Finance

Stretch Your Paycheck Over the Next Week

Stretch Your Paycheck Over the Next Week

By | Articles, Finance | No Comments
Payday is just around the corner and you need to stretch your paycheck to stay afloat. How would you make your money last until your next direct deposit? If you're unsure, continue reading to find out some easy money hacks to hold you over. 1: Raid your pantry Instead of going out to eat, try creating a dinner using items that are already in your pantry. Besides the benefit of saving money, you'll utilize more of the things you've invested in. Nothing says wasting money like buying food out when there's already a bountiful harvest at home. To help you...
Read More
The College Student's Guide to Paycheck Budgeting

Create A College Student Budget That Sticks

By | Articles, College Life, Finance | No Comments
Whether you're in college or know someone who is, creating a college student budget can make a world of difference. Who doesn't like to feel productive with their money? With all of the pressures of studying, it's nice to keep some peace in regards to our wallets. Here are 5 tips for managing your expenses that fit perfectly into your student life. 1. List your expenses The first step to building a college student budget is to understand your expenses. Are you living with your parents while in college or do you share an apartment with some roommates? Make a list...
Read More
The Responsible Way to Apply for a New Car Loan

The Responsible Way To Buy A New Car

By | Articles, Finance | No Comments
Buying a vehicle is an exciting thing, but is there something we can do to get the very best rate on a new car loan? Are there factors besides credit that we should know about? The answer is yes. If you're in the market for a new car, here are 5 essential responsible car buying tips you should understand before signing. 1: Do not rush Don't let pushy salespeople rush you into making a quick, (and wrong), decision. You never want to take out a new car loan to finance a vehicle you'll later end up hating. If you get...
Read More
Here's What Happens When You Ignore Your Spending Habits

Don’t Ignore Your Unhealthy Spending Habits

By | Articles, Finance | No Comments
If you make a mistake and ignore your unhealthy spending habits, there could be some unwanted consequences. While it's great to stimulate the economy, we also want to be careful to do it in a responsible way. In this post, we'll cover 4 examples of what could happen if you continuously ignore the way you spend your money. 1: You pay more for the same goods or services On average, people that skip comparison shopping spend more for the same exact goods and services. When you ignore your spending and purchase items without discretion, you run the risk of really...
Read More

Why Credit Union Members are More Satisfied than Bank Customers

By | Articles, Finance, Lifestyle | No Comments
When you first begin to look at the question, bank or credit union, you may be torn. You may not know that credit union members  receive personal service every time they walk into a branch. It’s that personal touch that sets credit unions apart from their banking brethren, but it’s not the only difference that makes credit union membership desirable. For-Profit vs Non-Profit Make no mistake – traditional banks are in business to make a profit. They must answer to a well-paid board of directors, who may or may not even have funds on deposit with the bank they control. As publicly...
Read More
Keep Fraudulent Charges From Your Accounts

Don’t Fall Victim To Consumer Fraud

By | Articles, Finance | No Comments
There's nothing worse than logging onto your accounts and seeing purchases that should not be there. We wonder how it happened and what we can do to prevent it from reoccurring. Also, what steps should we take once we discover fraudulent charges on our account? Continue reading to learn more information about ID theft and consumer fraud. It's mainly about prevention Prevent consumer fraud by safeguarding your information. A few simple steps will ensure you are not making it easy for others to hack into your account. 1. Never share your passwords First and foremost, do not share your passwords. This goes beyond...
Read More
Last Minute Tax Appointment? Here's How to Get Ready.

Ready for Tax Day? Here’s Your Ultimate Tax Checklist.

By | Articles, Finance | No Comments
Tax Day is Tuesday, April 17th, 2018. If you're unsure about which items you need for a last-minute tax appointment, you've stumbled across the right post, we'll provide you with an up to date tax checklist that will make your appointment run smoothly. Millions of people, every year, go to tax preparation agencies; however, not everyone knows what to bring. Especially, if they are under the pressure of a deadline. In the following article, we've got a list of the most common things to bring to your tax preparer. Your taxes will be filed and on their way in no...
Read More

Important Reasons to Open a Savings Account for Your Child

By | Articles, Finance, Lifestyle | No Comments
The function of a savings account is to provide for a rainy day. Additionally, the benefits of a savings account with Achieva include things like accrued interest, secure safekeeping, and zero fees. As important as it is for an adult to have a savings account, how often do we think of it for a minor? Believe it or not, there are very meaningful reasons to open a savings account for your child. Teaches responsibility Communicating openly with your child about their savings account will teach them responsibility. They will learn how banking and savings work together and they will also...
Read More
3 Ways to Take Advantage of Home Equity

3 Ways to Take Advantage of Home Equity

By | Articles, Finance | No Comments
We've all thought about taking out a loan to accomplish the important things in our lives. Whether it was to do emergency repairs or to simply upgrade our living spaces, we wanted to borrow money in the most favorable way possible. Did you know, there are other options available to take advantage of home equity? We have 3 key examples of how you can use cash from a home equity line of credit, and they don't involve your residence. Continue reading to learn more... What is a home equity line of credit? It's fitting to assume that the money from...
Read More

Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.