All posts by Achieva Credit Union

What Is A Port Out Scam? Learn How To Prevent Against Them.

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Mobile phone users switch carriers for a variety of reasons and can carry their phone number with them to the new carrier. Meanwhile, fraudsters are exploiting this capability using a port out scam. They are able to impersonate mobile phone users and have the mobile phones ported to a different carrier. The fraudsters harvest the users’ personally identifiable information and use this information to impersonate users in having the mobile phones transferred to a different carrier. A fraudster often ports a user’s mobile phone to a different carrier after the fraudster has stolen the user’s account login credentials. This could...
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Important Reasons to Open a Savings Account for Your Child

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The function of a savings account is to provide for a rainy day. Additionally, the benefits of a savings account with Achieva include things like accrued interest, secure safekeeping, and zero fees. As important as it is for an adult to have a savings account, how often do we think of it for a minor? Believe it or not, there are very meaningful reasons to open a savings account for your child. Teaches responsibility Communicating openly with your child about their savings account will teach them responsibility. They will learn how banking and savings work together and they will also...
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2018 Achieva Scholarship Competition

By | Achieva in the Community, Articles, College Life, Finance | No Comments
Raise your hand if you could use more money for college. We see you! As part of our on-going commitment to our members, Achieva is pleased to announce the 2018 Achieva Scholarship Competition. Ten deserving students will each collect a $1,000 scholarship, and two students will be awarded $2,500 scholarships. To be eligible for the $1,000 Achieva Credit Union Scholarship applicants must be Achieva Credit Union members in good standing and either be a high school senior or be currently enrolled in college or vocational training school. To be eligible for the $2,500 Hugh “Max” Kriever Memorial Scholarship, applicants must...
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IRS Warning – Don’t Take the Bait! | What to Know About Cyber Phishing

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Tax season has arrived, and cyber criminals are hanging out the “Gone Phishing” signs. “Phishing” scams prey on a broad group of victims with the intention of snagging just a few. Criminals pose as familiar, trusted individuals in order to obtain sensitive information that can be used to file fraudulent tax returns. When a specific group of victims is targeted – such as tax professionals – the scam is known as “spear phishing”. A spear phishing attack begins with an innocent-looking email. The criminal usually baits the hook by using a familiar phrase in the subject line, such as “Tax...
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home expenses

Quick Tips on How to Create a Household Budget

By | Articles, Finance, Home Buying, Lifestyle | No Comments
Home improvement projects can go mile a minute. It seems like there's always something more to do. Our list of home expenses grows and grows; and before we know it, the amounts add up to more than we expected. Is there a better way to prepare for all of these costs? The answer, is actually yes. There are easier ways to reserve for home improvement, as well as routine maintenance fees. In this article, we share our favorite ways to budget for home expenses. So, if you own a home, listen up, we've got all the tips you need to...
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Is Social Media Making You Unemployable?

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Snapchat. Instagram. Twitter. Facebook. Reddit. LinkedIn. We live in a highly connected society. Anything you do or say could appear on social media – with or without your permission – at any time. Should you be concerned about WHO is viewing your posts? If you are in the market for a new job, the answer is YES. In the good old days before the Internet, your resume and your smiling face were the sum total of information that a potential employer could use to evaluate your qualifications. Those days are long gone, and employers are now using multiple sources, including...
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Goals vs Resolutions – How to Have a Successful New Year

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A brand new year is here - time to embrace lofty ideas and make those big dreams come true, right? Well, maybe. There’s a lot of talk about New Year’s resolutions during January, but let’s face the fact that most of us start out with enthusiasm and energy that slowly fizzles, and by Valentine’s Day we’ve mostly forgotten what we set out to do. A study at the University of Scranton confirms that while 40% of Americans formulate New Year’s resolutions, as little as 8% actually follow through on them for more than a month or two. This statistic is...
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How to Go Organic on the Cheap

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Many of us think we’d like to improve our health and well-being by going organic. We’d like to get away from food that is loaded with preservatives, stabilizers, added sugar and sodium, and be more natural with our diets. But it seems that stepping back from the world of processed food comes with a steep price tag. Items labeled organic frequently cost up to twice as much as their non-organic competitors, which prevents budget-conscious folks from making the purchase. However, there are many ways to incorporate organic items into your routine without breaking the bank. What Exactly IS Organic? As...
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A Bitcoin Primer – Demystifying Cryptocurrency

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Are you familiar with Bitcoin? Most of us have heard the term, as discussion about Bitcoin has invaded popular media in recent months. But do you understand what Bitcoin is and how it works? For those who are curious, the following is a simplified summary of a very complex concept. The World of Bitcoin For starters, Bitcoin is not an actual coin. It is a form of digital currency, known as a cryptocurrency, but it does not have a physical form like dollar bills or quarters. It is not a fiat currency like the money generated by the US Mint....
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Achieva Run for GOOD is Around the Corner!

By | Achieva in the Community, Health & Fitness, Lifestyle | No Comments
It’s time to lace up your running shoes and head out the door! Achieva’s annual Run for GOOD takes place on Saturday, January 27 ! HURRY! ONLINE REGISTRATION CLOSES AT 9 AM, FRIDAY, JANUARY 26! We invite all our members (and your family, friends, neighbors and dogs!) to join us at Payne Park in Sarasota on Saturday, January 27 for a morning of fun, fitness, and fundraising to benefit our schools. Registration forms, maps & details can be found here. Big News this Year Achieva Run for GOOD is proud to be included in the Manasota Track Club Racing Series!...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.