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Nov 06

1

Strengthen the Workplace with Collaborative Business Leadership

How Collaborative Business Leadership Builds a Workplace

By Achieva Credit Union | Articles, Business | No Comments

It's a known fact that a manager's actions can make or break an employee's motivation. With the looms of the pandemic, cancel culture, and shifts in politics, the dynamics within a company are more critical than ever. One approach to strengthening a workplace involves a tactic known as collaborative business leadership. However, it's more than just everyone working in unison. Simply put, collaborative business leadership pushes to build relationships, end conflicts, and share control. It gives a voice to both the manager and employee, almost democratically. Throughout this article, we will demonstrate each aspect of using a collaborative approach. Additionally,...

Nov 03

1

Thanksgiving Quotes About Money and Gratitude

By Achieva Credit Union | Articles, Lifestyle | No Comments

November marks the start of turkey season! To celebrate, we decided to tie together the holidays with a little banking fun. Below, we share a few Thanksgiving quotes about money and gratitude, sure to provide a fresh perspective regarding giving. Only by giving are you able to receive more than you already have. - Jim Rohn Jim Rohn was an American entrepreneur and author. He not only created one of the most famous Thanksgiving quotes about money, but he lived it as well. Born on a farm in Idaho, Rohn started life with a limited understanding of business. After quitting...

Oct 29

1

Spot Money Leaks with Zero-Based Budgeting

Stop Over Spending with Zero-Based Budgeting

By Achieva Credit Union | Articles, Finance | No Comments

In response to the pandemic, companies are in search of ways to cut costs. Zero-based budgeting has turned into a popular solution for many businesses. Entities such as General Motors recently made the switch to zero-based budgeting. By initiating cuts to advertising and discretionary spending, they successfully improved their earning power. Changing their budget has not only kept them afloat but also made room for more profitable investments in the future. The question is, can the method work for individual households? And what is the best way to start? If you need to identify money leaks quickly, consider reading more below. How...

Oct 27

1

Online Shopping Safety and Security Tips

Is Online Shopping Safe and Secure?

By Achieva Credit Union | Articles, Technology | No Comments

Ecommerce is a big part of the economy. Via mobile apps and digital shopping carts, consumers make millions of purchases every single day. Because of the swiftness of the internet, retailers are continuously focusing on new methods to increase online shopping safety. They not only want to give a secure experience, but they also want to protect their consumer's privacy. How to stay safe when shopping online The retailers of today have become the managers of sensitive data, such as credit card numbers and mailing addresses. It's a lot to balance for the sake of online transactions. As concerned as...

Oct 23

1

Balance Transfer vs. Cash Advance: What’s the Difference?

By Achieva Credit Union | Articles, Finance | No Comments

Credit card options differ between companies; and, it goes without saying that some have more perks than others. Balance transfer vs. cash advance vs. introductory APRs. What's the difference between these factors, and how do they help me build my credit? Increasing your credit score From the moment you accept your first credit card to the time you become inactive, your credit score fluctuates. Actions that will help your score include: - keeping a low debt-to-income ratio - preventing automatic closures of your accounts - paying more than your minimum balance If you're deciding between a balance transfer vs. cash advance, both can...

Oct 20

1

How VPNs Work to Make Your Internet Browsing Safer

By Achieva Credit Union | Articles, Technology | No Comments

2020 has brought a slew of ultra-repeatable buzz words, including the term virtual private network. The technology is not new; however, the demand has skyrocketed since the onslaught of COVID. More and more, people rely on the internet to fulfill their work, social, and entertainment needs. Since the average person spends over 10 hours a day using their devices, having a secure connection is crucial. Do you know how VPNs work? If not, continue reading to learn more. Private internet access A Virtual Private Network (VPN) is a security measure that safeguards data sent online. Understanding how VPNs work is the...

Oct 16

3

Financial Resume Keywords to Land a Career in Banking

By Achieva Credit Union | Articles, Work and Productivity | No Comments

The banking sector makes up a substantial part of our economy. There are approximately 2 million commercial banking employees. Those looking for a career in the industry would profit by using specific terms on their applications. Below are the most popular financial resume keywords for 2020. Why are keywords important on a resume? Employers use filters to seek out text on resume submissions. While applicants may have the desired experience, if they use the incorrect terms to describe it, they will never get the chance to meet the employer. Accounting and financial resume keywords consist of simple phases related to...

Oct 13

1

Halloween Spending Statistics: Are you being Tricked?

By Achieva Credit Union | Articles, Finance, Lifestyle | No Comments

Pumpkins? Check. Fake skeletons? They're in the cart. What else should be on the list? Even after grabbing just a few items of gory decor, the costs quickly add up. Are you being tricked? View the most recent Halloween spending statistics to find out. Halloween 2019 expenditures A 2020 poll showed that only 58% of Americans plan to partake in Halloween activities this year. Yet, the economy expects a surge of expenditures as high as $8 billion. The figures make sense until you compare the Halloween spending statistics of 2019. Last year, 68% of Americans participated, spending $8.8 billion. Why is there...

Oct 08

0

Build Wealth Quickly with an Aggressive Saving Strategy

Decrease Debt Faster With an Aggressive Saving Strategy

By Achieva Credit Union | Articles, Finance | No Comments

We all want to conserve for the future. Additionally, we strive to grow revenue and perhaps retire early. Living with financial freedom is as quintessential as pursuing happiness. Yet, none of it starts without a plan. To build wealth quickly, we must use an aggressive saving strategy. Then from there, we can make smart investments, such as paying ourselves first. How does an aggressive saving strategy differ from a regular budget? While figures in a typical monthly budget shift periodically, an aggressive saving strategy remains static. Sometimes referred to as a radical savings plan, participants continue to increase the gap between income...

How Collaborative Business Leadership Builds a Workplace

Thanksgiving Quotes About Money and Gratitude

Stop Over Spending with Zero-Based Budgeting

Is Online Shopping Safe and Secure?

Balance Transfer vs. Cash Advance: What’s the Difference?

How VPNs Work to Make Your Internet Browsing Safer

Financial Resume Keywords to Land a Career in Banking

Halloween Spending Statistics: Are you being Tricked?

Decrease Debt Faster With an Aggressive Saving Strategy

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