Jun 21
54
How to Refinance Student Loans to Better Suit Your Needs

How to Refinance Student Loans to Better Suit Your Needs

By | Articles, College Life | No Comments
When borrowers refinance student loans, they reset the terms based on their current financial status. Changes in employment or moving to a new location are a few reasons that trigger the need. Fortunately, borrowers have a lot of options. The process is relatively short, and several lenders are willing to refinance student loans at a better rate than just a few years ago. If you're considering going with another lender, here's what you'll need to do: 1. Make sure you have a stable source of income. Refinancing away from federally-held loans may disqualify you from select benefits. Private lenders often...
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Jun 17
46
Cheap and Unique Travel Tips to Break the Monotony

Cheap and Unique Travel Tips to Break the Monotony

By | Articles, Lifestyle | No Comments
Going on a trip is exciting, but not everyone enjoys the planning. Between packing and paying for reservations, a dream vacation can seem out of reach. To make things easier, we're sharing our best travel tips. You'll learn how to find money-saving deals and even uncover better ways to carry your luggage.  Are you ready? With Achieva Credit Union and the eight travel tips below, you'll be all set for some summertime fun. 1. Find the right deals on travel Travel bundles can seem beneficial; however, keep your eye out for exclusions. Many lack the flexibility needed to change or...
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Jun 02
46
Practical Money Lessons for Kids Just in Time for Summer

Just in Time for Summer, Practical Money Lessons for Kids

By | Articles, Finance | No Comments
Summer break is the perfect occasion to discuss finances with your family. Events like vacations, road trips, or even gardening projects involve cycles of saving and spending. These money lessons for kids will last a lifetime, and we've broken them down by age. As you teach your child financial literacy, remember to use the summer fun to your advantage.  Introduce the concept of money (age 2-3) While at the beach, play a game of trading shells for other items. As the play continues, explain to your child that money works in the same way. To obtain goods and services, people...
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May 26
47
How the Computer Chip Shortage Affects Your Wallet

How the Computer Chip Shortage Affects Your Wallet

By | Articles, Technology | No Comments
There is no doubt that technology remains the bread and butter of society. Over the past twenty years, major players such as Apple, Samsung, and Microsoft, have added countless advancements to our everyday lives. We have watches that can check our heartbeats. Our cars can park themselves. Microprocessors are everywhere, almost hiding in plain sight. What do we do when a notable computer chip shortage comes into play? And how will it affect your wallet? The electronics industry is changing. Here's what you need to know. What uses computer chips? There are many different types of computer chips. They range...
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May 19
47
Which Home Upgrades Work Best in a Seller’s Market?

Which Home Upgrades Work Best in a Seller’s Market?

By | Articles, Home Buying | No Comments
As society shifts alongside political and economic fluctuations caused by COVID, people are looking for new places to live. Demand is high. Availability is moderate. There is no doubt that we're in a seller's market. Even so, is there a way to capitalize on 2021's housing boom? Which home upgrades will give you the most bang for your buck before listing your property?  Regardless of where you live, a strategic plan will help you sell your home faster. The fewer resources you have to put into open houses and agent commissions, the more you have left for home upgrades and...
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May 13
46
Senior Fraud Awareness and Financial Security

Senior Fraud Awareness and Financial Security

By | Articles, Finance | No Comments
Scams are everywhere; however, diligent people are too. While con artists will stop at nothing to exploit the vulnerable, there are programs in place to help. After recognizing increased fraudulent activity targeted towards older adults, the U.S. Senate declared May 15th as National Senior Fraud Awareness Day.  On this day, the nation recognizes the need to protect older individuals. Additionally, twenty-four states enacted age-specific laws and resolutions. There's no doubt that every person should guard themselves against scams. Nonetheless, each year, there are about 7.86 million cases of suspicious activity directed towards the elderly. Senior Fraud Awareness day is not only important,...
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May 11
154
Certificates of Deposit, Easier Passive Income Than Crypto

Certificate of Deposit, Easier And Insured Passive Income

By | Articles, Finance | No Comments
Imagine a savings account that could do more with your money. If you had the opportunity to set funds aside for six months, with a stable interest return, would you? Enter into the savvy-savings of a certificate of deposit account. Not only do these investments have the lowest amount of risk, but they are the simplest form of passive income. How does a certificate of deposit work? With a certificate of deposit, there is no need to log in every day to check prices. Since most CDs hold for a minimum of six months, the fluctuating market has little effect...
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May 06
46
The Leaders Behind National Nurses Day

The Leaders Behind National Nurses Day

By | Articles, Lifestyle | No Comments
In 1982, President Reagan signed a proclamation declaring May 6th as National Nurses Day. It is a day to honor our supportive caretakers within the health, research, and psychiatric fields. Additionally, this special day is part of a week-long celebration dedicated to nurses all around the world. How did National Nurses Day begin? In 1953 Dorothy Sutherland, an official from the US Department of Health, Education, and Welfare, proposed to create a day to recognize the hard work of nurses. She presented the proposal to President Eisenhower. The proclamation did not receive approval at the time; however, several advocates for...
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May 04
46
It’s time to #ThankATeacher for Teacher Appreciation Day

It’s Time to #ThankATeacher for Teacher Appreciation Day

By | Articles, Lifestyle | No Comments
Teachers are crucial to our future generations. Their patience and ability to educate are a driving force. Not only do they spend countless hours preparing lessons, but they also take the time to make sure each student understands. It's time to #ThankATeacher. As this year's theme for Teacher Appreciation Day, we feel the sentiment rightly fits.   The history of Teacher Appreciation Day In 1953, Former First Lady Eleanor Roosevelt presented an idea to Congress. She made a case for teachers and wanted a day of recognition for their craft. Other advocates, such as The National Education Association, continued over the years...
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Achieva Life blogs and articles are intended to provide general information, thoughts, and articles in regards to the topics covered therein. Achieva Life is provided with the intent and understanding that Achieva Credit Union is not engaged in the act of rendering financial, consulting, medical, technological, legal, accounting or any other professional advice. The information provided within Achieva Life is not intended nor should be used as a substitute for medical, legal, or other professional advice or other expert opinions. Achieva Credit Union is not responsible for the accuracy of the information on Achieva Life and makes no representation regarding the accuracy of the content. Achieva Credit Union reserves the right to delete or block any comments. The content and comments on Achieva Life do not necessarily reflect the views of Achieva Credit Union.

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