Lifestyle Archives | Page 16 of 19

January 24, 2017

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Consistent Exercise: How to Keep the Habit

By Achieva Credit Union | Articles, Health & Fitness, Lifestyle | No Comments

We all know proper fitness is essential to having a holistic lifestyle. Not only does healthy living help your body in the physical sense, it also does wonders for one's self-esteem. The best part is, you don't even have to be a super athletic person to practice consistent exercise. Our post will cover all things necessary to keep the habit, day in and day out. Consistent exercise starts now. You heard us. Now. As in now, now. There's no more waiting for Monday. A consistent exercise habit requires the proper mindset and starts with a desire for change. So, get ready....

January 18, 2017

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Millennials and Money: Tips for Retiring as a Multi-Millionaire

By Achieva Credit Union | Articles, College Life, Finance, Lifestyle | No Comments

The statistics are disturbing: older Millennials – those born in the early 1980s – will need to stash approximately $1.8 million for their retirement, and younger Millennials – those born in the 1990s – will need more than $2.5 million. That’s not the disturbing part, however. The most distressing statistic is that currently 57% of the Millennial generation hasn’t even begun to think about saving for retirement. Entrepreneur John Rampton cites these and other statistics in his October 2016 article in Inc.com. He notes that although Millennials believe they will have a better retirement than past generations, they are overlooking...

January 4, 2017

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Life Goals: 12 Months to a Better You

By Achieva Credit Union | Articles, Health & Fitness, Lifestyle | No Comments

To begin, we all want to improve ourselves. Be it our health, finances, or even world experiences, we aim to have better life goals. As much as we desire to have all the good things in life, consequently, most of us don't know how. What if there was a simple list of 12 months to a better you? Well, coincidentally (never mind that you totally knew it was coming), we have one for just you. Continue reading to understand how life goals begin with forming good habits. Why the month by month approach? I'm sure you've heard, it takes 21 days to form a habit. Fortunately...

December 28, 2016

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Start Your Financial Year Off Right; The 2017 Plan

By Achieva Credit Union | Articles, Finance, Lifestyle | No Comments

The New Year is upon us and that means it's time to review your monetary strategies. If last year left you with much to be desired, then right now is the perfect moment to implement a different plan. Want to start your financial year off right? Continue reading for our post for tips on the 2017 plan. What was last year's problem? Of several people polled, the biggest issue people had last year with budgeting was not having a strategic plan. Sure, they understood that saving money was, generally, a good thing. Additionally, everyone found ways to increase their income. However, every month was filled...

December 21, 2016

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Health Savings Account Verses Flexible Savings

By Achieva Credit Union | Articles, Health & Fitness, Lifestyle | No Comments

As Americans, we are constantly faced with possibility of changes within our health care system. Also, it's easy to point out, that each calendar year things differ slightly anyways. It's nice to prepare financially for these changes; but, what's the best way? We are going to show you the difference between a health savings account verses a flexible savings arrangement. Let's learn the meanings. To start, a Health Savings Account (HSA) is a type of savings account available to those who are enrolled in a high-deductible health plan. On the other hand, a Flexible Spending Arrangement (FSA) is an employer sponsored program that allows employees to set aside pre-tax dollars...

December 13, 2016

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Create Holiday Cheer Without Breaking Finances

By Achieva Credit Union | Articles, Lifestyle | No Comments

For starters, we're all about that holiday cheer. Simply put, once the Thanksgiving turkey is out of the oven, we're already hanging Christmas decorations. Our desire is for the entire family to feel the joy of the season. Question is, how do you spread cheer like Santa, yet avoid breaking finances? This post will help you find a solution to keep the merriment of the occasion, while still being wise with your money. Apply a four gift rule Traditionally, people typically spoil their children and loved ones. They shower them with gift after gift until unwrapping presents on Christmas morning, turns...

December 7, 2016

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Now is the Best Time to Buy a New Car

By Achieva Credit Union | Articles, Finance, Lifestyle | No Comments

Did you know that December is the best time to buy a new car? Specifically speaking, the closer to the end of December, the better. However, before we go all in on the subject, there are a few things you will need to know. In fact, those who are familiar with the car buying process are the ones that benefit the most from the experience. So, if you're one of those people who were looking for that final push, here is your sign. Continue reading to learn why now is the best time to buy a new vehicle; as well as, how to do it....

December 2, 2016

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Business Small Talk- Time for the Company Party

By Achieva Credit Union | Articles, Lifestyle | No Comments

No man, or woman, is an island. We all have to unite in some form, or fashion, to make humanity revolve. It's simply that conversations, with those other than your closet friends or family, feel so awkward. Additionally, what if the stakes were raised because the people you have to mingle with are your bosses and their colleagues? Yes, people, this is the real deal. I'm talking about the company party. Below, we will show you how to master business small talk right before the office festivities. Start by appreciating its value. Business small talk is important. "It isn’t just about being gregarious or entertaining- it’s a...

November 30, 2016

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Habits of People with Awesome Time Management Skills

By Achieva Credit Union | Articles, Lifestyle | No Comments

Have you ever wondered about the people that seem to have all their ducks lined up, in a perfectly straight, harmonious row? How do they have a schedule that allows them to do all these cool things, and maintain their daily obligations without fail? I mean, we all share the same 24 hours each day. How come their day falls together so much better? The answer my friends is that they have awesome time management skills. They have successfully figured out how to rock at life, the most productive and efficient way possible. Our post will explain the common habits and how...

November 23, 2016

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(Not So) Happy Holiday Shopping Scams

By Achieva Credit Union | Articles, Lifestyle, Technology | No Comments

It’s that time of the year – the gift giving holidays have arrived! And while you are merrily surfing the web in search of the perfect gift for your BFF, cyber thieves are merrily attempting to steal your identity. There’s no faster way to take the ho-ho out of holiday than to discover you are the victim of cybercrime and your bank account is empty. Achieva wants to help prevent that from happening to you this year. Here are some easy ways to protect yourself from being victimized online. Avoid Phishing If you are a heavy email user, you are...

Lifestyle

Consistent Exercise: How to Keep the Habit

Millennials and Money: Tips for Retiring as a Multi-Millionaire

Life Goals: 12 Months to a Better You

Start Your Financial Year Off Right; The 2017 Plan

Health Savings Account Verses Flexible Savings

Create Holiday Cheer Without Breaking Finances

Now is the Best Time to Buy a New Car

Business Small Talk- Time for the Company Party

Habits of People with Awesome Time Management Skills

(Not So) Happy Holiday Shopping Scams

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