Finance

Happy Birthday, Achieva!

By | Achieva in the Community, Articles, Finance | No Comments
The year is 1937, and the Great Depression is slowly drawing to a close. Franklin Delano Roosevelt is president, and his massive New Deal programs have provided jobs for thousands of unemployed Americans. World War II is still on the horizon, and the economy won’t fully recover until the defense of our nation becomes the primary business of the land. With banks across the country failing or failed, citizens are distrustful of large financial institutions. Determined to create a better opportunity, seven teachers pool their funds – a grand total of $99.25 – and the credit union is born. Eighty years...
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Protecting Your Property During Florida’s Rainy Season

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Low and behold, Florida's rainy season is quickly approaching. It begins in May and does not let up for five whole months. However, with every rain cloud, we truly believe there is a silver lining. We're going to show you steps to protect you home and yard during this soggy time. Why prepare for downpours? Sure, Floridians face a pretty narrow spectrum of problems when it comes to weather; but that does not mean they are any less serious. Lightning, hurricanes, intense heat... it all goes with the territory. Nevertheless, even though Florida's rainy season seems to be the least...
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Financial Tips for High School Graduates: What Millennials Should Know

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Congratulations! You or someone you know is about to graduate high school. They've ordered their cap and gown and are ready to walk across the graduation stage. It's an awesome milestone; yet, at the same time, there are many upcoming responsibilities to consider. As they transition into the chapter of adulthood, there may be a lot of questions about what they should expect when it comes to their money. We've filled this post with great information and are ready to share 5 financial tips for high school graduates. Don't forget to share this article to your graduate's Facebook timeline! 1. Credit is...
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ID Theft vs Fraud : What’s the Difference?

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Giant Corporation Database Hacked! Customer Accounts Compromised! Personal Information at Risk! With unsettling regularity we learn about massive security breaches of government or corporate databases, with the potential to reveal sensitive personal information. The probability of ID theft or financial damage is almost certain, but how do we protect ourselves? In this digital age, where hackers seem to be one step ahead of cyber security, CAN we protect our confidential data? The answer is yes, but understanding the options is critical to making the right protection decisions. ID theft generally occurs when a security breach happens. Thieves may use this...
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The Money Talk: A How-To for the Millennial Generation

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It’s time for The Talk. Take a deep breath. You can handle this. We aren’t referring to that talk. It’s time for the other talk – the money talk. And it’s not just for your kids. Money can be an emotionally charged subject, because everyone sees it differently. For some, it represents freedom; for others, bondage. Many people have a love/hate relationship with it, and others are simply clueless about how money works. It's been noted that the millennial generation “are more financially prepared for the things that lie ahead”, and they are having financial conversations with both their children...
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April is Credit Union Youth Month

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Here at Achieva Credit Union, we love kids, and we think they deserve something special. So to celebrate Credit Union Youth Month, we’d like to treat your kids to some awesome FREE stuff. Just follow the links below to enjoy a variety of treats and treasures. And with all the cash you’re saving, come in and set up your child’s savings account to prepare them for the future. Don’t forget Achieva offers youth accounts for children of any age all the way up to college! Time flies, so the sooner you get started, the more prepared you’ll be when your...
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What Can We Teach Kids About Finances? A Question Beyond Responsibility.

By | Achieva in the Community, Articles, Finance, Lifestyle | No Comments
No matter your household style, there are a few basic standards when it comes to money. Have you ever wondered what can we teach kids about finances? Let's face it, this is the next generation we're talking about. The future trail-blazers and proprietors of our country. They should know a little something about money, right? Correct! This post will show you how to give the kids a few monetary pointers and answer the questions that go beyond the term “responsibility". Along with this post, April is Credit Union Youth Month. We are celebrating by giving out free bookmarks and coloring...
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You Don’t Need Luck to be Financially Responsible

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It's ironic that St. Patrick Day is just around the corner, yet we are writing a post that is anti-luck. That's because no amount of four-leaf clovers can make a person financially responsible. Fortunately, for all of us, there are some really easy tasks that will keep us on the right path. We're going to explore these methods throughout this article; so, grab your notepads and continue reading. Financially responsible people are more proactive than reactive. First and foremost, financially responsible people are not under the pressure of account fluctuations because they are already prepared for hardships. They understand their expenses...
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Sarasota Ranks as Best Places in America to Start a Business

By | Achieva in the Community, Articles, Finance, Lifestyle | No Comments
In a recent release from CNBC, Sarasota ranks as best 20 places in America to start a business. That's pretty cool news to us. Moreover, according to CNBC.com, Sarasota's economy is driven by education, arts, tourism, and financial services. It's no surprise that this city beams with greatness in each of these categories; but have you ever wanted to dig a little deeper? I mean, Sarasota is more than sunshine and beaches. It's about community and booming businesses. Continue reading for a breakdown of the city, and all of the many things provided to its business holders. There are abundant avenues in education. When published...
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The Best Time To Buy Popular Items

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What do stone crabs, strawberries, and big screen TVs have in common? They all have seasons. Just like fresh seafood and produce, there is an optimum time to purchase just about anything. Here are a few frequently purchased items and the best time to buy them! Airfare When it comes to purchasing airfare, there are a number of theories regarding when you should book your tickets. Some may think that waiting until the last minute will help ensure the best deal possible. Others may believe that purchasing a ticket at least 2 months in advance is the way to go....
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.