All posts by Achieva Credit Union

March 9, 2016
4

Is it Finally Time to Ditch Cable TV?

By | Articles, Lifestyle, Technology | No Comments
A recent study from the Liechtman Research Group reported that the average monthly cable TV bill is $99.10, a whopping 39% increase since 2010. When you add in taxes, fees, and equipment costs, it doesn’t take long for that number to balloon to $150 or even $200 a month. With all of the various entertainment options available today, it may be time to strongly reconsider shelling out that kind of cash every month for traditional subscription-based programming. For a small investment of around $100, you can purchase a Roku, Apple TV, or similar device and begin streaming online content directly...
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March 1, 2016
2

Thinking Outside the 9-5 Box: 5 Ways to Create Extra Income

By | Articles, Finance, Lifestyle | No Comments
It’s easy for an entire paycheck to get eaten up by mortgage payments, bills, and other essentials, leaving very little to spend on the enjoyable things in life like vacations, hobbies, and entertainment. While many people may rely on credit cards to pay for the nonessential “extras” in life, there are other ways to scrape together “fun money” without piling up unnecessary debt. All it takes is a little creativity and thinking outside of the “9 to 5” box. Here are a few short-term side-income opportunities that will work alongside your current full-time job. 1) Rummage Sales Rummage (or garage)...
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February 25, 2016
2

Steer Clear of These Car Buying Myths

By | Articles, Finance | No Comments
For most of us, purchasing a vehicle is one of the first major financial decisions we make in our lives. With so many vehicle choices and financing options, it’s easy to become overwhelmed with the entire process. It’s also very easy to make a mistake, which can cost you a lot of time and money in the long run. Here are a few common myths and considerations to keep in mind as you begin shopping for your next vehicle. Myth #1: Leasing is always the best option. When you purchase a new car, you really have two main options, “leasing”...
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February 19, 2016
4

What the EMV?!

By | Articles, Finance, Technology | No Comments
Most people understand what the acronyms OMG, SMH, and LOL mean. But what about EMV? You may have heard of EMV, and possibly have seen new EMV readers at retailers, but what exactly is it? More importantly, why should you care? EMV stands for Europay, MasterCard, Visa (the three companies that developed the technology) and is a new security feature embedded in ATM, debit, and credit cards. Instead of the old method of storing your information on a magnetic stripe, EMV cards store your information on a “chip”, which is a small integrated circuit. EMV cards are not “swiped” at...
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February 12, 2016
4

Are You Overlooking These Tax Deductions?

By | Articles, Finance | No Comments
Tax season is upon us, and people everywhere are sharpening their pencils and doing everything in their power to maximize their refunds. While most of us understand the basics of tax deductions, the complex IRS rules are constantly changing, making it easy to leave a few tax dollars on the table. While preparing your return this year, spend a little extra time to determine if you qualify for any of these often overlooked deductions. Donations If you donated furniture, clothing, appliances or household items to an approved charity during the previous year, you may receive a write-off for the items’...
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January 22, 2016
4

Save Big on Fitness Memberships

By | Articles, Health & Fitness, Lifestyle | No Comments
Staying fit doesn’t always come cheap. It can be difficult to fit exercise into your schedule, and even more difficult to fit it into your budget. The cost of a membership to your local fitness center can be pricey, especially if you are looking for a modern facility with a wide selection of the most current equipment. But don’t fret – there are ways to improve your physical fitness without putting a dent into your financial fitness. Go with a friend Many fitness centers allow patrons to bring a guest and may even offer special pricing for groups. Search for coupons...
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January 14, 2016
3

Conquer Your Financial New Year’s Resolutions

By | Articles, Finance, Lifestyle | No Comments
New Year, same resolutions. If you’re like most people, this most likely means promises of regular gym sessions, healthier eating or better time management. We all commit to these things with the intention of seeing them through all year, but unfortunately our dedication usually ends not long after the champagne toasts are over. This doesn’t have to be true for your financial goals! The beginning of the New Year is the perfect time to re-evaluate your financial situation. Before tackling your goals, it’s important to analyze your current financial situation and then set clear, realistic and measurable goals. A recent...
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January 4, 2016
4

Credit Unions: Don’t Count Them Out

By | Articles | No Comments
When it comes to your financial institution, many people look to big banks for their wide array of products and services. But in this day and age when fees are at an all time high and options for more financial freedom seem limited, there could be an answer to your needs right in your very own backyard. On the surface, credit unions may seem similar to banks. From the outside, you will typically see the same view you have become accustomed to at a bank: drive thru teller lines, ATMs, typical stuff. But there are a few key differences, and those differences...
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January 4, 2016
4

Five Reasons to Run a 5K

By | Articles, Health & Fitness, Lifestyle | No Comments
Looking for a way to boost your energy and your mood? Look down; the answer may lie in your own two feet. Running is more than just a good way to get in shape. For many people, running is a lifestyle that boasts many physical and mental benefits. Participating in group running events is a great way to make it a part of your routine. Whether you are an avid runner or a beginner who prefers to cruise the track, there are many benefits to participating in 5K events. So, in the spirit of the upcoming Achieva Run for GOOD...
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January 4, 2016
4

How Technology is Redefining Banking

By | Articles, Technology | No Comments
Don’t let new technology leave you in the dust! Products are advancing faster than ever, and it is our job to keep up – or get left behind. Much of this technology is slated drastically change the way we go about our day-to-day-lives and activities. With so many new avenues changing, some people may become overwhelmed at the idea of becoming familiar – and eventually experts – with so much new technology. So when it comes to banking, we want to give you a peek on what new technology you really should be focusing on. More focus on mobile and online According to...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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Federally Insured by NCUA.

Equal Housing Lender