All posts by Achieva Credit Union

The Powerful Way the Credit Union Philosophy Improved Banking

How the Credit Union Philosophy Improved Banking

By | Articles, Finance | No Comments
The story of finance has been full of changes. Even to this day, our money continues to evolve. Opinions about wealth control the mainstream, so it's easy to understand how events shift. That being said, the credit union philosophy shook our entire set of banking conventions. The historic path of U.S. credit unions started with just a single notion. Though it took a lot to make it stick, we still reap the rewards. The birth of the credit union philosophy Alphonse Desjardins was a journalist with simple beliefs. He felt that it was wrong for lenders to benefit from making...
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Healthy Lifestyle Tips That Will Fix Your Wallet

Tips For Lifestyle And Financial Health

By | Articles, Health & Fitness, Lifestyle | No Comments
Most people believe that health and nutrition come at high prices. While there is some truth to considering them as investments, not every action requires money. With a little planning, it's easy to manipulate things to your advantage. Here are 7 healthy lifestyle tips that will also improve your financial health. 1. Get a good night's sleep To promote a good night's sleep, go to bed at the same time every night. Also, stop using electronics at least 2 hours before bed. Proper sleep helps you to make better financial and professional decisions. Overall, it's one of the best healthy...
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How to Purchase Your Dream Home

Home Buying Tips At Any Stage In Life

By | Articles, Home Buying | No Comments
In our current market, the advantage goes to the seller. Potential home buyers face a lot of challenges. It doesn't matter if you're a first-timer or a seasoned house hopper, buying a home takes effort. If you want to purchase your dream home, you must follow our simple home buying tips. Is it worth buying a home in 2019? Millennials will be the biggest wave of new home buyers. For most, it will even be their first home. While they have never made this type of purchase before, they still understand the importance of buying now. Inflation is on the...
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What is the Best APR for a Balance Transfer Promotion?

What is the Best Rate for a Balance Transfer?

By | Articles, Finance | No Comments
Want to know something about debt? It's everywhere. More than 189 million Americans have credit cards. Additionally, the average cardholder has at least three of them. So, why should we worry about the APR on a balance transfer promotion? Not only does switching to a lower APR help you get out of debt, but it's also a breath of fresh air. Imagine, reducing multiple credit cards down to one and paying less interest all at the same time. Most people don't know their current APR It's true. Most people do not know the current APR of their credit cards. They work hard to pay...
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Refinancing a Car Loan Can Free Your Budget

Refinancing a Car Loan Can Free Up Your Budget

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You've heard experts talk about refinancing. To be good with money is to be someone who knows how to use it wisely. Money moguls allow their accounts to work for them and debt is not an issue. Most of all, a high APR doesn't even cross their vocabulary. But, what if you're not an expert or a mogul? What if you're an everyday person and you just want more out of your monthly budget? You don't have the time (or interest) for games, and you think that refinancing a car loan should be straight forward. How is all of this...
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Gear Up for the Achieva Box Car Rally!

Celebrate 10 Years Of The Achieva Box Car Rally!

By | Achieva in the Community, Articles | No Comments
In the heart of downtown Clearwater, thousands gear up for a special event. Imagine, if you will, from youth to adult, spectating a slurry of epic races. Yes, the Achieva Box Car Rally 2019 is set to surpass any previous years' excitement. It's a family-friendly race to the finish, and best of all it's free. Below is what you need to know. Time and place The Achieva Box Car Rally 2019 is on Saturday, October 5th. The event will be held from 9:00 AM to 4:00 PM in downtown Clearwater. The starting line begins at the intersection of Cleveland Steet...
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FEMA Privacy Incident Discovered During Audit

FEMA Privacy Incident Discovered During Audit

By | Articles, Technology | No Comments
The Department of Homeland Security's Office of Inspector General discovered that FEMA overshared vital personal data with a contractor. Federal Agency Records Officers sent millions of letters to disaster survivors. Each notice informed about the FEMA privacy incident and the ways FEMA is rectifying the situation. FEMA's 2019 data breach In the past, when disaster survivors were unable to return home, FEMA's Transitional Sheltering Assistance program provided hotel accommodations. FEMA would collect and share survivor information with its contractor. This info included banking data to reimburse those affected by natural disasters directly. The problem occurred because FEMA has not activated...
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Should You Invest in a Portable Generator?

Should You Invest in a Portable Generator?

By | Articles, Home Buying | No Comments
It doesn't take much to create a power outage. Severe weather, a fallen tree, all of these things can disrupt our electrical services. Would it make sense to invest in a portable generator? Sure, we want our food to stay cold, but is there more to it? How to buy a portable generator To answer this, let's consider a few things. Since a portable generator can cost a few hundred dollars, it's best to research before making a decision. Before you buy, you'll need to understand: - Fuel source- Wattage- Running location- Running time Back-up generators come with a wide...
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Cool and Inexpensive Labor Day Trips

Inexpensive Labor Day Getaways

By | Articles, Lifestyle | No Comments
If you're lucky enough to have a three-day weekend this holiday, we have some cool ideas for you. With our list of inexpensive Labor Day getaways, all you need is a little suitcase. Are you ready to have one last vacation before the fall season? Keep reading because here we go... Cheap Labor Day Getaways Get the most bang for your buck by combining deals with summer blowouts. While hotels and attractions await the end of their busy season, you can take advantage. Orlando, Florida Epcot's International Food & Wine Festival 2019 starts August 29th. Besides, many airlines lower their...
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How to Handle a Fraudulent Social Security Call

How to Handle a Fraudulent Social Security Call

By | Articles, Finance | No Comments
Robocallers, telemarketers, and crooks, oh my! The rash of scam phone calls is on the rise. Have you ever experienced a fraudulent Social Security call? If you answered "yes", you're not alone. Several people report receiving a pre-recorded message from the "Social Security Administration." The call attempts to retrieve personal information and/or payment. Similar to email scams, the recording evokes a sense of urgency. It advises callers to act quickly to avoid more penalties. Additionally, a fraudulent Social Security call will usually state that your account has been frozen. Does the Social Security office make phone calls? Beyond the recorded...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.