Home Buying

Should you invest in removable hurricane shutters?

Should You Invest in Removable Hurricane Shutters?

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The Atlantic hurricane season occurs from June to November. During this time, some of the storms make their way towards us. There are several steps a homeowner can take to defend their property, including the addition of hurricane shutters.  In this article, we'll examine the benefits, costs, and other factors you should know before you install. Furthermore, we'll share what firefighters urge as a caution. Hurricane shutters are a wise investment when done correctly. Continue reading to learn more. Types of hurricane shutters Wind protectant shutters come in five types: colonial, Bahama, plywood, accordion, and roll down. Each consists of...
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Which Home Upgrades Work Best in a Seller’s Market?

Which Home Upgrades Work Best in a Seller’s Market?

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As society shifts alongside political and economic fluctuations caused by COVID, people are looking for new places to live. Demand is high. Availability is moderate. There is no doubt that we're in a seller's market. Even so, is there a way to capitalize on 2021's housing boom? Which home upgrades will give you the most bang for your buck before listing your property?  Regardless of where you live, a strategic plan will help you sell your home faster. The fewer resources you have to put into open houses and agent commissions, the more you have left for home upgrades and...
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What is a HELOC Draw Period?

What is a HELOC Draw Period?

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A home equity line of credit is a powerful financial tool. Borrowers obtain money by using their homes as collateral. During a HELOC draw period, the borrower has control. They do not have to utilize the full availability if they don't want to.  HELOCs help because the interest rates are usually lower than credit cards. For instance, Achieva Credit Union allows you to borrow for as low as 2.99% APR. You can fund things such as medical expenses, home renovations, or even college expenses. By unlocking your home's value, you can reach your financial goals. Can you pay off your balance...
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The Top Ten Most Affordable Home Improvement Projects

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So, you’re feeling inspired by Chip and Joanna, huh? Nice! Home improvement can be fun…or a total nightmare…depending on how you approach it. We’ve all been enchanted by the adorable duo and their magical way of making home improvement look easy—and even entertaining! The side we don’t see as much is the stress, budgeting, and failures. The great news is it CAN be a wonderful, rewarding process. As long as you have a plan, a realistic budget, and the right team backing you up. Your team includes trusted contractors, your bank if a loan is required, and a trusted realtor...
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Does Your Homeowners Coverage Limit Include Volcanoes?

Does Your Homeowners Coverage Limit Include Volcanoes?

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Insurance is a serious business. In the wake of both hurricane and flood season, it's necessary to scrutinize every detail. Have you reviewed your policy lately? Even more so, does your homeowners coverage limit include volcanoes? What does homeowners insurance cover? Homeowners insurance covers your home, your personal property, and your combined assets in the event you’re sued or held liable for medical payments. Additionally, it covers you against hazards or other perils to your home. Keep in mind, your homeowners insurance policy must state the coverage to file a valid claim. As an example, if your policy does not...
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If They Paid You to Move There, Would You?

Relocate to a City That Will Pay You to Move There

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This year, there has been a lot of interest regarding where people live. Subsequently, one city cares so much they will pay up to $15,000 for you to become a resident. The Chose Topeka initiative will pay qualified applicants after purchasing a home within the area. However, this is not the only lucrative relocating scenario. Curious? Read the rest of the details below. Cities that will pay you to move there The trend is booming. Several cities have already announced that they will pay you to move there. Furthermore, some offer to cover other transitioning expenses as well. The way...
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How to Purchase Your Dream Home

Home Buying Tips At Any Stage In Life

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In our current market, the advantage goes to the seller. Potential home buyers face a lot of challenges. It doesn't matter if you're a first-timer or a seasoned house hopper, buying a home takes effort. If you want to purchase your dream home, you must follow our simple home buying tips. Is it worth buying a home in 2019? Millennials will be the biggest wave of new home buyers. For most, it will even be their first home. While they have never made this type of purchase before, they still understand the importance of buying now. Inflation is on the...
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