There are so many reasons to get involved with your credit score. Understanding why credit matters will make a huge difference on your financial future.
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All posts by Achieva Credit Union
Tax Day is Tuesday, April 17th, 2018. If you're unsure about which items you need for a last-minute tax appointment, you've stumbled across the right post, we'll provide you with an up to date tax checklist that will make your appointment run smoothly. Millions of people, every year, go to tax preparation agencies; however, not everyone knows what to bring. Especially, if they are under the pressure of a deadline. In the following article, we've got a list of the most common things to bring to your tax preparer. Your taxes will be filed and on their way in no...
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Spring is here and summer is near. We're all ready to travel. Before you pack your bag and shout, "See you later," we want to show you how to save some major money. Whether it's from booking the hotel or snagging a restaurant rebate, we have some insider tips on how to spend less on vacations. After gathering the best advice from well-known travel influencers, we put all of their tips together in one amazing post. Are you ready to learn more? Well, put on your traveling hat because here we go... Choose to cook instead of dining out While on the go,...
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We've all thought about taking out a loan to accomplish the important things in our lives. Whether it was to do emergency repairs or to simply upgrade our living spaces, we wanted to borrow money in the most favorable way possible. Did you know, there are other options available to take advantage of home equity? We have 3 key examples of how you can use cash from a home equity line of credit, and they don't involve your residence. Continue reading to learn more... What is a home equity line of credit? It's fitting to assume that the money from...
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On average, the Millennials of today have higher wage-earning potential than their parents. Money is viewed differently, especially when a person fresh out of college starts working at 5 or 6 figures. There's not the typical entry-level payout and it's changing the Millennial view in regards to cash flow. Below are 5 examples of overspending and how it's hurting the next generation. Modern culture has changed There are so many trends in our culinary culture today and it impacts many Millennials. With increases in food services, food quality, and food education, the prices are more inflated than ever before. Published by...
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Oh, wonderful Spring! It's a time for warmer attire and floral everything. Easter is almost here and that means Easter baskets. History.com states that "over 90 million chocolate Easter bunnies are made each year." In today's fun post, we're exploring what Easter baskets and financial responsibility have in common. Are you in the mood for an egg-cellent time? Well, here we go! Diversity is best The most popular Easter baskets are the ones with a little bit of everything. Diversity in your basket, or financial portfolio, is optimum for the long term. So, when you think about financial responsibility, try...
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We love being our own boss. So much that small businesses and "solopreneurs" have become a major uprising trend. With advancements in technology, the potential to reach customers all over the world is huge. Now, as we near the end of the first quarter, instead of having a sense of pride, we're starting to panic. There has been little to no growth and the dream is starting to fade. With all this being said, it may be time to refocus your small business. Create a new roadmap The first way to refocus your small business is to create an updated plan....
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It's an age-old debate. Buying vs. renting, which is better? The truth sways depending on who you ask. You see, the answer is determined by a number of key factors, and it's based on your unique situation. Fortunately, we're here to stop all of the confusion. We created this simple article and it's chocked-full of the biggest pros and cons. So, if you want some rock-solid guidance about the differences, look no further. All the details are below. Stability vs. flexibility Buying a home has fewer surprises than renting. By purchasing your home, you have the option to stay there the remainder...
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Spring is close and with the refreshing turn of the weather, also comes the desire to spruce up our homes. There are so many hot new trends in decor that it's easy to get swept away. Let's face it, Joanna Gaines is no longer on Fixer Upper but we still need advice on how to style our homes. Hence, we rounded up the best tips for redecorating your living room so it can look like a million bucks. But don't worry. We did not neglect any facts about budgeting. In fact, this post will show you how to get the looks, without...
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Do you ever wish you had a little extra cushion in your account? Do you desire to fill your checking with intent? Well, you are definitely not alone. People everywhere want the ability to store away more of their money. Although it's true that most want to save for a rainy day or the unpredictable emergency, many don't know the best way to go about it. We're here to offer practical solutions and easy advice. In fact, here are 7 mega-awesome ways to save money like the pros. Before we begin Let's be real. We want you to meet all of...
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