Articles

Budget Decorating: Go High-End Without Going Broke

By | Articles, Finance, Lifestyle | No Comments
Let's face it, you've stared at the internet for hours, drooling over how much you want to have a Houzz worthy crib. You desire to let your inner interior designer shine, but don't know how. Whether it's your first home, or you're looking to upgrade your living space; there are 4 key ways to go high-end without going broke. Read more to learn about budget decorating and its perks. Start with high-quality furniture. This is the most influential suggestion in regards to budget decorating. Think of your furniture as an investment. You're going to have to put stock into timeless, long-lasting pieces. Instead of buying cheap, but poorly...
Read More

Email Scams – What to Do When It Happens to You

By | Articles, Finance, Technology | No Comments
Falling for an email scam – known as phishing – can happen to even the most vigilant Web user. Cyber criminals continue to up the ante with ever more sophisticated scams, so it’s not really a question of IF it will happen to you, but rather WHEN it will happen, and HOW you will respond to the threat. Follow these steps to help protect your online interactions. Change Passwords If you have provided any personal information or passwords in response to a phishing scam change ALL your passwords immediately. This includes email accounts, online accounts, bank accounts and debit card...
Read More

Halloween Safety Tips to Make the Most Out of the Occasion

By | Achieva in the Community, Articles, Lifestyle | No Comments
Are your little goblins ready to hit the roads this Halloween? Does the mere mention of candy get them excited to start chiming on doorbells? Well, while we all understand children's enthusiasm, parents also have the responsibility of keeping them safe. No one wants to spoil the fun; but, there are a few things about Trick-Or-Treating that are worth mentioning. This post will cover all of the Halloween safety tips to make the most out of the occasion. Pre-plan your route. Make sure to pre-plan your route ahead of time. This is not only to avoid getting lost, but it's...
Read More

Building Credit: A Primer for College Students or Recent Grads

By | Articles, College Life, Lifestyle | No Comments
Building a good credit history can seem like a daunting task, but if you begin while you are in college it really isn’t difficult. Set yourself up for future success by taking small steps now that will help you be ready for the “real world” post-graduation. Establishing credit doesn’t mean that you will immediately go down a rabbit hole of debt. That type of situation is completely avoidable with a little basic education and the right mindset. Why Should I Care About My Credit Score? Most people are aware that their credit score affects their ability to secure a mortgage...
Read More

Store Credit Cards vs Branded Credit Cards: The Facts You Need to Make the Right Decisions

By | Articles, Finance, Lifestyle | No Comments
“Would you like to receive an additional 20% off today?” If you’ve ever shopped at a retailer with an in-house credit card this is a familiar refrain. The smiling cashier informs you that if you open a credit account you can receive an amazing discount off your purchases that day. It’s an enticing offer, especially if you are making a high dollar purchase. How do you decide if opening a new credit line is worth the immediate discount? Understanding the benefits and detriments of different types of credit cards will make you a savvy consumer. Foremost, please realize that any...
Read More

Protect Yourself from Scams

By | Articles, Finance, Lifestyle, Technology | No Comments
We see it in the news every week – some unsuspecting grandmother tries to withdraw money from an imposter ATM, and instead of getting cash, she loses her life savings as scammers clean out her bank account. “That would never happen to me!” you think – until you become the victim of a “faceless” crime. You won’t even know it is happening until it’s too late. As technology becomes more sophisticated, so do the schemes of those who seek to steal your hard earned savings. A little awareness now can save you a whole lot of time, money and aggravation...
Read More

National Cyber Security Awareness Month

By | Articles, Finance, Lifestyle, Technology | No Comments
Happy #CyberSecurityAwareness Month! October is National Cyber Security Awareness Month and we want to help you stay safe online. Don’t let yourself become a victim of ID Theft, fraud or cybercrime. There are many aspects to cybersecurity and they can all have an impact on your financial well-being. Whether you’re managing your bills online, online shopping or simply checking your email, there are steps you can take to ensure that your information stays safe. Check out https://staysafeonline.org/stay-safe-online/managing-your-privacy/  for everything you need to know about Cyber Security Awareness Month, tips and resources that will help protect you and your family from...
Read More

8th Annual Achieva Box Car Rally

By | Achieva in the Community, Articles, Lifestyle | No Comments
Support Local Schools 8th Annual Achieva Box Car Rally Saturday, October 14th 9 am – 4 pm Get ready – the annual Achieva Box Car Rally rolls through the streets of Clearwater in just two weeks! Enthusiastic crowds of spectators, lining Cleveland Street from Osceola Avenue to the waterfront, will cheer as their favorite racers hurtle down the hill toward victory. With two racing divisions and six classes in each division, there will be plenty of exciting race action throughout the day! Last year 262 racers competed in 340 individual races! From Pee Wees to Corporate sponsored drivers, and wacky...
Read More

Dear First-Time Home Buyer: 4 Things You Need to Know

By | Articles, Finance | No Comments
Nothing says living the good life like buying your first home. It's a place to establish your roots and make your very own. If you're in the market as a first-time home buyer, we've got a straight forward article just for you. There really are 4 critical things you need to know. House size matters. Buying the right sized house is obviously a major factor. Even more so, having the right size yard is, too. If you plan not to be home over 75% of the time, then having a large Florida lawn may be difficult to maintain. (Unless you...
Read More

Total Solar Eclipse 2017 – Why it’s a BIG Deal

By | Articles, Lifestyle, Technology | No Comments
By now you’ve heard a lot of noise about the Great American Solar Eclipse that will happen on August 21st. Chirpy newscasters across the country have modeled the ever-so-stylish eclipse-protection eyewear, and travel sites are promoting remote cabins in the wilderness from which to achieve the best view of the celestial event. There’s a lot of hype surrounding this astronomic occurrence, but really, what’s the big deal? Timing is Everything Why is this eclipse so significant? This is the first total eclipse that will move across the entire United States since June of 1918. Eclipse chasers, known as umbraphiles (roughly...
Read More

Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.