Home Buying

February 26, 2021
48
What is a HELOC Draw Period?

What is a HELOC Draw Period?

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A home equity line of credit is a powerful financial tool. Borrowers obtain money by using their homes as collateral. During a HELOC draw period, the borrower has control. They do not have to utilize the full availability if they don't want to.  HELOCs help because the interest rates are usually lower than credit cards. You can fund things such as medical expenses, home renovations, or even college expenses. By unlocking your home's value, you can reach your financial goals. Can you pay off your balance during the HELOC draw period? With a standard term, you make monthly payments toward...
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July 15, 2020
1

The Top Ten Most Affordable Home Improvement Projects

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So, you’re feeling inspired by Chip and Joanna, huh? Nice! Home improvement can be fun…or a total nightmare…depending on how you approach it. We’ve all been enchanted by the adorable duo and their magical way of making home improvement look easy—and even entertaining! The side we don’t see as much is the stress, budgeting, and failures. The great news is it CAN be a wonderful, rewarding process. As long as you have a plan, a realistic budget, and the right team backing you up. Your team includes trusted contractors, your bank if a loan is required, and a trusted realtor...
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March 6, 2020
1
Does Your Homeowners Coverage Limit Include Volcanoes?

Does Your Homeowners Coverage Limit Include Volcanoes?

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Insurance is a serious business. In the wake of both hurricane and flood season, it's necessary to scrutinize every detail. Have you reviewed your policy lately? Even more so, does your homeowners coverage limit include volcanoes? What does homeowners insurance cover? Homeowners insurance covers your home, your personal property, and your combined assets in the event you’re sued or held liable for medical payments. Additionally, it covers you against hazards or other perils to your home. Keep in mind, your homeowners insurance policy must state the coverage to file a valid claim. As an example, if your policy does not...
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December 19, 2019
1
If They Paid You to Move There, Would You?

Relocate to a City That Will Pay You to Move There

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This year, there has been a lot of interest regarding where people live. Subsequently, one city cares so much they will pay up to $15,000 for you to become a resident. The Chose Topeka initiative will pay qualified applicants after purchasing a home within the area. However, this is not the only lucrative relocating scenario. Curious? Read the rest of the details below. Cities that will pay you to move there The trend is booming. Several cities have already announced that they will pay you to move there. Furthermore, some offer to cover other transitioning expenses as well. The way...
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October 8, 2019
2
How to Purchase Your Dream Home

Home Buying Tips At Any Stage In Life

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In our current market, the advantage goes to the seller. Potential home buyers face a lot of challenges. It doesn't matter if you're a first-timer or a seasoned house hopper, buying a home takes effort. If you want to purchase your dream home, you must follow our simple home buying tips. Is it worth buying a home in 2019? Millennials will be the biggest wave of new home buyers. For most, it will even be their first home. While they have never made this type of purchase before, they still understand the importance of buying now. Inflation is on the...
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August 27, 2019
1
Should You Invest in a Portable Generator?

Should You Invest in a Portable Generator?

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It doesn't take much to create a power outage. Severe weather, a fallen tree, all of these things can disrupt our electrical services. Would it make sense to invest in a portable generator? Sure, we want our food to stay cold, but is there more to it? How to buy a portable generator To answer this, let's consider a few things. Since a portable generator can cost a few hundred dollars, it's best to research before making a decision. Before you buy, you'll need to understand: - Fuel source- Wattage- Running location- Running time Back-up generators come with a wide...
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May 3, 2019
0
How to Hire a Contractor and Avoid Scams

How to Hire a General Contractor and Avoid Scams

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Upgrading your home is a big step. It takes a lot of work to save up for the payments, hire a general contractor, and plan the design. Many home renovations can take several months or even a year. But, what should you look for when choosing someone to work on your home? Will you be able to avoid scams? Find out the answers to these questions and more. You'll learn the best tips about hiring a general contractor, as well as details about their costs. Continue reading below. How do I hire a general contractor? In the event of home...
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April 19, 2019
0
Is Your Complete Roof Repair Covered by Insurance?

Is Your Roof Damage Covered by Insurance?

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Storms and tornadoes can wreak havoc on a property. After an occurrence of bad weather, some homeowners will need to begin repairs. Having your roof damage covered by insurance is a relief, but there are times when coverage will not apply. Here's how to determine the difference. Should I call my insurance for a roof leak? Before calling your insurance about roof damage, there are a few steps to do in regards to your devastated property. In any instance, you should complete these steps in a timely manner to avoid complications. 1. Secure the area.2. Take detailed pictures3. Review your...
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February 12, 2019
0
The Most Popular Way to Finance Home Improvements

How To Pay For Home Improvements

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The beginning of the year marks the start of multiple projects. Homeowners want to make big changes during the Springtime but aren't sure if they can fund them. If you're in the same dilemma, let's look at the most popular way to finance home improvements. Different types of home improvements For starters, there are multiple things you can do to your home. Common projects include kitchen remodels, bathroom remodels, flooring, and landscaping upgrades. Even if you know exactly what you want to do to improve the value of your home, you may still wonder the best way to pay for...
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August 10, 2018
1
Common Home Emergencies and How to Solve Them

Common Home Emergencies and How to Solve Them

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Alas, the joys of being a homeowner. It's so good until something goes wrong. While having your own space has many benefits, there are a lot of unrealized incidents that could happen around your house. Do you know how to react to the most common home emergencies? Let's examine now. Power Failures- If the lights go off, it's best to determine whether it is really a power outage or a problem within a breaker. You can start by checking the neighbor's house for power. If they are fully functional, then you know the problem may be within your home. Take a...
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