Technology

How the Computer Chip Shortage Affects Your Wallet

How the Computer Chip Shortage Affects Your Wallet

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There is no doubt that technology remains the bread and butter of society. Over the past twenty years, major players such as Apple, Samsung, and Microsoft, have added countless advancements to our everyday lives. We have watches that can check our heartbeats. Our cars can park themselves. Microprocessors are everywhere, almost hiding in plain sight. What do we do when a notable computer chip shortage comes into play? And how will it affect your wallet? The electronics industry is changing. Here's what you need to know. What uses computer chips? There are many different types of computer chips. They range...
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Learn the Benefits of Contactless Payments

Learn the Benefits of Contactless Payments

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According to a Mastercard® poll, more than half of all Americans use contactless payments. It is the preferred method of checkout for various reasons. Not only is it secure, but it's also faster. There's no need to type a pin into a keypad. Consumers enjoy the ease of Tap & Go®. With your Achieva Mastercard, contactless payments are already on their way. You'll automatically receive an updated card upon the expiration of your old one. Best of all, there are no additional forms or fees.  What technology does contactless payment use?  Contactless cards work by using a specialized chip inside...
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David Steward on Being a Black Billionaire In Tech

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Tech billionaire David Steward changed the structure of the online business experience. His company, World Wide Technology (WWT), is one of the largest Black-owned organizations in the U.S.  In honor of Black History Month, we would like to showcase his contributions to both cyber security and workplace diversity. With business and personal philosophies standing as one, Steward proves that doing GOOD is the best investment. Childhood experiences shaped future business practices Raised in central Missouri, Steward faced poverty and discrimination during his childhood. Because so, gaining profit was never his business motivation. His objective was to serve others. As his...
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What the FTC Warns About Cryptocurrency Investing

What the FTC Warns About Cryptocurrency Investing

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News about cryptocurrency investing is flooding the headlines. So far, several CEOs (and one city mayor) have announced a sudden interest in Bitcoin. As familiarity grows for digital currency, we though it was a good idea to discuss it in length.  Even with the uptick in Bitcoin activity, the FTC stands by its previous warnings. It is crucial to understand that cryptocurrency investing does not have the same protections as trading with the U.S. dollar. No one can guarantee that you will make money. They also advise against investing money you can't afford to lose.  What is Bitcoin? To understand Bitcoin,...
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These Valentine's Day Scams Will Leave You Broke

These Valentine’s Day Scams Will Leave You Broke

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The holiday is known for love, yet some use it as an opportunity for deceit. Valentine's Day scams come in many forms. Are you aware of them?  Types of Valentine's Day Scams  You may, or may not, be surprised to know that it's more than just romantic hopefuls falling for hoaxes. Valentine's Day scams bombard users through email, search, and social media campaigns. All serve as an opportunity to exploit your banking accounts, as well as your personal identifying information (PII). The content within these scams, such as images of cute hearts and candy, is very sharable. They spread like wildfire, making...
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Password Security Tips to Protect Your Accounts

Password Security Tips to Protect Your Accounts

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There are approximately 4.66 billion internet users, with mobile devices accounting as the prime way to log in. As we speak, information exchanges at a rate faster than a millisecond. We can access our data from almost anywhere, but unfortunately, the technology comes with risks. Just as we're able to check our accounts, so are hackers. Some have even been able to do it undetected. Want to know how you can protect your data? Read our password security tips below to find out. How to create a strong password Creating a strong password makes it harder for data thieves (or...
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Online Shopping Safety and Security Tips

Is Online Shopping Safe and Secure?

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Ecommerce is a big part of the economy. Via mobile apps and digital shopping carts, consumers make millions of purchases every single day. Because of the swiftness of the internet, retailers are continuously focusing on new methods to increase online shopping safety. They not only want to give a secure experience, but they also want to protect their consumer's privacy. How to stay safe when shopping online  The retailers of today have become the managers of sensitive data, such as credit card numbers and mailing addresses. It's a lot to balance for the sake of online transactions. As concerned as...
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How VPNs Work to Make Your Internet Browsing Safer

How VPNs Work to Make Your Internet Browsing Safer

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2020 has brought a slew of ultra-repeatable buzz words, including the term virtual private network. The technology is not new; however, the demand has skyrocketed since the onslaught of COVID. More and more, people rely on the internet to fulfill their work, social, and entertainment needs. Since the average person spends over 10 hours a day using their devices, having a secure connection is crucial. Do you know how VPNs work? If not, continue reading to learn more.   Private internet access A Virtual Private Network (VPN) is a security measure that safeguards data sent online. Understanding how VPNs work is the...
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Financing a Zero Energy Home Remodel

Financing an Energy Efficient Home Remodel

By | Articles, Going Green, Technology | No Comments
In a few months, our newest branch in Trinity will open as Achieva Credit Union's first net-zero branch. It could be the first of many and undoubtedly comes after many hours of careful planning. The news makes a lot of our members wonder about their own ways to go green. Would a zero energy home remodel make sense? Is it affordable?  In this article, we explore the details in-depth. We'll discuss ways to finance a zero energy home remodel and the long-term benefits related to the earth-friendly investment. Why build a net-zero branch? First, let's uncover the science behind it....
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Buyer Beware: The Loopholes of Online Purchase Protection

Buyer Beware: The Loopholes of Online Purchase Protection

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Consumerism through the internet is on an uptick. Now, before we get started, keep in mind that the majority of eCommerce transactions are safe. However, there are times when misled buyers must register in an online purchase protection policy. We've analyzed popular web-based platforms for loopholes. Below is everything you need to know before clicking submit.  Facebook purchasing policies and safeguards According to Facebook, their online purchase protection policy states that the buyer should make sure that the purchase is eligible before proceeding. Purchases deemed ineligible won't be able to fall under the safeguards of Facebook's shield. So, what does...
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