Right now, the closest club-level National Championship seat costs over $4,000. What's even more interesting is that NCAA Tournament ticket costs do not include parking. If you want to know how expensive the experience can get, we have some figures below.  NCAA Tournament suite prices range from $75,000 to $125,000 Previous years offered private suites to view the NCAA Men's Final Four at a range of $75,000 to $125,000. The price included tickets to all Semifinal games as well as the Championship game. If you'd like to know the...
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Disinfecting Cash to Prevent Viral Spreads

Disinfecting Cash to Prevent COVID-19

By | Articles, COVID19, Health & Fitness, Lifestyle | No Comments
If you research ways to prevent viral infections, the first tip you will read includes thoroughly washing your hands. Infectious diseases spread quickly, mainly because of improper hand washing. What's another way to combat germs? The Chinese government believes the answer lies in disinfecting cash. How dirty is money? In a 2017 study published in the journal PLOS ONE, researchers tested dollar bills from a bank in New York City. The swabs picked up hundreds of microorganisms. Most of the germs related to non-life-threating issues such as acne, however, they found other cringy items as well. Disinfecting cash may not be...
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How to Recognize Emotional Spending Triggers

How To Defeat Emotional Spending Triggers

By | Articles, Finance | No Comments
When you're having a bad day, do you ever go to the store for a pick-me-up? Some people prefer coffee, while others reach for the chocolate. How about a new pair of shoes? Our feelings affect our purchasing habits, and sure enough, there are a ton of emotional spending triggers out there. Are you able to recognize when you're under a spell? Discover how to nix impulse and emotional spending triggers for good. Read all of our tips below. Which emotional spending triggers happen the most? When it all boils down, emotional spending occurs because of three main things: -...
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An Inactive Credit Card is No Big Deal, Right?

An Inactive Credit Card is No Big Deal, Right?

By | Articles, Finance | No Comments
You decided to get out of debt a long time ago. You're currently watching what you spend and choose cash over any other form of payment. It's been months since you swiped. An inactive credit card is no big deal, right? Reopening an inactive credit card If your credit card is on the line of cancellation because of inactivity, call your credit card issuer if you wish to keep it open. Keep in mind, once an inactive credit card closes, most issuers won't reopen it. They are more likely to insist on establishing a new line of credit under updated...
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Whole Foods Sells Organic Produce Grown by Robots

Whole Foods Sells Organic Produce Grown by Robots

By | Articles, Technology | No Comments
Automation is the way of the future, but can it grow your food? Artificial intelligence is strengthening the future of farming, and Whole Foods embraces it. How will robotic farming affect the economy? Find out more below. Robotic farming invaded the Agricultural Industry Innovations in robotic farming allow for prompt harvesting of produce. Some machines not only pick fresh fruit quickly but can also identify the ripeness. Through the use of technology, farmers have all the help they need, with fewer labor expenses. The first automated indoor farm in the United States broke grown in 2018. It spans roughly 3.4...
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What Do I Do With My Tax Refund?

How to Spend Your Tax Refund Wisely

By | Articles, Finance | No Comments
The average tax refund ranges from $2,300 to $3,200. Although the figures vary depending on the state, Floridians are one of the highest receivers of cashback. No matter where you live, you've probably asked yourself the same question. How do i spend my tax refund wisely? Find out four financially smart options below. I filed my taxes, now what? You found the right tax preparer and filed your taxes. What happens next? More importantly, when should you expect your tax refund? Taxpayers who claim the Earned Income Tax Credit or the Additional Child Tax Credit may experience a refund hold....
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.