Technology

What the FTC Warns About Cryptocurrency Investing

What the FTC Warns About Cryptocurrency Investing

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News about cryptocurrency investing is flooding the headlines. So far, several CEOs (and one city mayor) have announced a sudden interest in Bitcoin. As familiarity grows for digital currency, we though it was a good idea to discuss it in length.  Even with the uptick in Bitcoin activity, the FTC stands by its previous warnings. It is crucial to understand that cryptocurrency investing does not have the same protections as trading with the U.S. dollar. No one can guarantee that you will make money. They also advise against investing money you can't afford to lose.  What is Bitcoin? To understand Bitcoin,...
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These Valentine's Day Scams Will Leave You Broke

These Valentine’s Day Scams Will Leave You Broke

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The holiday is known for love, yet some use it as an opportunity for deceit. Valentine's Day scams come in many forms. Are you aware of them?  Types of Valentine's Day Scams  You may, or may not, be surprised to know that it's more than just romantic hopefuls falling for hoaxes. Valentine's Day scams bombard users through email, search, and social media campaigns. All serve as an opportunity to exploit your banking accounts, as well as your personal identifying information (PII). The content within these scams, such as images of cute hearts and candy, is very sharable. They spread like wildfire, making...
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Password Security Tips to Protect Your Accounts

Password Security Tips to Protect Your Accounts

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There are approximately 4.66 billion internet users, with mobile devices accounting as the prime way to log in. As we speak, information exchanges at a rate faster than a millisecond. We can access our data from almost anywhere, but unfortunately, the technology comes with risks. Just as we're able to check our accounts, so are hackers. Some have even been able to do it undetected. Want to know how you can protect your data? Read our password security tips below to find out. How to create a strong password Creating a strong password makes it harder for data thieves (or...
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Online Shopping Safety and Security Tips

Is Online Shopping Safe and Secure?

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Ecommerce is a big part of the economy. Via mobile apps and digital shopping carts, consumers make millions of purchases every single day. Because of the swiftness of the internet, retailers are continuously focusing on new methods to increase online shopping safety. They not only want to give a secure experience, but they also want to protect their consumer's privacy. How to stay safe when shopping online  The retailers of today have become the managers of sensitive data, such as credit card numbers and mailing addresses. It's a lot to balance for the sake of online transactions. As concerned as...
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How VPNs Work to Make Your Internet Browsing Safer

How VPNs Work to Make Your Internet Browsing Safer

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2020 has brought a slew of ultra-repeatable buzz words, including the term virtual private network. The technology is not new; however, the demand has skyrocketed since the onslaught of COVID. More and more, people rely on the internet to fulfill their work, social, and entertainment needs. Since the average person spends over 10 hours a day using their devices, having a secure connection is crucial. Do you know how VPNs work? If not, continue reading to learn more.   Private internet access A Virtual Private Network (VPN) is a security measure that safeguards data sent online. Understanding how VPNs work is the...
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Financing a Zero Energy Home Remodel

Financing an Energy Efficient Home Remodel

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In a few months, our newest branch in Trinity will open as Achieva Credit Union's first net-zero branch. It could be the first of many and undoubtedly comes after many hours of careful planning. The news makes a lot of our members wonder about their own ways to go green. Would a zero energy home remodel make sense? Is it affordable?  In this article, we explore the details in-depth. We'll discuss ways to finance a zero energy home remodel and the long-term benefits related to the earth-friendly investment. Why build a net-zero branch? First, let's uncover the science behind it....
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Buyer Beware: The Loopholes of Online Purchase Protection

Buyer Beware: The Loopholes of Online Purchase Protection

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Consumerism through the internet is on an uptick. Now, before we get started, keep in mind that the majority of eCommerce transactions are safe. However, there are times when misled buyers must register in an online purchase protection policy. We've analyzed popular web-based platforms for loopholes. Below is everything you need to know before clicking submit.  Facebook purchasing policies and safeguards According to Facebook, their online purchase protection policy states that the buyer should make sure that the purchase is eligible before proceeding. Purchases deemed ineligible won't be able to fall under the safeguards of Facebook's shield. So, what does...
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Keep Your Personal Identifiers Out of the Trash

Keep Your Personal Identifiers Safe From Thieves

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While some scams originate from sophisticated cyber hacks, others still depend on old-school methods. Did you know that criminals will sift through the trash in search of your personal identifiers? It's called dumpster diving, and it's a way to steal your information. Learn how to protect yourself and keep your PII out of the trash. What is PII? PII stands for personal identifying information. On the black market, it's a hot commodity. According to Experian, information regarding your passport can sell for up to $2000. The prices of other personal identifiers vary dependant on location. You can keep your PII safe by...
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Whole Foods Sells Organic Produce Grown by Robots

Whole Foods Sells Organic Produce Grown by Robots

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Automation is the way of the future, but can it grow your food? Artificial intelligence is strengthening the future of farming, and Whole Foods embraces it. How will robotic farming affect the economy? Find out more below. Robotic farming invaded the Agricultural Industry Innovations in robotic farming allow for prompt harvesting of produce. Some machines not only pick fresh fruit quickly but can also identify the ripeness. Through the use of technology, farmers have all the help they need, with fewer labor expenses. The first automated indoor farm in the United States broke grown in 2018. It spans roughly 3.4...
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