Achieva Life | Financial, Money Management, & Lifestyle Tips

Brought to you by Achieva Credit Union, Achieva Life is a blog dedicated to bringing you unique, interesting and useful content. Achieva Life is more than just credit union news; it’s about lifestyle, community, and communication. Come to Achieva Life to connect with content that aims to help your financial and overall well-being.

Learn How Auto Refinancing Could Reduce Your Installment Debt

Using Auto Refinancing to Reduce Your Installment Debt

By | Articles, Finance | No Comments
Auto refinancing is an often overlooked term. However, going through the process could save you hundreds of dollars. While many are reactive towards installment debt, changing to a proactive plan will benefit your financial future.  Can you lower your monthly car payment without refinancing? There are three tactics to lower your car payments without going to a new lender. You can: - prepay as long as your current terms do not enforce penalties, - ask your current lender to lower your rates, - or extend your payment timeline.  Each option can lower your payment, but it won't necessarily reduce your...
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What the FTC Warns About Cryptocurrency Investing

What the FTC Warns About Cryptocurrency Investing

By | Articles, Finance, Technology | No Comments
News about cryptocurrency investing is flooding the headlines. So far, several CEOs (and one city mayor) have announced a sudden interest in Bitcoin. As familiarity grows for digital currency, we though it was a good idea to discuss it in length.  Even with the uptick in Bitcoin activity, the FTC stands by its previous warnings. It is crucial to understand that cryptocurrency investing does not have the same protections as trading with the U.S. dollar. No one can guarantee that you will make money. They also advise against investing money you can't afford to lose.  What is Bitcoin? To understand Bitcoin,...
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How to Get Rid of High-Interest Debt

How to Get Rid of High-Interest Debt

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In regards to owing money, high-interest debt remains the most cumbersome. It seems to grow, even after paying the monthly due amount for what feels like an eternity. Stopping the vicious cycle takes strategy, and we're here to show you how. Continue reading for the full details. Should I pay off the highest balance or highest interest first? If saving money is the goal, you'll typically want to pay off high-interest debt first. The reason is with the way interest accrues. For instance, for an original balance of $1000, at a 9.9% APR, the total interest on consistent $50 payments...
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About Achieva Credit Union

Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit, and are owned and operated by the members we serve. That means that we’re accountable to you, not outside shareholders. With 24 branches and over 140,000 members, our field of membership is always growing. Join today and see why banking is GOOD with Achieva.

Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.