All posts by Achieva Credit Union

Auto Loan Refinancing Through a Credit Union is a Smart Move

Why Credit Unions Are The Best Place To Refinance

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We all love our cars. They take us everywhere we want to go. Whether you have a two-seater convertible or a full-size minivan with 3 rows, we depend on our vehicles for transportation. But, have you ever considered the amount of interest you're currently paying for this luxury? Does it seem like the payments are on a revolving door? Well, we're here to help you consider a few things about your current car situation. Let's discuss why a credit union is the best place to refinance your car. When should you refinance? You should refinance when it makes financial sense. If you...
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Stretch Your Paycheck Over the Next Week

Stretch Your Paycheck Over the Next Week

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Payday is just around the corner and you need to stretch your paycheck to stay afloat. How would you make your money last until your next direct deposit? If you're unsure, continue reading to find out some easy money hacks to hold you over. 1: Raid your pantry Instead of going out to eat, try creating a dinner using items that are already in your pantry. Besides the benefit of saving money, you'll utilize more of the things you've invested in. Nothing says wasting money like buying food out when there's already a bountiful harvest at home. To help you...
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Keep Your Wanderlust in Good Financial Standing

Keep Your Wanderlust in Good Financial Standing

By | Articles, Lifestyle | No Comments
The travel bug hits many, especially over the course of the summer. Last year alone, direct spending on leisure travel totaled $718.4 billion dollars! Seeing all of the popular destinations like beaches and fruit vineyards is, of course, really fun. However, what if all of this jet-setting was taking you out of a good financial standing? Would you know how to reel it back in? As we discuss how to live a fulfilled life while maintaining your wallet's sanity, remember it's all about the bigger picture. Sure, seeing the globe is great for future conversations, but having a secured plan of...
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Don't Let Wire Fraud Scams Ruin Your Day

Here’s What You Need To Know About Email Scams

By | Articles, Lifestyle, Technology | No Comments
Imagine, you receive an email from a stranger and it urgently demands that you transfer money to them. You'd quickly hit delete, right? Well, since some criminals are relentless and will do anything to pursue easy money, email scams are a bit harder to spot. In fact, when a group of people was asked to identify which emails they thought were fake, many of them could not tell the difference. It can be very scary to know that email spoofs are on the rise. And because of this, we put together 6 examples of this trending new cybercrime that you should know about....
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The College Student's Guide to Paycheck Budgeting

Create A College Student Budget That Sticks

By | Articles, College Life, Finance | No Comments
Whether you're in college or know someone who is, creating a college student budget can make a world of difference. Who doesn't like to feel productive with their money? With all of the pressures of studying, it's nice to keep some peace in regards to our wallets. Here are 5 tips for managing your expenses that fit perfectly into your student life. 1. List your expenses The first step to building a college student budget is to understand your expenses. Are you living with your parents while in college or do you share an apartment with some roommates? Make a list...
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Hurricane Safety Tips From an Expert

Hurricane Safety Tips From an Expert

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NOAA’s Climate Prediction Center is forecasting a 75-percent chance that the 2018 Atlantic hurricane season will be near- or above-normal. Even if you haven't started preparing yet, it's not too late. Read more for the best expert advice on hurricane safety tips and home preparedness. Know your evacuation zone If a hurricane is predicted to go through your area, understanding your evacuation zone will help you know what action to take. Log onto your county's official website to view zone maps and available shelters. Some areas are evacuated before others if they are prone to flooding. Additionally, you should go over...
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The Responsible Way to Apply for a New Car Loan

The Responsible Way To Buy A New Car

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Buying a vehicle is an exciting thing, but is there something we can do to get the very best rate on a new car loan? Are there factors besides credit that we should know about? The answer is yes. If you're in the market for a new car, here are 5 essential responsible car buying tips you should understand before signing. 1: Do not rush Don't let pushy salespeople rush you into making a quick, (and wrong), decision. You never want to take out a new car loan to finance a vehicle you'll later end up hating. If you get...
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Summer Fun Ideas When Florida Beaches Are Too Crowded

Fun Florida Summer Activities Sure To Entertain

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It gets remarkably hot during the summer months and we need some fun summer activities to keep our minds off the heat. The problem is, from June all the way to August, the Florida beaches are too crowded. We've all done it before. We packed up our gear and headed out for some beach day fun. After the trouble of driving all the way there, it turns out there is zero parking. What a disappointment! Never fear. Here's a list of other summer activities to help you keep your cool. Water splash pads Water splash pads offer a great family-oriented...
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Ditch the Honeymoon Fund Jar for These Alternatives

Make Your Honeymoon Fund Work For You

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Even though the royal wedding is complete there's still a lot of marital buzz in the atmosphere. Besides, who doesn't love a June wedding? With so much nuptial talk in the air, it's hard to avoid the subject of the honeymoon. However, there remains a bit of controversy on whether guests should chip in for the newlywed's first lavish vacation as a married couple. In fact, many couples are deciding on a completely different route altogether. Find out how to ditch the honeymoon fund jar and use these more practical alternatives instead. 1. Consider staying local for your honeymoon Sure, a destination...
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Here's What Happens When You Ignore Your Spending Habits

Don’t Ignore Your Unhealthy Spending Habits

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If you make a mistake and ignore your unhealthy spending habits, there could be some unwanted consequences. While it's great to stimulate the economy, we also want to be careful to do it in a responsible way. In this post, we'll cover 4 examples of what could happen if you continuously ignore the way you spend your money. 1: You pay more for the same goods or services On average, people that skip comparison shopping spend more for the same exact goods and services. When you ignore your spending and purchase items without discretion, you run the risk of really...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.