Articles

Your Morning Routine Needs Improvement

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How many of us do it? We lay in bed, after the alarm rings, and deliberate on pressing snooze, yet again. Something has got to give with the morning routine you currently have. Maybe it's all the little things that add up. Or maybe, you're using time to check your Instagram; when instead, you should be getting dressed. Never fear. We've got a solution to have you sipping on your latte with a smile, and never dread morning again. First, a good morning starts with a good night. Here, a little investment of time goes a long way. Every evening, you should pack your...
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Halloween Party Food on a Budget

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Great news for those of you expected to show up at a Halloween party with a dish to share – or those whose kids are begging for a spooky meal before trick or treating: for this holiday, loads of creativity – not loads of cash – will reap raves from the famished. Let’s start with a VEGGIE TRAY. The centerpiece here is a “barfing” jack o lantern. Hollow out a small Sugar Pie pumpkin and carve a pained-looking expression, making sure to create a big, round O for the mouth. Place the pumpkin at one end of the serving platter...
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Membership Makes a Difference!

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When you jump online to make sure your car payment was released as scheduled, or drop by a branch to use the ATM, consider the reasons WHY you trust Achieva with your financial transactions. Why did you choose a Credit Union instead of a traditional banking institution? “It’s close to my house” “My mother banks there” “They had the best loan rates” All of those are good reasons, but Credit Unions represent so much more than convenience and great rates. Credit Unions are not-for-profit, member-owned financial cooperatives that are governed by 9 specific principles that make an authentic difference in...
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Hurricane Matthew – A Diversity of Relief Missions

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As expected, Hurricane Matthew has left devastation in its wake, especially in Haiti and parts of the Caribbean. Humanitarian organizations are already hard at work, as food, water and medical supplies are in heavy demand. Thousands of relief workers will be deployed to the affected areas, and relief agencies will be seeking monetary support for their efforts. Sometimes it can be difficult to decide which organization to support financially, because we don’t know much about them. The following is a reference guide to introduce you to groups whose overall missions may align with your personal values. Each group is a...
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You Have to Hire a New Prez

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If you are like many Americans, you’re already suffering from political campaign burnout. So many talking heads, so much mud-slinging, all that patriotic fervor – it’s enough to make you throw up your hands and declare, “I’m out!” But before you make the decision to hide under a rock on November 8th, consider the following reasons why voting is so important. You Can Only Legit Complain About the Results if You Vote Did you know that only 57% of eligible American voters cast a ballot in 2012? That means that 43% of voters didn’t even bother. So roughly a little...
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Show Your Best Side – Body Language Can Make or Break Your Job Interview

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Job interviews easily qualify as one of life’s more nerve wracking situations. Like it or not, you have to perform, and all eyes are on you. Your resume is prepared, your wardrobe is spot on, you’ve practiced deep breathing to steady the nerves – but have you taken inventory of your body language? Often times your nervous habits will betray your smooth outward appearance. Let’s take a look at a few key areas where a little awareness can result in a big boost in your appeal to prospective employers. First Impressions A prospective employer’s evaluation of you starts well before...
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Penny Pinching Reasons to Love Trader Joe’s

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If you’ve ever shopped at a Trader Joe’s market you are probably already a fan. What’s not to like about their laid back, tropical vibe, complete with palm trees, tikis and the ubiquitous aloha shirt? Their dedication to offering top quality products is unparalleled, and TJ buyers go out of their way to introduce new and exotic tastes to the American public. The quarterly “Fearless Flyer”, with its tongue-in-cheek Victorian cartoons, is a catalogue of TJ’s latest finds. But did you know that in addition to the fun of exploring the shelves, Trader Joe’s has some of the lowest prices...
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Cut Down on Chaos With These Organizational Tips

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Life is hectic. It’s just that simple. And when we feel swamped by the number of activities that fill our days it’s tempting to become lax in keeping ourselves organized. Organization feels like a chore, mostly because we don’t make the attempt until it’s too late – piles of unopened mail are spilling onto the floor, we’re out of toothpaste and we can’t find our keys. So let’s take a preemptive strike against chaos. The following tips, if followed consistently, can help manage some of the most basic daily stressors. Make Your Bed! If you are hearing your mother’s voice...
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Everything You Need to Know About Renters Insurance

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Renters insurance (or HO-4) is an insurance policy where the tenant’s personal property is covered against power surges, water damage, vandalism, lightning, hail, windstorms, explosions, civil commotions, riots, smoke, volcanic eruptions, falling objects, damages caused by vehicles, damages caused by aircraft, damages caused by the weight of snow or sleet or ice, malicious mischief, thefts, and fires. It does not cover the actual structure. The owner, not the renter, is responsible for insurance on the actual building but is not in any way responsible for what is inside a tenant’s residence. Some landlords may even require that the renter purchase...
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Peak Season: Hurricane Preparedness

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The Atlantic hurricane season is in full swing, with the peak of the season occurring from mid-August through October. Each year the coast experiences an average of six hurricanes, three of which are considered “major”. Following the guidelines below can help you safely prepare for and ride out the storm. BE PREPARED Know your evacuation routes, especially if you live near the coast. Know which roads are likely to be closed, and map out alternate routes for leaving your area Find out how the emergency plans for your child’s school or care facility address hurricanes, and if you are required...
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