Finance

What the EMV?!

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Most people understand what the acronyms OMG, SMH, and LOL mean. But what about EMV? You may have heard of EMV, and possibly have seen new EMV readers at retailers, but what exactly is it? More importantly, why should you care? EMV stands for Europay, MasterCard, Visa (the three companies that developed the technology) and is a new security feature embedded in ATM, debit, and credit cards. Instead of the old method of storing your information on a magnetic stripe, EMV cards store your information on a “chip”, which is a small integrated circuit. EMV cards are not “swiped” at...
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Are You Overlooking These Tax Deductions?

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Tax season is upon us, and people everywhere are sharpening their pencils and doing everything in their power to maximize their refunds. While most of us understand the basics of tax deductions, the complex IRS rules are constantly changing, making it easy to leave a few tax dollars on the table. While preparing your return this year, spend a little extra time to determine if you qualify for any of these often overlooked deductions. Donations If you donated furniture, clothing, appliances or household items to an approved charity during the previous year, you may receive a write-off for the items’...
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Conquer Your Financial New Year’s Resolutions

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New Year, same resolutions. If you’re like most people, this most likely means promises of regular gym sessions, healthier eating or better time management. We all commit to these things with the intention of seeing them through all year, but unfortunately our dedication usually ends not long after the champagne toasts are over. This doesn’t have to be true for your financial goals! The beginning of the New Year is the perfect time to re-evaluate your financial situation. Before tackling your goals, it’s important to analyze your current financial situation and then set clear, realistic and measurable goals. A recent...
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