Finance

The Exciting News About Achieva’s Scholarship Competition

By | Achieva in the Community, College Life, Finance, Lifestyle | No Comments
Certainly, 2017 wouldn't make headlines if it didn't have some exciting news. Do you know a high school senior graduating this year? Or perhaps you're the one currently enrolled in a college or trade school. If you've answered yes to either one of these questions, then you're going to want to check out this article. Seriously, we're jumping for you to read it all the way to the end. That's because our active Achieva Credit Union members, with good standings on their accounts, have the chance to enter two unique scholarship competitions. Well, without further ado, let's hop right in and discuss more details. What do...
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Nifty, Thrifty Valentine

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Make it a Valentine’s Day to remember by breaking from tradition without breaking the bank. These money saving tips show that the best recipe for a cheap and fun valentine’s day is equal parts creativity and love. Homemade cards The first ever Valentine’s Day message was sent in 1477 by a Miss Margery Brews to John Paston, and within it she described her beau as “my right well beloved Valentine”. Still today, there’s nothing simpler yet more meaningful than a homemade card.  It’s simple and time saving, since construction paper, scissors, and glitter are craft drawer staples, especially if you...
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Five Things Millennials Should Know Before Filing Taxes

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Tax time is here again. Are you prepared? We've created a top 5 list of things Millennials should know before filing taxes. You're totally going to want to read this one. It's full of commonly overlooked deductions that could potentially save you hundreds. Do we have your attention? Of course! So, before you head out to your certified tax preparer, make sure to read this entire article. Tax prep fee deduction is a thing. Number one on our list of things Millennials should know before filing taxes, is that tax prep fees are deductible. Say what? Yes, you read that correctly. If you...
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Millennials and Money: Tips for Retiring as a Multi-Millionaire

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The statistics are disturbing: older Millennials – those born in the early 1980s – will need to stash approximately $1.8 million for their retirement, and younger Millennials – those born in the 1990s – will need more than $2.5 million. That’s not the disturbing part, however. The most distressing statistic is that currently 57% of the Millennial generation hasn’t even begun to think about saving for retirement. Entrepreneur John Rampton cites these and other statistics in his October 2016 article in Inc.com. He notes that although Millennials believe they will have a better retirement than past generations, they are overlooking...
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Start Your Financial Year Off Right; The 2017 Plan

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The New Year is upon us and that means it's time to review your monetary strategies. If last year left you with much to be desired, then right now is the perfect moment to implement a different plan. Want to start your financial year off right? Continue reading for our post for tips on the 2017 plan. What was last year's problem? Of several people polled, the biggest issue people had last year with budgeting was not having a strategic plan. Sure, they understood that saving money was, generally, a good thing. Additionally, everyone found ways to increase their income. However, every month was filled...
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Now is the Best Time to Buy a New Car

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Did you know that December is the best time to buy a new car? Specifically speaking, the closer to the end of December, the better. However, before we go all in on the subject, there are a few things you will need to know. In fact, those who are familiar with the car buying process are the ones that benefit the most from the experience. So, if you're one of those people who were looking for that final push, here is your sign. Continue reading to learn why now is the best time to buy a new vehicle; as well as, how to do it....
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The 2016 Way to Save on Holiday Travel

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Last year, roughly 47 million Americans traveled for Thanksgiving. In addition, that number is set to increase for this year. With friends and family as the biggest reasons for our holiday journeys, one can't help but anticipate the expense. I mean, face it, you can't exactly say no to the big family dinner on Turkey Day. However, even though majority of us will go more than 50 miles to feast on the big bird, there's still hope for your pocket book. The following article contains all the very 2016 ways to save on holiday travel. Save on holiday travel using Facebook. There are tons of Facebook pages dedicated to...
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Membership Makes a Difference!

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When you jump online to make sure your car payment was released as scheduled, or drop by a branch to use the ATM, consider the reasons WHY you trust Achieva with your financial transactions. Why did you choose a Credit Union instead of a traditional banking institution? “It’s close to my house” “My mother banks there” “They had the best loan rates” All of those are good reasons, but Credit Unions represent so much more than convenience and great rates. Credit Unions are not-for-profit, member-owned financial cooperatives that are governed by 9 specific principles that make an authentic difference in...
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Penny Pinching Reasons to Love Trader Joe’s

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If you’ve ever shopped at a Trader Joe’s market you are probably already a fan. What’s not to like about their laid back, tropical vibe, complete with palm trees, tikis and the ubiquitous aloha shirt? Their dedication to offering top quality products is unparalleled, and TJ buyers go out of their way to introduce new and exotic tastes to the American public. The quarterly “Fearless Flyer”, with its tongue-in-cheek Victorian cartoons, is a catalogue of TJ’s latest finds. But did you know that in addition to the fun of exploring the shelves, Trader Joe’s has some of the lowest prices...
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Everything You Need to Know About Renters Insurance

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Renters insurance (or HO-4) is an insurance policy where the tenant’s personal property is covered against power surges, water damage, vandalism, lightning, hail, windstorms, explosions, civil commotions, riots, smoke, volcanic eruptions, falling objects, damages caused by vehicles, damages caused by aircraft, damages caused by the weight of snow or sleet or ice, malicious mischief, thefts, and fires. It does not cover the actual structure. The owner, not the renter, is responsible for insurance on the actual building but is not in any way responsible for what is inside a tenant’s residence. Some landlords may even require that the renter purchase...
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