Articles

Millennials and Money: Tips for Retiring as a Multi-Millionaire

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The statistics are disturbing: older Millennials – those born in the early 1980s – will need to stash approximately $1.8 million for their retirement, and younger Millennials – those born in the 1990s – will need more than $2.5 million. That’s not the disturbing part, however. The most distressing statistic is that currently 57% of the Millennial generation hasn’t even begun to think about saving for retirement. Entrepreneur John Rampton cites these and other statistics in his October 2016 article in Inc.com. He notes that although Millennials believe they will have a better retirement than past generations, they are overlooking...
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Introducing the Achieva GOODperks App!

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Discounts are great, because who doesn’t love saving money? But cutting coupons (and remembering to bring them with you) is such a hassle! And scrolling through endless emails on your phone searching for savings is so time-consuming. There’s got to be a better way, right? Right! Achieva makes it easy and convenient to nab discounts on the fly with our new mobile app, GOODperks! Discounts When You Need Them GOODperks brings the deals right to your phone, wherever you are. As you go about your day, GOODperks will automatically alert you to deals or discounts in your immediate vicinity. No...
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Life Goals: 12 Months to a Better You

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To begin, we all want to improve ourselves. Be it our health, finances, or even world experiences, we aim to have better life goals. As much as we desire to have all the good things in life, consequently, most of us don't know how. What if there was a simple list of 12 months to a better you? Well, coincidentally (never mind that you totally knew it was coming), we have one for just you. Continue reading to understand how life goals begin with forming good habits. Why the month by month approach? I'm sure you've heard, it takes 21 days to form a habit. Fortunately...
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Start Your Financial Year Off Right; The 2017 Plan

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The New Year is upon us and that means it's time to review your monetary strategies. If last year left you with much to be desired, then right now is the perfect moment to implement a different plan. Want to start your financial year off right? Continue reading for our post for tips on the 2017 plan. What was last year's problem? Of several people polled, the biggest issue people had last year with budgeting was not having a strategic plan. Sure, they understood that saving money was, generally, a good thing. Additionally, everyone found ways to increase their income. However, every month was filled...
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Health Savings Account Verses Flexible Savings

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As Americans, we are constantly faced with possibility of changes within our health care system. Also, it's easy to point out, that each calendar year things differ slightly anyways. It's nice to prepare financially for these changes; but, what's the best way? We are going to show you the difference between a health savings account verses a flexible savings arrangement. Let's learn the meanings. To start, a Health Savings Account (HSA) is a type of savings account available to those who are enrolled in a high-deductible health plan. On the other hand, a Flexible Spending Arrangement (FSA) is an employer sponsored program that allows employees to set aside pre-tax dollars...
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Enjoying the Grand Ole Osprey

By | Achieva in the Community, Articles | No Comments
It’s not every day that a pair of nesting birds moves into the neighborhood. But that’s exactly what happened at Achieva’s  4th Street location in St. Petersburg! Back in 2014, a pair of beautiful osprey (also called sea hawks) built a nest on top of Achieva’s monument sign. Unfortunately, their nest, and the eggs inside, was destroyed during a storm. Undaunted, the couple returned to rebuild their home atop the sign. Fearing a repeat of the previous disaster, Achieva staff consulted the local chapter of the Audubon Society, which recommended that the nest be relocated to a safe and appropriate...
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Create Holiday Cheer Without Breaking Finances

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For starters, we're all about that holiday cheer. Simply put, once the Thanksgiving turkey is out of the oven, we're already hanging Christmas decorations. Our desire is for the entire family to feel the joy of the season. Question is, how do you spread cheer like Santa, yet avoid breaking finances? This post will help you find a solution to keep the merriment of the occasion, while still being wise with your money. Apply a four gift rule Traditionally, people typically spoil their children and loved ones. They shower them with gift after gift until unwrapping presents on Christmas morning, turns...
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Now is the Best Time to Buy a New Car

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Did you know that December is the best time to buy a new car? Specifically speaking, the closer to the end of December, the better. However, before we go all in on the subject, there are a few things you will need to know. In fact, those who are familiar with the car buying process are the ones that benefit the most from the experience. So, if you're one of those people who were looking for that final push, here is your sign. Continue reading to learn why now is the best time to buy a new vehicle; as well as, how to do it....
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Business Small Talk- Time for the Company Party

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No man, or woman, is an island. We all have to unite in some form, or fashion, to make humanity revolve. It's simply that conversations, with those other than your closet friends or family, feel so awkward. Additionally, what if the stakes were raised because the people you have to mingle with are your bosses and their colleagues? Yes, people, this is the real deal. I'm talking about the company party. Below, we will show you how to master business small talk right before the office festivities. Start by appreciating its value. Business small talk is important. "It isn’t just about being gregarious or entertaining- it’s a...
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Habits of People with Awesome Time Management Skills

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Have you ever wondered about the people that seem to have all their ducks lined up, in a perfectly straight, harmonious row? How do they have a schedule that allows them to do all these cool things, and maintain their daily obligations without fail? I mean, we all share the same 24 hours each day. How come their day falls together so much better? The answer my friends is that they have awesome time management skills. They have successfully figured out how to rock at life, the most productive and efficient way possible. Our post will explain the common habits and how...
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