Articles

February 8, 2017
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Five Things Millennials Should Know Before Filing Taxes

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Tax time is here again. Are you prepared? We've created a top 5 list of things Millennials should know before filing taxes. You're totally going to want to read this one. It's full of commonly overlooked deductions that could potentially save you hundreds. Do we have your attention? Of course! So, before you head out to your certified tax preparer, make sure to read this entire article. Tax prep fee deduction is a thing. Number one on our list of things Millennials should know before filing taxes, is that tax prep fees are deductible. Say what? Yes, you read that correctly. If you...
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February 2, 2017
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Super Bowl Super Savings; Party Planning on the Cheap

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Super Bowl Sunday is fast approaching. And whether you’re planning a small gathering for a few friends or a block party, you still want to save a buck or two. It’s easy to get carried away with food and drink purchases, and all the extras in between. So, to keep costs from spiraling out of control, here are some tips to help you score a touchdown for your savings while planning a Super Bowl extravaganza.  Start with a budget Set strict budgetary restrictions and stick to them. This will ease any stress on your bank account, give you piece of...
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January 24, 2017
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Consistent Exercise: How to Keep the Habit

By | Articles, Health & Fitness, Lifestyle | No Comments
We all know proper fitness is essential to having a holistic lifestyle. Not only does healthy living help your body in the physical sense, it also does wonders for one's self-esteem. The best part is, you don't even have to be a super athletic person to practice consistent exercise. Our post will cover all things necessary to keep the habit, day in and day out. Consistent exercise starts now. You heard us. Now. As in now, now. There's no more waiting for Monday. A consistent exercise habit requires the proper mindset and starts with a desire for change. So, get ready....
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January 18, 2017
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Millennials and Money: Tips for Retiring as a Multi-Millionaire

By | Articles, College Life, Finance, Lifestyle | No Comments
The statistics are disturbing: older Millennials – those born in the early 1980s – will need to stash approximately $1.8 million for their retirement, and younger Millennials – those born in the 1990s – will need more than $2.5 million. That’s not the disturbing part, however. The most distressing statistic is that currently 57% of the Millennial generation hasn’t even begun to think about saving for retirement. Entrepreneur John Rampton cites these and other statistics in his October 2016 article in Inc.com. He notes that although Millennials believe they will have a better retirement than past generations, they are overlooking...
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January 4, 2017
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Life Goals: 12 Months to a Better You

By | Articles, Health & Fitness, Lifestyle | No Comments
To begin, we all want to improve ourselves. Be it our health, finances, or even world experiences, we aim to have better life goals. As much as we desire to have all the good things in life, consequently, most of us don't know how. What if there was a simple list of 12 months to a better you? Well, coincidentally (never mind that you totally knew it was coming), we have one for just you. Continue reading to understand how life goals begin with forming good habits. Why the month by month approach? I'm sure you've heard, it takes 21 days to form a habit. Fortunately...
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December 28, 2016
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Start Your Financial Year Off Right; The 2017 Plan

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The New Year is upon us and that means it's time to review your monetary strategies. If last year left you with much to be desired, then right now is the perfect moment to implement a different plan. Want to start your financial year off right? Continue reading for our post for tips on the 2017 plan. What was last year's problem? Of several people polled, the biggest issue people had last year with budgeting was not having a strategic plan. Sure, they understood that saving money was, generally, a good thing. Additionally, everyone found ways to increase their income. However, every month was filled...
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December 21, 2016
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Health Savings Account Verses Flexible Savings

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As Americans, we are constantly faced with possibility of changes within our health care system. Also, it's easy to point out, that each calendar year things differ slightly anyways. It's nice to prepare financially for these changes; but, what's the best way? We are going to show you the difference between a health savings account verses a flexible savings arrangement. Let's learn the meanings. To start, a Health Savings Account (HSA) is a type of savings account available to those who are enrolled in a high-deductible health plan. On the other hand, a Flexible Spending Arrangement (FSA) is an employer sponsored program that allows employees to set aside pre-tax dollars...
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December 15, 2016
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Enjoying the Grand Ole Osprey

By | Achieva in the Community, Articles | No Comments
It’s not every day that a pair of nesting birds moves into the neighborhood. But that’s exactly what happened at Achieva’s  4th Street location in St. Petersburg! Back in 2014, a pair of beautiful osprey (also called sea hawks) built a nest on top of Achieva’s monument sign. Unfortunately, their nest, and the eggs inside, was destroyed during a storm. Undaunted, the couple returned to rebuild their home atop the sign. Fearing a repeat of the previous disaster, Achieva staff consulted the local chapter of the Audubon Society, which recommended that the nest be relocated to a safe and appropriate...
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December 13, 2016
1

Create Holiday Cheer Without Breaking Finances

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For starters, we're all about that holiday cheer. Simply put, once the Thanksgiving turkey is out of the oven, we're already hanging Christmas decorations. Our desire is for the entire family to feel the joy of the season. Question is, how do you spread cheer like Santa, yet avoid breaking finances? This post will help you find a solution to keep the merriment of the occasion, while still being wise with your money. Apply a four gift rule Traditionally, people typically spoil their children and loved ones. They shower them with gift after gift until unwrapping presents on Christmas morning, turns...
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December 7, 2016
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Now is the Best Time to Buy a New Car

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Did you know that December is the best time to buy a new car? Specifically speaking, the closer to the end of December, the better. However, before we go all in on the subject, there are a few things you will need to know. In fact, those who are familiar with the car buying process are the ones that benefit the most from the experience. So, if you're one of those people who were looking for that final push, here is your sign. Continue reading to learn why now is the best time to buy a new vehicle; as well as, how to do it....
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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