Should You Invest in Removable Hurricane Shutters?

Should you invest in removable hurricane shutters?

The Atlantic hurricane season occurs from June to November. During this time, some of the storms make their way towards us. There are several steps a homeowner can take to defend their property, including the addition of hurricane shutters. 

In this article, we’ll examine the benefits, costs, and other factors you should know before you install. Furthermore, we’ll share what firefighters urge as a caution. Hurricane shutters are a wise investment when done correctly. Continue reading to learn more.

Types of hurricane shutters

Wind protectant shutters come in five types: colonial, Bahama, plywood, accordion, and roll down. Each consists of different materials, dependent on the form of protection you choose. As Florida’s rainy season approaches, the best time to install is now.

Colonial –
This style uses two wood or aluminum panels. They mount on hinges on either side of the window. When closed, they create a shield protecting the glass.

Bahama –
Bahama shutters are louvered covers that hang over the top of your windows. When opened, they act as a shade canopy. When closed, they protect from strong winds and flying objects.

Plywood –
Plywood panels are a DIY approach where you attach the boards directly to the window frames of your home. This method is best for one-story houses since the weight of the plywood is very heavy.

Accordion –
This type of shutter unfolds like an accordion. It consists of a series of small, linked panels that travel on a metal track across your glass doors or windows.

Roll Down –
Roll-down shutters, manufactured with polycarbonate plastic or aluminum, pull down to protect the glass. These shutters require installing an enclosed box along the tops of windows, which some consider bulky.

How much do hurricane shutters save on insurance?

Hurricane shutters typically save homeowners between 8-10 percent on their insurance premiums. If you decide to proceed with the installation, you should contact your insurance company directly. They will evaluate your new shutters as well as work within your policy to apply any discounts. Please note, each company is different, and not every install guarantees a rate reduction.

Do hurricane shutters increase home value?

Installation can significantly increase the resale value of your property. Potential buyers will feel more secure versus a home without shutters, and you can recoup costs by adding them to your selling price. On the contrary, if your shutters are worn or lack curb appeal, they could negatively affect your home’s value. 

You should maintain shutters by keeping the tracks clean and the joints lubricated. Open and close them at least once a month, regardless if there is a hurricane or not. Little actions will give you the best return on investment, keeping your shutters looking and functioning at their best.

Average costs of hurricane shutters

The average price of hurricane shutters based on the zip code of our corporate office in Dunedin, Florida, is $3,897. Factors such as type of shutter, materials, and time of season all go into effect.

Should you choose to add these upgrades to your home, remember Achieva Credit Union can help. Borrow up to $5,000 to prepare for hurricane season, and take up to 24 months to repay. We offer quick online approvals, giving you ample time before the storm. Call 727.431.7690 for more info.

Other things to consider

Firefighters strongly advise against shutting your hurricane shutters all year. They should close only when a storm is approaching. Be mindful in the event of an emergency. Leaving your hurricane shutters closed seriously impacts firefighting duties and operations. 

 

 

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