What the EMV?!

By | Articles, Finance, Technology | No Comments
Most people understand what the acronyms OMG, SMH, and LOL mean. But what about EMV? You may have heard of EMV, and possibly have seen new EMV readers at retailers, but what exactly is it? More importantly, why should you care? EMV stands for Europay, MasterCard, Visa (the three companies that developed the technology) and is a new security feature embedded in ATM, debit, and credit cards. Instead of the old method of storing your information on a magnetic stripe, EMV cards store your information on a “chip”, which is a small integrated circuit. EMV cards are not “swiped” at...
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Are You Overlooking These Tax Deductions?

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Tax season is upon us, and people everywhere are sharpening their pencils and doing everything in their power to maximize their refunds. While most of us understand the basics of tax deductions, the complex IRS rules are constantly changing, making it easy to leave a few tax dollars on the table. While preparing your return this year, spend a little extra time to determine if you qualify for any of these often overlooked deductions. Donations If you donated furniture, clothing, appliances or household items to an approved charity during the previous year, you may receive a write-off for the items’...
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Save Big on Fitness Memberships

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Staying fit doesn’t always come cheap. It can be difficult to fit exercise into your schedule, and even more difficult to fit it into your budget. The cost of a membership to your local fitness center can be pricey, especially if you are looking for a modern facility with a wide selection of the most current equipment. But don’t fret – there are ways to improve your physical fitness without putting a dent into your financial fitness. Go with a friend Many fitness centers allow patrons to bring a guest and may even offer special pricing for groups. Search for coupons...
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Conquer Your Financial New Year’s Resolutions

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New Year, same resolutions. If you’re like most people, this most likely means promises of regular gym sessions, healthier eating or better time management. We all commit to these things with the intention of seeing them through all year, but unfortunately our dedication usually ends not long after the champagne toasts are over. This doesn’t have to be true for your financial goals! The beginning of the New Year is the perfect time to re-evaluate your financial situation. Before tackling your goals, it’s important to analyze your current financial situation and then set clear, realistic and measurable goals. A recent...
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Credit Unions: Don’t Count Them Out

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When it comes to your financial institution, many people look to big banks for their wide array of products and services. But in this day and age when fees are at an all time high and options for more financial freedom seem limited, there could be an answer to your needs right in your very own backyard. On the surface, credit unions may seem similar to banks. From the outside, you will typically see the same view you have become accustomed to at a bank: drive thru teller lines, ATMs, typical stuff. But there are a few key differences, and those differences...
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Five Reasons to Run a 5K

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Looking for a way to boost your energy and your mood? Look down; the answer may lie in your own two feet. Running is more than just a good way to get in shape. For many people, running is a lifestyle that boasts many physical and mental benefits. Participating in group running events is a great way to make it a part of your routine. Whether you are an avid runner or a beginner who prefers to cruise the track, there are many benefits to participating in 5K events. So, in the spirit of the upcoming Achieva Run for GOOD...
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How Technology is Redefining Banking

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Don’t let new technology leave you in the dust! Products are advancing faster than ever, and it is our job to keep up – or get left behind. Much of this technology is slated drastically change the way we go about our day-to-day-lives and activities. With so many new avenues changing, some people may become overwhelmed at the idea of becoming familiar – and eventually experts – with so much new technology. So when it comes to banking, we want to give you a peek on what new technology you really should be focusing on. More focus on mobile and online According to...
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