Key Takeaways

• This year, Achieva Credit Union honors Hispanic Heritage Month with the national theme, Unidos, Somos Más, Together We Are More.
• A credit union is a non-profit financial cooperative owned by its members. Money earned goes back to its members through lower loan rates and lower fees.
• Credit unions help local Hispanic-owned small businesses get funding so that money stays in the community, creating local jobs and growing the local economy.
• Achieva Credit Union holds the national Juntos Avanzamos designation, providing inclusive ID options, ITIN loans, low-cost money transfers, and full bilingual support for immigrant families

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Every year from September 15 to October 15, people across the country celebrate Hispanic Heritage Month. It is a special time to honor the culture, history, and achievements of Hispanic and Latino Americans. This year, the theme is Unidos Somos Más , Together We Are More.

At Achieva Credit Union, that theme fits right into what we do every day. We believe that when neighbors help neighbors, everyone succeeds. One of the best ways to build a strong community is by making sure everyone has access to safe, affordable, and honest banking.

So, how does a credit union help bring people together? It starts with how we are built.

What Is a Credit Union?

Many people think a credit union is just another word for a bank. While both offer checking accounts, savings accounts, credit cards, and loans, the way they run is very different.

Traditional banks are owned by investors. Their main goal is to make money for stockholders.

A credit union membership with Achieva is different with these great benefits

• You Are an Owner: Credit unions are non-profit financial institutions. That means everyone who banks with us is a member and a part-owner.
• Better Rates and Lower Fees: We give that money back to our members through better savings rates, lower rates on loans, and lower fees.
• Local Decisions: Decisions about loans and account options are made right here in our local community by people who know the area.

When we pool our resources together in a credit union, we can do more for everyone.

Helping Hispanic Businesses Grows Our Community

Small businesses are the heart of our neighborhoods. Local restaurants, bakeries, landscaping services, and retail shops keep our communities lively and active. During Hispanic Heritage Month, we focus on celebrating the hard work of Hispanic entrepreneurs who build businesses from the ground up.

When a small business owner needs a loan to buy equipment or hire help, traditional banks may turn them down due to stricter lending rules. At Achieva, we take the time to listen to the specific story of each applicant.

When a local business gets the loan, it will grow and benefit the whole community with:

• Creating local jobs: Growing businesses hire people who live nearby.
• Keeping money local: Dollars spent at local businesses stay in the community to support local roads, schools, and services.
• Building stronger neighborhoods: Busy, successful business districts make our towns safer and more welcoming places to live.

When local businesses do well, the whole community prospers. Standing behind our entrepreneurs proves that together, we achieve more.

Earning Trust with the Juntos Avanzamos Designation

For immigrant families who are new to the country finding a financial partner you can trust is critical.

Achieva Credit Union is proud to hold the Juntos Avanzamos designation, which means “Together We Advance.” This national honor is given only to credit unions that show a deep commitment to welcoming, serving, and empowering Hispanic and immigrant members.

Through our Juntos Avanzamos commitment, Achieva helps immigrant families with:

• Inclusive ID Options: Open checking or savings accounts using an Individual Taxpayer Identification Number (ITIN)
• Loans for Real Life: Apply for auto loans, credit cards, and home mortgages to start building credit.
• Full Bilingual Support: Speak directly with Spanish-speaking branch staff, loan officers, and support teams who can help you with your financial journey.
• Safe, Low-Cost Money Transfers: Send money home to family abroad safely.
• Financial Protection: Avoid predatory payday lenders with safe credit-building tools, budget classes, and clear advice.

Moving Forward Together with Achieva Credit Union

Achieva Credit Union celebrates Hispanic Heritage Month each year, and you’re invited to visit your local branch every Friday to have a complimentary treat from a local Hispanic small business. It´s our way of supporting our community and sharing their rich, colorful culture.

When you choose Achieva Credit Union, your money stays right here at home to help your neighbors, support local small businesses, and make our whole community stronger.

Find your nearest Achieva branch or learn more about credit union banking, services, and products at Achievacu.com today.